UOB : UnionPay Platinum Card | Credit Cards

Features

2% Cashback

Enjoy 2% cashback on all local and overseas spend.

Show more Show less

UnionPay QuickPass

Instant contactless payment at major merchants island-wide.

Show more Show less

Earn 2% cashback* on your UOB UnionPay Card on all local and overseas spend with no minimum spend required. Hassle-free when it comes to calculating your cashback earnings!

Where	Monthly Spent	Cashback Per Month
Giant	S$250	S$5 (S$250 x 2%)
Guardian	S$5	S$0.10 (S$5 x 2%)
Shaw Theatres	S$40	S$0.80 (S$40 x 2%)
Crystal Jade	S$150	S$3 (S$150 x 2%)
Metro	S$500	S$10 (S$500 x 2%)
SPC	S$240	S$4.80 (S$240 x 2%)
Overseas spend	S$620	S$12.40 (S$620 x 2%)
Total cashback earned:		S$36.10

*Total cashback is capped at S$50 per calendar month. Exclusions apply. For details, please refer to the full terms and conditions.
UOB UnionPay Card is enabled for online usage at selected online merchants such as: Agoda, Amazon, Atome, Expedia, Farfetch, Food Panda, Grab, iHerb, Klook, Net-a-Porter, Oddle, PayPal, Taobao, ZALORA and more.

Show less

Payment is a breeze when you can just tap and pay with UnionPay QuickPass! Available for purchases of S$100 and below at major retailers and food & beverage outlets island-wide.

Look out for the QuickPass logo to enjoy this contactless payment mode.

Show less

24-hour Concierge Service

Concierge service to help Cardmembers with their daily affairs or special needs, including travel, entertainment, shopping, business, and different personal needs.

For more details, contact Concierge hotline at +65 6336 4506.

UnionPay exclusive offers worldwide

Enjoy dining, shopping and entertainment privileges in major cities around the world with UOB UnionPay Card.

Also accepted close to 54 million merchants and 3 million ATMs worldwide.

More savings with UOB Fuel Power

Up to 21.6% off your petrol purchases at SPC

Show more Show less

Duty Free Shopping worldwide

Up to 10% off at over 100 International Airport Duty Free Shops including Hong Kong, Japan, Korea, Thailand and more.

Enjoy up to 21.6% off your petrol purchases at SPC with your UOB UnionPay Card and SPC&U Card!

To get the best savings, sign up for an SPC&U Card and receive it instantly at the station.

Enjoy an incredible 15% off petrol purchases with your UOB UnionPay Card and SPC&U Card
Save up to 5% discount in a single transaction for every S$51 charged to your UOB UnionPay Card
Receive 2% cashback with no min. spend with your UOB UnionPay Card

Example of savings calculations
Based on gross spend of S$60 on petrol	UOB UnionPay Card
SPC&U Card Discount	10%	S$6
UOB Credit Card discount	5%	S$3
Nett spend (Less 15% discount)	-	S$51
UOB Cards Offer: S$3 off^† (every S$51 nett spend)	5%	S$3
UOB UnionPay Card (2% cashback with no min. spend)	2%	S$0.96
Total savings*	21.6%	S$12.96

^†S$3 off is only applicable with every S$51 nett spend (after all station discounts and/or coupons are deducted from the gross amount), for payment made with UOB Visa, Mastercard or UnionPay Credit/Debit Cards only. Non SPC&U members are entitled to a 5% discount.

*Calculation is based on total dollar savings of S$60.00 gross spend.

Show less

W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities will be excluded from the awarding of cashback.

With effect from 1 Feb 2021, please be informed that transactions involving payments to hospitals, automobile parking lots and garages will be excluded from the awarding of cashback.

For details, please refer to the full terms and conditions.

Promotions

Apply now and get S$250 Grab Vouchers

Get 15% off at ZALORA

Exclusive Complimentary Sands Rewards LifeStyle Elite Tier Membership

Get S$250 Grab Vouchers when you apply now for the UOB UnionPay Card!

For the first 200 new-to-UOB Credit Cardmembers who successfully apply for a UOB personal credit card in the month of September 2022 and spend a min. of S$1,500 within 30 days from card approval date on their new UOB credit card. Card exclusions apply. Click here for full terms and conditions.

Apply Now

Show less

15% off + 5% cashback^† with min. S$100 spend
Promo code: UPZAL22

Shop Now

^†Valid till 31 December 2022. Payment must be made with UnionPay Cards. Only one Promo Code may be used at a time. The Promo Code may be used on www.zalora.sg only and must be entered upon checkout to be effective. The Promo Code do not apply to items sold by sellers as set out at www.zalora.sg/faq-sellers/. The Promo Code do not apply to certain excluded brands as set out at www.zalora.sg/faq-non-sale/. Cashback earned is valid for 6 months from the date of cashback issued into customer’s ZALORA Cashback Wallet for promotion code 'UPZAL22' . The Terms of Service set out at www.zalora.sg/terms-of-service/ shall apply to all uses of the Promo Code. ZALORA reserves the right to amend these terms and conditions or to cancel the Promo Codes at any time.

Show less

Get your complimentary Sands Rewards LifeStyle Elite tier membership* (3 months upgrade) when you present your UOB UnionPay Card at any Sands Rewards counter. Find out more here.

Sands Rewards Lifestyle Membership (Elite Tier) benefits:

Up to 10% instant Reward Dollars at over 250 participating outlets
Up to 6 complimentary SkyPark Observation Deck, Sampan Rides & Digital Light Canvas tickets per months (Limited to 2 tickets per day per attraction)
Up to 2 complimentary ArtScience Museum all-access tickets per month
1 Complimentary 24-hour parking ticket per day (total 10 tickets redeemable per month)
Complimentary room upgrade subjected to availability
Savings up to 20% on selected shows at Sands Theatre
Enjoy savings on shopping, dining and more

Find out more about exclusive Member Benefits here.

*Valid till 31 Dec 2022. Membership extension will be granted if the spending criteria is met. To enjoy this offer, you must be at least 18 years old and have proof of identification e.g. passport, or any valid government-issued photo identification such as your Singapore NRIC, Long Term Social Visit Pass or Employment Pass. This promotion is valid for one-time redemption per member. Members who have redeemed an Elite upgrade offer under Third Party Partners will not be eligible for another. Terms and conditions apply, click here for details.

Show less

Complimentary USD$20 Klook coupon

Get 15% off at Agoda

Get complimentary USD$20 coupon for Klook, a world-leading travel activities and services booking platform, when you register your UOB UnionPay Card on the UnionPay Benefit Rewards Platform.

Click here to find out more.

The promotion is valid till 30 June 2023. Coupons are available for collection on a first-come-first-serve basis on the UnionPay Benefit Rewards Platform. The coupons are only applicable for travel and entertainment products on the specific Klook page. Limited to a maximum of 2 coupons per eligible cardmember during promotion period. Coupon is valid for redemption 30 days from date of collection. Coupon is valid for collection 30 days from date of registration, and valid for redemption 60 days from date of collection. Each coupon is valid for a one-time use. Payment must be made with a UOB UnionPay Card. The coupon is intended for personal use only, and cannot be used for any commercial, promotional or other purposes. The coupon is non-refundable, non-transferable, and non-exchangeable for cash or in-kind. The value of the coupon will be converted to the currency in which the payment is being made according to Klook’s internal exchange rate system. UnionPay reserves the right to disqualify eligible cardmembers from participating in the promotion, to cancel or withdraw the coupon issued directly or through the issuing banks without prior notice if the eligible cardmember is found to be exploiting system vulnerabilities by using plug-in software, add-ins or other dishonest means or tools to obtain the coupons/benefits. The products and services are provided by Klook Travel Technology Limited. UnionPay International is neither a vendor nor service provider, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services shall be borne by the merchant. General Terms & Conditions apply.

Show less

Get 15% off Agoda Hotel bookings for all destinations.

Click here to find out more.

Valid till 31 Dec 2023 for stays till 30 June 2024, on a first-come-first-serve basis, whilst stocks last. Discount capped at S$60 per transaction. Payment must be made with a UOB UnionPay Card. General Terms & Conditions apply.

Show less

Apply Now

Eligibility and fees

Eligibility

Singapore citizen/PR

Min. annual income S$30,000
OR
Fixed Deposit collateral of minimum S$10,000^#

Foreigners

Min. annual income S$40,000
OR
Fixed Deposit collateral of minimum S$10,000^#

Age > 21 years old

Documents Required: Click here

Fees

Principal card

S$192.60^ yearly
First three years card fee waiver

Supplementary card

FREE first card
S$96.30^ subsequent card

^#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

^Fees are inclusive of Singapore's prevailing Goods and Services Tax (GST).

Apply now

Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77862:

<Yesup>space<Last 4 digits of existing UOB Card>space<NRIC#>

SMS T&Cs apply.

Application via MyInfo

Application process has been enhanced to be fast, simple, and secure with MyInfo. No more endless fields to fill in and documents to upload.

Before you begin, please prepare the following documents.

For salaried employees

NRIC (front and back) and
Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
Income documents (any of the following)

Latest 12 months' CPF Contribution History Statement via Singpass login or
Latest Computerised Payslip (Fixed income earner with Basic Salary ≥ $2,500) /
Latest 3 months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or
Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)

For self employed

NRIC (front and back) and
Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
Latest Income Tax Notice of Assessment

For commission based employees

NRIC (front and back) and
Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
Latest Income Tax Notice of Assessment

For foreigners

Valid Passport (with at least 6 months’ validity) and
Employment Pass (EP or S Pass only with at least 6 months’ validity) and
Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
Income documents (any of the following)
- Latest Computerised Payslip (in Singapore Dollar currency) or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
- Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months

For existing UOB Credit Cardmembers

Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.