Smart Money

  • UOB EVOLUOB EVOL

Smart Money

Enjoy up to S$150 cash credit1 when you apply for a UOB One Account now!

Being able to grow your savings without doing a thing? Now we’re talking. Spend and save on the UOB One Account to enjoy these benefits.

Account Balance in your
UOB One Account
Spend S$500 on your UOB EVOL Card
Total interest for A^
Spend S$500 on your UOB EVOL Card
+
Credit your salary or perform 3 GIRO transactions
Total interest for B^
First S$15,000 0.25% p.a. 0.50% p.a.
Next S$15,000 0.25% p.a. 0.55% p.a.
Next S$15,000 0.25% p.a. 0.65% p.a.
Next S$15,000 0.25% p.a. 0.80% p.a.
Next S$15,000 0.25% p.a. 2.50% p.a.
Above S$75,000 0.05% p.a. 0.05% p.a.

^Total interest A is equivalent to current Base Interest plus revised Bonus Interest A; Total Interest B is equivalent to current Base Interest plus revised Bonus Interest B; where current Base Interest is 0.05% p.a. and Bonus Interest is paid on the first S$75,000 balance in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance.

Whether you choose to #TreatYourself with a health and gym package, have to foot the bill for insurance premiums, or just want to fund a lifestyle, UOB SmartPay has got your back.

Split your credit card bill or selected transaction(s) into interest-free instalments.

1) Interest-free monthly instalment with 1-time low processing fee from 3%

2) Flexible payments over 3, 6, 12 months

3) Fast and hassle-free application via UOB TMRW,
Personal Internet Banking, Online form or SMS

Tenure3 months6 months12 months
1-time processing fee 3% 3% 5%
Effective Interest Rate 18.18% p.a. 10.43% p.a. 9.5% p.a.

For example, based on a retail purchase of S$3,600:

Tenure3 months6 months12 months
Monthly instalment S$1,200 S$600 S$300
1-time processing fee S$108 S$108 S$180

 

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Terms and Conditions

1Up to $150 cash credit when you sign up for any eligible UOB savings account online, deposit fresh funds and register your participation in the UOB Year End Savings Festival!

Eligible Accounts: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Saving Account, KrisFlyer UOB Account and/or UOB One Account. $50 or $150 cash credit applicable for a customer who successfully opens a New Account within each Qualifying Period, completes participation form, deposits required Incremental Fresh Funds by required date and where applicable, agrees to earmark such Incremental Fresh Funds.  $100 cash credit applicable for an existing customer who completes participation form, deposits required Incremental Fresh Funds into the customer’s existing Account by required date, and agrees to earmark such Incremental Fresh Funds. Full Terms & Conditions apply and may be accessed at here.

+Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Saving Account and/or UOB One Account.

2Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$1,600 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for full terms and conditions.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

To enjoy 8% cashback on Online and Mobile Contactless Spend, a min. spend of S$600 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your Online and Mobile Contactless Spend will be awarded. Cashback is capped at S$20 per statement month for each of Online, Mobile Contactless and all Other Spend. Exclusions and other terms and conditions apply.

*For the first 60 new-to-UOB Credit Cardmembers per calendar month to apply for a UOB EVOL Card from 11 November to 31 December 2021 and spend a min. of S$1,000 within 30 days from the card approval date. Click here for full terms and conditions.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

Important Notice & Disclaimers
The information contained on this webpage shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing on this webpage constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein. The information contained on this webpage, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of 1 May 2021, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained on this webpage , United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information contained on this webpage.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Get iPad 9th Gen worth S$499* when you apply for UOB EVOL Card now!

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