Smart Money

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Smart Money

Enjoy up to S$130 cash credit^ when you apply for a UOB One Account now!

Being able to grow your savings without doing a thing? Now we’re talking. Spend and save on the UOB One Account to enjoy these benefits.

Account Balance in your
UOB One Account
Spend S$500 on your UOB EVOL Card
Total interest for A^
Spend S$500 on your UOB EVOL Card
+
Credit your salary or perform 3 GIRO transactions
Total interest for B^
First S$15,000 0.25% p.a. 0.50% p.a.
Next S$15,000 0.25% p.a. 0.55% p.a.
Next S$15,000 0.25% p.a. 0.65% p.a.
Next S$15,000 0.25% p.a. 0.80% p.a.
Next S$15,000 0.25% p.a. 2.50% p.a.
Above S$75,000 0.05% p.a. 0.05% p.a.

^Total interest A is equivalent to current Base Interest plus revised Bonus Interest A; Total Interest B is equivalent to current Base Interest plus revised Bonus Interest B; where current Base Interest is 0.05% p.a. and Bonus Interest is paid on the first S$75,000 balance in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance.

Limited time only: Get S$50 cashback~ when you split your purchases with UOB SmartPay!

Whether you choose to #TreatYourself with a health and gym package, have to foot the bill for insurance premiums, or just want to fund a lifestyle, UOB SmartPay has got your back.

Simply split at least S$4,000 worth of credit card bill or selected transaction(s) into instalments with UOB SmartPay from now till 31 Jul 2022 to receive S$50 cash rebate~. SMS registration required.

1) Interest-free monthly instalment with 1-time low processing fee from 3%

2) Flexible payments over 3, 6, 12 months

3) Fast and hassle-free application via UOB TMRW,
Personal Internet Banking, Online form or SMS

Tenure3 months6 months12 months
1-time processing fee 3% 3% 5%
Effective Interest Rate 18.18% p.a. 10.43% p.a. 9.5% p.a.

For example, based on a retail purchase of S$3,600:

Tenure3 months6 months12 months
Monthly instalment S$1,200 S$600 S$300
1-time processing fee S$108 S$108 S$180

 

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Terms and Conditions

W.e.f. 1 March 2022, please be informed that transactions with transaction description "AMAZE* TRANSIT*" will be excluded from the awarding of cashback.

*For the first 60 new-to-UOB Credit Cardmembers in each calendar month to apply for a UOB EVOL Card from 1 April to 30 June 2022 (both dates inclusive) and spend a min. of S$1,500 within 30 days from the card approval date. Total 180 AirPods Pro with an eco Oakywood case (each worth S$429) to give away. Click here for full terms and conditions.

~Valid from 27 May till 31 July 2022 (“Promo Period”), for customers who do not have any SmartPay transaction (the “Transaction”) charged to their UOB credit card 12 months prior to the Promo Period. To be eligible to receive a one-time S$50 cash rebate, you must be among the first 500 eligible customers to (i) successfully register to participate in this promotion via SMS using the prescribed format during the Promo Period; and (ii) successfully charge a new SmartPay transaction of min. S$4,000 to the UOB Card by 15 August 2022. Rebate will be credited into the card account by 30 September 2022. Visit here for full terms and conditions.

^Up to S$130 cash credit comprising EITHER 1a) S$80 cash credit, OR 1b) S$60 cash credit, OR 1c) S$30 cash credit, and 2) S$50 cash credit

1a) S$80 cash credit is only for the first 200 New to UOB customers per calendar month who:
(i) successfully open a new Eligible UOB Account* online from 1 May 2022 to 31 July 2022, and
(ii) deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

1b) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:
(i) successfully open a new Eligible UOB Account* online from 1 May 2022 to 31 July 2022, and
(ii) deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

1c) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:
(i) successfully open a new Eligible UOB Account* online from 1 May 2022 to 31 July 2022;
(ii) deposit at least S$5,000 of fresh funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
(iii) fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 30 April 2022.

+Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account.
Click here for full terms and conditions.

And

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:
(i) successfully submitted an online participation form here; and
(ii) successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

1Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$1,600 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for full terms and conditions.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

To enjoy 8% cashback on Online and Mobile Contactless Spend, a min. spend of S$600 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your Online and Mobile Contactless Spend will be awarded. Cashback is capped at S$20 per statement month for each of Online, Mobile Contactless and all Other Spend. Exclusions and other terms and conditions apply.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

Important Notice & Disclaimers
The information contained on this webpage shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing on this webpage constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein. The information contained on this webpage, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of 1 May 2021, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained on this webpage , United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information contained on this webpage.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

 

Get AirPods Pro with an eco Oakywood case worth S$429* when you apply for UOB EVOL Card now!

Apply Now

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