Get up to S$548 cash credit* when you apply now!

Benefits

Own every evolution with the UOB EVOL Card, and get 8% cashback on online and mobile purchases!
Cashback for your digital lifestyle

Cashback for your digital lifestyle

8% cashback1 on online and mobile contactless spend

No annual fee

No annual fee

When you make 3 transactions monthly

Maximise your savings

Maximise your savings

Up to 7.8% p.a. interest on UOB One Account when you spend with UOB EVOL Card.

About UOB EVOL

Sustainability

Sustainability

Show your support and go green with Southeast Asia’s first bio-sourced card – the UOB EVOL Card. Enjoy a variety of sustainable deals, take your carbon footprint to zero with SP Group and more!

Rewards+

Rewards+

Access to Singapore’s personalised rewards programme on UOB TMRW app. Enjoy curated dining, shopping, travel deals and more, plus track and use your cashback and rewards points.

Digital Banking with UOB TMRW

Digital Banking with UOB TMRW

Where’s your money really going? Take stock by using UOB TMRW to track your spending, score deals, invest and more. It’s the Spotify Unwrapped you needed, but for money.

Smart Money

Smart Money

Boost your savings with UOB One Account. What’s more, ease your cashflow when you buy now and pay later with UOB SmartPay.

Other benefits

Other benefits

Promotions

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ALBA STEP UP app – Turning Waste into Treasure
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ALBA STEP UP app – Turning Waste into Treasure

Earn points by recycling with us and redeem them with sustainable partners across Singapore

    BYKURAHOME
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    BYKURAHOME

    • 10% off with min. S$60 spend
      Promo code: EVOL10

      Craftsforgreen
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      Craftsforgreen

      • 15% off regular-priced items
        Promo code: EVOL15

        CrunchCutlery
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        Food

        CrunchCutlery

        • 10% off with min. $45 spend + free island-wide shipping
          Promo code: VISCC10

          Eco-Lyfe
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          Eco-Lyfe

          • 10% off + 1 free bamboo cutlery set
            Promo code: EVOL10

            HEAVENLUXE
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            HEAVENLUXE

            • S$50 off on all bundle sets
              Promo code: UOBEVOL50

              Heybo
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              Food

              Heybo

              • 10% off at Heybo
                Promo code: HBVISA10

                Hush Candle
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                Hush Candle

                • 15% off with min. S$50 spend
                  Promo code: EVOL15OFF

                  Little Farms
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                  Little Farms

                  • S$10 off at Little Farms on a basket of S$150 and above
                    Promo code: VISA10

                    Minimakers
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                    Minimakers

                    • 10% off beeswax related products
                      Promo code: EVOL10

                      Monkey Loot
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                      Monkey Loot

                      • 15% off min. $45 spend
                        Promo code: UOBEVOL15

                        POASIA
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                        POASIA

                        • 15% off min. $45 spend
                          Promo code: UOBEVOL15

                          My Naked Bar
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                          My Naked Bar

                          • 15% off Lavender Oatmeal Starter Kit
                            Promo code: EVOLSTART15
                          • 10% off min. S$50 spend
                            Promo code: EVOL10

                            SaladStop!
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                            Food

                            SaladStop!

                            • 10% off at SaladStop!
                              Promo code: SSVISA10

                              Sigi Skin
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                              Sigi Skin

                              • 10% off sitewide^
                                Promo code: EVOL10
                              • 15% discount on Sustainable Products (Garden Party Refill, Glass Tumbler, Idyllic Fields and Dew Potion)
                                Promo code: EVOL15

                                SimplyGood
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                                SimplyGood

                                • 10% off on all products at SimplyGood
                                  Promo code: VISA10

                                  Source Collections
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                                  Source Collections

                                  • S$10 off with min. spend of S$100 in a single order
                                    Promo code: EVOL10

                                    SusGain - Singapore's rewards app for YOU, the PLANET and the COMMUNITY
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                                    SusGain - Singapore's rewards app for YOU, the PLANET and the COMMUNITY

                                    Turn your eco-conscious actions and spend into points, cashback, donations and trees at 1,000+ locations islandwide

                                      The Sustainability Project
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                                      The Sustainability Project

                                      • Enjoy 13% off storewide
                                        Promo code: EVOL13

                                        TWOOAK
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                                        TWOOAK

                                        • $5 off min. spend of $50^
                                          Promo code: EVOL5OFF
                                        • Drop off your contact lens blisters at the Studio and get $1 off your next order#.

                                          Your Sustainable Store
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                                          Your Sustainable Store

                                          • 5% off storewide
                                            Promo code: VISATAKE5

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                                            For more great ideas to own it,
                                            follow us on Instagram at @OwnMyEVOL

                                            Love mother earth?

                                            Love mother earth?

                                            Be an eco-friend with benefits

                                            Paper statements

                                            Paper statements

                                            See ya never!

                                            Annual fees?

                                            Annual fees?

                                            You can officially waive that goodbye.

                                            Things you should know

                                            Eligibility and fees
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                                            Eligibility
                                            Age: 21 years and above

                                            Singaporean/PR:
                                            • Instant Card approval via Myinfo
                                            • Minimum annual income of S$30,000 OR
                                            • Fixed Deposit collateral of at least S$10,000^^


                                            For Foreigners:
                                            • Minimum annual income of S$40,000 OR
                                            • Fixed Deposit collateral of at least S$10,000^^


                                            ^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.

                                            Documents required: Click here.
                                            Annual Fees:
                                            • Enjoy no annual fee2 on your Principal Card when you make min. 3 transactions per month for 12 consecutive months prior to your card anniversary date
                                            • Applicable for annual fee on your following card anniversary date from 1 Jan 2023 onwards
                                            • With effect from 1 January 2024:
                                              • Principal card: S$196.20
                                              • 1st Supplementary Card: Free
                                              • 2nd Supplementary Card onwards: S$98.10

                                            Already an existing UOB Credit Cardholder?

                                            Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:

                                            <YesEVOL>space<Last 4 digits of existing UOB Card>space<NRIC#>

                                            SMS terms and conditions apply.

                                            Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

                                             

                                            What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!

                                             

                                            Click here to find out more common FAQs about your credit card

                                             

                                            Click here to find out more about digital banking solutions

                                            Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77862:
                                            ‹YesEVOL›space‹Last 4 digits of existing UOB Card›space‹NRIC#›

                                            SMS T&Cs apply.

                                            W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of cashback.

                                            W.e.f. 1 March 2022, please be informed that transactions with transaction description "AMAZE* TRANSIT*" will be excluded from the awarding of cashback.

                                            *Up to S$548 cash credit consist of 1) And Either 2) and 3)
                                            1) S$350 cash credit:
                                            The first 200 new-to-UOB credit card customers in March 2024 who successfully apply for an eligible UOB Credit Card between 1 March 2024 and 31 March 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit.  Click here for full terms and conditions. 

                                            2a) S$68 Cash Credit or 2b) S$28 Cash Credit

                                            a) S$68 cash credit will be awarded to the first 200 New-to-UOB Deposit participants in each calendar month (i) who submit an online account opening application between 1 January to 31 March 2024 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 31 March 2024, (iii) deposit min. S$5,000 of fresh funds into their new UOB account during the account opening month, and (iv) hold the deposited fresh funds till the end of the following calendar month.

                                            OR

                                            b) S$28 cash credit will be awarded to the first 200 Existing-UOB-Deposit customers per calendar month who meet (i) to (iv) mentioned in (a) above. The fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts before your account opening month.

                                            Full Terms and Conditions governing UOB Online Account Opening Promotion (1 January to 31 March 2024) apply.

                                            And

                                            3) Up to S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024):

                                            (i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

                                            (ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

                                            (iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

                                            Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

                                            Full Terms and Conditions governing UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) apply.

                                            Insured up to S$75k by SDIC

                                            Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

                                            Please refer here for full FAQs for the UOB EVOL Card.

                                            1To enjoy 8% cashback on Online and Mobile Contactless Spend, a min. spend of S$600 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your Online and Mobile Contactless Spend will be awarded. Cashback is capped at S$20 per statement month for each of Online, Mobile Contactless and all Other Spend. Exclusions and other terms and conditions apply.

                                            2Enjoy no annual fees when you make min 3 transactions on your UOB EVOL Card every month for 12 consecutive months prior to your card annual fee charge date.

                                            3The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/ "PAYNOW SALA") in each calendar month.

                                            Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

                                            Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

                                            Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/"PAYNOW SALA") in each calendar month.

                                            Deposit Insurance Scheme:
                                            Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.

                                            ^You will be given My Green Credits™ valued at 1% of your SP Utilities bill amount. These My Green Credits™ by SP Group are provided to you free of charge, and can offset up to 100% of your electricity carbon footprint. A minimum SP Utilities bill amount of S$100 is required for conversion to My Green Credits™. My Green Credits™ prices are dependent on the REC selling prices offered by each developer to UOB. These prices may change from time to time, depending on market factors. As of 12 October 2023, My Green Credits™ are purchased by UOB at S$0.12 per 25 kWh. Click here for FAQs.

                                            Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

                                            Get up to S$548 cash credit* when you apply now!

                                            Get up to S$548 cash credit* when you apply now!

                                              Bundle up for even more benefits

                                              Earn the highest interest rate ever on your savings with One Account – up to 7.8% p.a. in just two steps

                                              Skip to the good part with UOB One Account. Get up to 7.8% p.a. interest when you spend min. S$500 monthly on your UOB EVOL Card AND credit your salary OR make 3 GIRO transactions monthly.

                                              Skip to the good part with UOB One Account. Simply spend min. S$500 monthly on your UOB EVOL Card AND credit your salary, OR make 3 GIRO transactions monthly.

                                              Enjoy more privileges when you pair the UOB One Account with UOB EVOL Card. Visit uob.com.sg/uobsavers for the latest sign-up offer!

                                              Enjoy more privileges when you pair the UOB One Account with UOB EVOL Card. Visit go.uob.com/online-exclusive for the latest sign-up offer!


                                              Related products

                                              Supplementary Card

                                              Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.

                                              UOB SMARTPAY

                                              Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.

                                              UOB One Account

                                              Two steps is all you need to earn higher interest. Enjoy up to 7.8% p.a. interest (approx. S$5,000 a year) when you add the UOB One Account to your UOB EVOL Card!

                                              Explore more with UOB card privileges

                                              Explore more with UOB card privileges


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                                              Other useful links

                                              UOB Cardmembers Agreement
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                                              Click here for a copy of the UOB Cardmembers Agreement.

                                              Click here for general information on UOB Credit Cards.

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