UOB Delight Credit Card

  • uob-delight-carduob-delight-card

    We have enhanced our Partnership with Dairy Farm Singapore (“DFSG”) to bring you greater benefits! Now, you can earn up to 10% rebate at Cold Storage, Giant, Guardian, 7-Eleven, Marketplace, Jasons and Jason’s Deli with the UOB One Credit Card. To apply or to find out more, click here.

    Please note that your UOB Delight Card will be closed by March 2021. SMART$ rebates are no longer awarded for any transactions made on your UOB Delight Credit Card(s) since 12 August 2020. More details can be found here.


The new simple and secure way to make payments. Find out how.

8% Rebate

At Cold Storage, Market Place, Jasons, Giant and Guardian

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10% Off

House brands

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Get 8% SMART$ rebate at your favourite brands with S$800 min. spend per month or 3% SMART$ rebate with S$400 min. spend per month.

How does it work?


SMART$ rebate earned for transactions at
Cold Storage, Market Place, Jasons, Giant and Guardian
Monthly spend in a calendar month for all transactions
(e.g. dining, shopping, petrol, etc)
S$400 - S$799

Be delighted with up to S$600 a year with UOB Delight Credit Card!


Merchant Rebate Monthly spend in a calendar month Savings in SMART$
(1 SMART$ = $1)
Cold Storage/Market Place/ Jasons/Giant/Guardian 8% S$500 S$40.00
Purchase made via Visa payWave 3% S$100 S$3.00
Public transport payment via NETS FlashPay Auto Top-Up 3% S$100 S$3.00
Telco/Prudential Insurance/UOI/Town Councils/
SPH newspapers recurring bills
3% S$100 S$3.00
Other spend
(E.g. Dining, Shopping, Petrol)
0.3% S$100 S$0.30
Total spend $900 -
Monthly Savings - $49.30
Annual Savings - $591.60

Rebate will be capped at 50 SMART$ per Cardmember.


Redeem your SMART$ rebate at over 200 participating outlets island-wide including Cold Storage, Market Place, Jasons, Giant and Guardian. Figures in the table are for illustration purpose only.


UOB Delight Credit Card rebate is subjected to other terms and conditions. Click here for more details.


10% off house brands at Cold Storage, Giant and Guardian

Save more on groceries and health and beauty products with the only Card that gives you 10% off house brands* at all Cold Storage, Giant and Guardian stores



*Cardmembers will be entitled to 10% discount on selected Cold Storage’s, Giant’s and Guardian’s house brands and is not valid for online transactions and house brand items that are on promotion. Cold Storage, Giant and Guardian reserve the right to reject any request for 10% discount on house brands in its sole and absolute discretion without assigning any reason therefore and are not obliged to enter into any correspondence with any Cardmember concerning such adjustments.



3% Rebate

on all contactless transactions, Singapore Power and selected recurring bills

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0.3% Rebate

Get 0.3% SMART$ rebate on all other transactions with no minimum spend required.

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Enjoy 3% SMART$ rebate on all Visa payWave purchases (UOB Mighty Pay, Apply Pay, Samsung Pay and Google Pay) with S$400 min. spend per month.


For list of Visa payWave retailers


Plus, get 3% SMART$ rebate on Singapore Power and recurring bills for telcos, Prudential Insurance, and United Overseas Insurance (UOI), Town Councils and SPH newspapers with S$400 min. spend per month.


Download a recurring bill payment form


Also, receive up to 10% SMART$ rebate at over 400 participating outlets in the UOB SMART$ Rebate Programme including BreadTalk, Cathay Cineplexes and many more.



Up to 10% SMART$ rebate

Earn up to 10% SMART$ rebate at over 300 participating outlets islandwide and use it to offset your next purchase.


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Travel Privileges

Enjoy up to 75% off hotel stays worldwide and more attractive travel deals all year round.


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More savings with UOB Fuel Power

Enjoy up to 20% petrol savings.


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Dining Privileges

The leading dining programme in Singapore features over 100 buffet specials and thousands of treats islandwide, giving you more than 1,000 dining and entertainment privileges to choose from.


Read more


With effect from 16 March 2020, please be informed that selected transactions such as insurance payments, Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more will be excluded from the awarding of cash rebates. For clarity, all other Grab transactions will continue to be eligible for awarding of cash rebates.

Please note that from 7 January 2020, all UOB Delight Credit Cards issued (including renewal/replacement cards) will no longer have the NETS FlashPay facility. However, existing UOB Delight Credit Card cardmembers may still continue to use NETS FlashPay (1) until the card’s expiry or (2) before activating the renewal/replacement UOB Delight Credit Cards, whichever is earlier.

With effect from 30 November 2019, please be informed that any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations will be excluded from the awarding of UNI$ and cash rebates.

UOB SMART$ rebates will no longer be available at Metro from April 2019. You can continue to utilize your UOB SMART$ rebates at over 300 participating outlets islandwide. Visit uob.com.sg/SMART for more information.

For existing UOB Delight Credit Cardmembers who will be receiving Renewal cards:
If you have NETS FlashPay stored value in your existing UOB Delight Credit Card, please go to any UOB ATM to obtain a refund of the stored value. There shall be no refund if the card has been lost, stolen or destroyed.

UOB Delight Credit Card rebate is subjected to other terms and conditions. Click here for more details.


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