UOB Delight Credit Card

    • uob-delight-card

      You'll Love

      • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
      • 10% off over 4,000 house brands at Cold Storage, Giant and Guardian
      • Up to 3% rebate on contactless transactions and recurring bills
      • 0.3% rebate on all other spend

      You'll Need

      • To be at least 21 years old
      • An annual income of at least S$30,000
      Apply now

    Features

    The new simple and secure way to make payments. Find out how.
    shopping

    8% Rebate

    At Cold Storage, Market Place, Jasons, Giant and Guardian

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    percent

    10% Off

    House brands

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    Get 8% SMART$ rebate at your favourite brands with S$800 min. spend per month or 3% SMART$ rebate with S$400 min. spend per month.

    How does it work?

     

    SMART$ rebate earned for transactions at
    Cold Storage, Market Place, Jasons, Giant and Guardian    		 Monthly spend in a calendar month for all transactions
    (e.g. dining, shopping, petrol, etc)
    8%
    		 ≥S$800
    3%
    		 S$400 - S$799
    0.3%
    		 <S$400

    Be delighted with up to S$600 a year with UOB Delight Credit Card!

     

    Merchant Rebate Monthly spend in a calendar month Savings in SMART$
    (1 SMART$ = $1)
    Cold Storage/Market Place/ Jasons/Giant/Guardian 8% S$500 S$40.00
    Purchase made via Visa payWave 3% S$100 S$3.00
    Public transport payment via NETS FlashPay Auto Top-Up 3% S$100 S$3.00
    Telco/Prudential Insurance/UOI/Town Councils/
    SPH newspapers recurring bills    		 3% S$100 S$3.00
    Other spend
    (E.g. Dining, Shopping, Petrol)    		 0.3% S$100 S$0.30
    Total spend $900 -
    Monthly Savings - $49.30
    Annual Savings - $591.60

    Rebate will be capped at 50 SMART$ per Cardmember.

     

    Redeem your SMART$ rebate at over 200 participating outlets island-wide including Cold Storage, Market Place, Jasons, Giant and Guardian. Figures in the table are for illustration purpose only.

     

    UOB Delight Credit Card rebate is subjected to other terms and conditions. Click here for more details.

     

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    10% off house brands at Cold Storage, Giant and Guardian


    Save more on groceries and health and beauty products with the only Card that gives you 10% off house brands* at all Cold Storage, Giant and Guardian stores

     

     

    *Cardmembers will be entitled to 10% discount on selected Cold Storage’s, Giant’s and Guardian’s house brands and is not valid for online transactions and house brand items that are on promotion. Cold Storage, Giant and Guardian reserve the right to reject any request for 10% discount on house brands in its sole and absolute discretion without assigning any reason therefore and are not obliged to enter into any correspondence with any Cardmember concerning such adjustments.

     

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    cash-alerts-2

    3% Rebate

    on all contactless transactions, Singapore Power and selected recurring bills

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    savings

    0.3% Rebate

    Get 0.3% SMART$ rebate on all other transactions with no minimum spend required.

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    Enjoy 3% SMART$ rebate on all Visa payWave purchases (UOB Mighty Pay, Apply Pay, Samsung Pay and Google Pay) with S$400 min. spend per month.

     

    For list of Visa payWave retailers

     

    Plus, get 3% SMART$ rebate on Singapore Power and recurring bills for telcos, Prudential Insurance, and United Overseas Insurance (UOI), Town Councils and SPH newspapers with S$400 min. spend per month.

     

    Download a recurring bill payment form

     

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    Also, receive up to 10% SMART$ rebate at over 400 participating outlets in the UOB SMART$ Rebate Programme including BreadTalk, Cathay Cineplexes and many more.

     

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    smarts

    Up to 10% SMART$ rebate

    Earn up to 10% SMART$ rebate at over 300 participating outlets islandwide and use it to offset your next purchase.

     

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    Travel Privileges

    Enjoy up to 75% off hotel stays worldwide and more attractive travel deals all year round.

     

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    car

    More savings with UOB Fuel Power

    Enjoy up to 20% petrol savings.

     

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    Dining Privileges

    The leading dining programme in Singapore features over 100 buffet specials and thousands of treats islandwide, giving you more than 1,000 dining and entertainment privileges to choose from.

     

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    Please note that from 7 January 2020, all UOB Delight Credit Cards issued (including renewal/replacement cards) will no longer have the NETS FlashPay facility. However, existing UOB Delight Credit Card cardmembers may still continue to use NETS FlashPay (1) until the card’s expiry or (2) before activating the renewal/replacement UOB Delight Credit Cards, whichever is earlier.

    For existing UOB Delight Credit Cardmembers who will be receiving Renewal cards:
    If you have NETS FlashPay stored value in your existing UOB Delight Credit Card, please go to any UOB ATM to obtain a refund of the stored value. There shall be no refund if the card has been lost, stolen or destroyed.

     

    UOB SMART$ rebates will no longer be available at Metro from April 2019. You can continue to utilize your UOB SMART$ rebates at over 300 participating outlets islandwide. Visit uob.com.sg/SMART for more information.

    With effect from 30 November 2019, please be informed that any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations will be excluded from the awarding of UNI$ and cash rebates.

    UOB Delight Credit Card rebate is subjected to other terms and conditions. Click here for more details.

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    Eligibility and fees

    Eligibility

    Singapore citizen/PR/

    • Min. annual income S$30,000
      OR
      Fixed Deposit collateral of minimum S$10,000

    Foreigners

    • Min. annual income S$40,000
      OR
      Fixed Deposit collateral of minimum S$10,000

    Age > 21 years old

    Fees

    Principal card

    • S$85.60^ yearly
    • First year card fee waiver

    Supplementary card

    • FREE first card
    • S$53.50^ yearly for subsequent card

    ^Fees are inclusive of Singapore's prevailing Goods and Services Tax (GST)

    Apply now

    Apply & Pay within Minutes

    For new-to-bank customers, the application process has been enhanced to be fast, simple, and secure with MyInfo. No more endless fields to fill in and documents to upload.

    For steps on how to digitize your card for mobile contactless payment, please click here.

     

    Important Note:

    Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm.

     

    Before you begin, please prepare the following documents.

    • NRIC (front and back) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
    • Income documents (any of the following)
      • Latest 12 months' CPF Contribution History Statement via Singpass login or
      • Latest Computerised Payslip (Fixed income earner with Basic Salary ≥ S$2,500) /
        Latest 3 months' Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or
      • Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
      • Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)
    • NRIC (front and back) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
    • Latest Income Tax Notice of Assessment
    • NRIC (front and back) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
    • Latest Income Tax Notice of Assessment
    • Valid Passport (with at least 6 months’ validity) and
    • Employment Pass (EP or S Pass only with at least 6 months’ validity) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
    • Income documents (any of the following)
      • Latest Computerised Payslip (in Singapore Dollar currency) or
      • Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
      • Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months
    • Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.
    1. For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000.
    2. Print your Income Tax Notice of Assessment via https://mytax.iras.gov.sg with your Singpass or IRAS PIN.
    3. Note that if your income documents reflect a lower income than that in our bank records, we will have to reduce the current credit limit of your existing unsecured facilities to reflect prevailing earned income.
    4. We reserve the right to request for information and income documents if deemed necessary.

    More Information

    UOB Cardmembers Agreement 
    General Information on UOB Cards 
    Visit any UOB Group branch 
    Provide feedback about the website 
    Payment Modes 
    Contact us 

    Call our 24-hour and toll-free hotline at 1800 222 2121
    for queries.
    Fax us at +65 6787 1531