1.7% limitless cashback.
No minimum spend. No spend exclusions.
For the first 100 new-to-UOB Credit Cardmembers per calendar month who successfully apply for a UOB personal credit card from 1 January 2022 to 28 February 2022 and spend a min. of S$1,500 within 30 days from card approval date.
Enjoy 1.7% limitless cashback with no spend exclusions across your daily spend and the following categories such as wallet top-ups, insurance premiums and everything else!
Pay your premiums.
Settle your fees for academic institutions, courses, tuitions and more.
Top up your mobile or e-wallets.
Pay for your medical and hospital bills.
Consolidate your recurring bill payments.
Make rental payment.
Enjoy exclusive American Express Card privileges, including 6-month FoundersCard membership, Live the World privileges and more.
Personal accident coverage and emergency medical assistance of up to S$500,000
15% off online purchases of USD$200 or more, plus free international shipping with promo code ‘AMEX15’. Offer terms apply.
Valid till 31 Jan 2022.
20% savings on a la carte food menu items with min. spend of S$80
Valid till 31 Mar 2022.
Short-circuit your search for good food with dining guides, inspiration, dining deals on deliveries, takeaways and more with The Dining Advisor.
10% off food bill
Valid till 30 Dec 2021.
Valid till 31 Dec 2021 for new Deliveroo users only. Other T&Cs apply.
Valid till 28 Feb 2022. Limited redemptions per month. Other T&Cs apply.
S$10 return voucher with min. S$30 spend
Valid till 31 Dec 2022, for dine-in only.
20% off total dining bill (including beverages)
Valid till 31 Dec 2021, for dine in only.
Get inspired to plan and book your future adventures as you explore the best local and international travel deals with The Travel Insider.
Valid till 18 Dec 2021.
Valid till 31 Dec 2021.
Book your SingapoRediscovers activities on Klook with UOB Cards for up to S$100 savings!
Valid till 31 Dec 2021.
Valid till 31 Dec 2021.
Valid till 31 Dec 2021.
Valid till 31 Dec 2021.
There’s a deal for everyone at ShopUOB – from fashion and beauty to home and electronics, and even groceries. Check out our featured deals here!
Valid till 31 Dec 2021.
Valid till 31 Dec 2022.
Valid till 31 Dec 2021.
S$10 off with min. S$100 spend (first 200 redemptions every Fri)
Valid till 31 Dec 2021.
The all-in-one app for all your personal needs. It’s banking made simple, easy and personal for you.
Show moreFind out more about UOB SmartPay here.
Minimum 21 years old
For Singapore Citizens and Permanent Residents
For Foreigners
Documents required: Click here.
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Principal Card
S$192.60* yearly
First year card fee waiver
Supplementary Card
First card free
S$96.30* for subsequent cards
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
"No spend exclusions" does not include NETS transactions made with the UOB Absolute Cashback Card.
For full UOB Absolute Cashback Card terms and conditions, visit here.
For terms and conditions regarding Welcome Bonus, visit here.
American Express is a trademark of American Express. The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to a license from American Express.
Q1 What are the key features of the UOB Absolute Cashback Card?
Enjoy 1.7% limitless cashback on your spend with no minimum spend, no cap on cashback earned and no spend exclusions. Visit uob.com.sg/absolutetncs for details.
Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.
Q2 What transactions are eligible for cashback?
Transactions at all merchants who accept American Express credit card payments are eligible for cashback.
However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.
Q3 How is my cashback calculated?
Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.
Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.
Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May
| Credit Card statement dated 10 Jun | Credit Card statement dated 10 Jul |
| S$99 transaction on 11 May posted to statement | Cashback earned of S$1.68 (S$99 x 1.7%) credited into statement |
Q4 I have a reversal of my transaction on the UOB Absolute Cashback Card. What happens to my cashback?
In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.
Q5 Will there be any scenarios for my cashback to be disqualified?
The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.
UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:
No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.
Q6 Can I use my UOB Absolute Cashback Card for contactless payments?
Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).
Q7 Where do I find the CVV code on my UOB Absolute Cashback Card for online payments?
Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.
Q8 How do I make payment to my UOB Absolute Cashback Card credit card bill?
Please visit here. For other payment modes, simply select “UOB Credit Cards” as the billing organisation to receive payment and key in your 15 digit card number.
