Highest limitless cashback rate in Singapore at 1.7%.
No minimum spend. No spend exclusions.
Get S$250 Grab vouchers for new-to-UOB Credit Cardmembers*. T&Cs apply.
Apply Now
For the first 200 new-to-UOB Credit Card customers who successfully apply for a selected UOB personal credit card in the month of September 2022 and spend a min. of S$1,500 within 30 days from card approval date. Spend exclusions apply.
The UOB Absolute Cashback Card makes earning cashback absolutely simple, with the highest limitless cashback rate in Singapore, no minimum spend and no spend exclusions.
Enjoy 1.7% cashback across your daily spend and the following categories such as wallet top-ups, insurance premiums and everything else!
Pay your premiums.
Settle your fees for academic institutions, courses, tuitions and more.
Top up your mobile or e-wallets.
Pay for your medical and hospital bills.
Consolidate your recurring bill payments.
Make rental payment.
Enjoy exclusive American Express Card privileges, including 6-month FoundersCard membership, Live the World privileges and more.
Public Conveyance Personal Accident coverage and emergency medical assistance of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19)^. Click here to activate (at least 5 working days before your trip).
Enjoy 15% on savings on room stays and 20% discount on dining at IHG® Hotels & Resorts properties in South East Asia and Korea. Book and stay by 30 December 2022!
Valid till 30 Dec 2022
It’s time to rediscover the joy of Bali with these American Express exclusive offers on resorts and hotel bookings.
Valid till 31 Dec 2022
Complimentary 12-month Platinum membership for new subscribers, with perks such as earning loyalty points and up to 10% discount at participating brands like Hudson, Nuance, WorldDutyFree, and Red Duty Free.
Valid till 31 Dec 2022
Complimentary 2 year Tablet Plus membership (worth USD99 per year) with perks like room upgrades, free breakfast, late check-out, spa credits, and more on your hotel bookings.
Short-circuit your search for good food with dining guides, inspiration, dining deals on deliveries, takeaways and more with The Dining Advisor.
10% off total bill.
Valid till 30 Dec 2022 for dine-in only.
Valid till 31 Dec 2022. Limited redemptions per month. Vouchers will be invalid if other bank card, Apple Pay, Samsung Pay and/or any other mobile contactless payment is used. Other T&Cs apply.
All Din Tai Fung Restaurants Exclusive:
Valid till 31 Dec 2022.
Valid till 31 Dec 2022. Limited redemptions per month. Not valid for Apple Pay or any other mobile contactless payment mode. Promo codes can only be used on foodpanda iOS & android. Other T&Cs apply.
All Haidilao Hot Pot Restaurants Exclusive:
S$10 return voucher with min. S$30 spend
Valid till 31 Dec 2022.
Get inspired to plan and book your future adventures as you explore the best local and international travel deals with The Travel Insider.
Additional 15% off accommodation bookings worldwide
Booking period: Till 31 Dec 2022
Stay period: Till 30 Jun 2023
Book now: agoda.com/uob
Booking period: Till 31 Dec 2022
Travel period: Till 31 Mar 2023
Valid till 31 Dec 2022.
Valid till 31 Dec 2022.
Valid till 31 Dec 2022.
Hotels:
Flights:
Tours & Attractions:
Book now: sg.trip.com/w/uob-sg
Valid till 31 Dec 2022.
There’s a deal for everyone at ShopUOB – from fashion and beauty to home and electronics, and even groceries. Check out our featured deals here!
10% off with min. S$150 spend + Free one year SUTL membership (U.P. S$200)
Locations
Valid till 31 Dec 2022.
Valid till 31 Dec 2022.
Valid till 31 Dec 2022.
Existing customers:
Valid till 31 Dec 2022. Offer is valid for Mainshop & Marketplace Inclusive.
The all-in-one app for all your personal needs. It’s banking made simple, easy and personal for you.
Show moreFind out more about UOB SmartPay here.
Minimum 21 years old
For Singapore Citizens and Permanent Residents
For Foreigners
Documents required: Click here.
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Principal Card
S$192.60* yearly
First year card fee waiver
Supplementary Card
First card free
S$96.30* for subsequent cards
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
"Highest limitless cashback rate in Singapore" in comparison to other banks’ credit cards across Singapore that rewards a flat cashback earn rate with no minimum spend, no cap on cashback earned and no spend exclusions, as of 13 May 2022.
"No spend exclusions" does not include NETS transactions made with the UOB Absolute Cashback Card.
For full UOB Absolute Cashback Card terms and conditions, visit here.
*Customers who do not hold any UOB Credit Cards as at the date of application nor 6 months prior to 1 September 2022. For full term and conditions, visit here.
^You will be required to apply to activate your complimentary travel insurance coverage at least 5 working days before your departure. Click here to activate. The specific details applicable to this insurance are set out in the Insurance Certificate and Agreement which is the operative document. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.
American Express is a trademark of American Express. The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to a license from American Express.
Q1 What are the key features of the UOB Absolute Cashback Card?
Enjoy 1.7% limitless cashback on your spend with no minimum spend, no cap on cashback earned and no spend exclusions. Visit uob.com.sg/absolutetncs for details.
Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.
Q2 What transactions are eligible for cashback?
Transactions at all merchants who accept American Express credit card payments are eligible for cashback.
However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.
Q3 How is my cashback calculated?
Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.
Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.
Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May
| Credit Card statement dated 10 Jun | Credit Card statement dated 10 Jul |
| S$99 transaction on 11 May posted to statement | Cashback earned of S$1.68 (S$99 x 1.7%) credited into statement |
Q4 I have a reversal of my transaction on the UOB Absolute Cashback Card. What happens to my cashback?
In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.
Q5 Will there be any scenarios for my cashback to be disqualified?
The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.
UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:
No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.
Q6 Can I use my UOB Absolute Cashback Card for contactless payments?
Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).
Q7 Where do I find the CVV code on my UOB Absolute Cashback Card for online payments?
Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.
Q8 How do I make payment to my UOB Absolute Cashback Card credit card bill?
Please visit here. For other payment modes, simply select “UOB Credit Cards” as the billing organisation to receive payment and key in your 15 digit card number.
