Get up to S$510* cash credit when you sign up now!

Benefits

Own every evolution with the UOB EVOL Card, and get 8% cashback on online and mobile purchases!
Cashback for your digital lifestyle

Cashback for your digital lifestyle

8% cashback1 on online and mobile contactless spend

No annual fee

No annual fee

When you make 3 transactions monthly

Maximise your savings

Maximise your savings

Up to 7.8% p.a. interest on UOB One Account when you spend with UOB EVOL Card.

About UOB EVOL

Sustainability

Sustainability

Show your support and go green with Southeast Asia’s first bio-sourced card – the UOB EVOL Card. Enjoy a variety of sustainable deals, take your carbon footprint to zero with SP Group and more!

Rewards+

Rewards+

Access to Singapore’s personalised rewards programme on UOB TMRW app. Enjoy curated dining, shopping, travel deals and more, plus track and use your cashback and rewards points.

Digital Banking with UOB TMRW

Digital Banking with UOB TMRW

Where’s your money really going? Take stock by using UOB TMRW to track your spending, score deals, invest and more. It’s the Spotify Unwrapped you needed, but for money.

Smart Money

Smart Money

Boost your savings with UOB One Account. What’s more, ease your cashflow when you buy now and pay later with UOB SmartPay.

Other benefits

Other benefits

Promotions

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ALBA STEP UP app – Turning Waste into Treasure

Earn points by recycling with us and redeem them with sustainable partners across Singapore

    bykurahome
    Shop

    BYKURAHOME

    • 10% off with min. S$60 spend
      Promo code: EVOL10

      craftsforgreen
      Others

      Craftsforgreen

      • 15% off regular-priced items
        Promo code: EVOL15

        crunchcutlery
        Food

        CrunchCutlery

        • 10% off with min. $35 spend + free island-wide shipping
          Promo code: VISCC10

          eco-lyfe
          Shop

          Eco-Lyfe

          • 10% off + 1 free bamboo cutlery set
            Promo code: EVOL10

            goodfoodpeople_-_your_plant-based_journey_made_easy_on_this_online_marketplace
            Food

            GoodFoodPeople - Your plant-based journey made easy on this online marketplace

            • S$10 off with min S$50 spend
              Promo code: EVOL10

              heavenluxe
              Shop

              HEAVENLUXE

              • S$50 off on all bundle sets
                Promo code: UOBEVOL50

                heybo
                Food

                Heybo

                • 10% off at Heybo
                  Promo code: HBVISA10

                  hush_candle_-_soy_wax
                  Others

                  Hush Candle - soy wax

                  • 15% off with min. S$50 spend
                    Promo code: EVOL15OFF

                    little_farms
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                    Little Farms

                    • S$10 off at Little Farms on a basket of S$150 and above
                      Promo code: VISA10

                      minimakers
                      Others

                      Minimakers

                      • 10% off beeswax related products
                        Promo code: EVOL10

                        monkey_loot
                        Others

                        Monkey Loot

                        • 15% off min. $45 spend
                          Promo code: UOBEVOL15

                          my_naked_bar
                          Others

                          My Naked Bar

                          • 15% off mynakedbar Starter Kits
                            Promo code: EVOLSTART15
                          • 10% off min. S$50 spend
                            Promo code: EVOL10

                            poasia
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                            POASIA

                            • 15% off min. $45 spend
                              Promo code: UOBEVOL15

                              saladstop!
                              Food

                              SaladStop!

                              • 50% off signature salad, wrap and grain bowl when you order online
                                Promo code: EVOL50

                                sigi_skin
                                Shop

                                Sigi Skin

                                • 10% off^
                                  Promo code: EVOL10
                                • 15% discount on Sustainable Products (Dew Potion, Idyllic Fields, Garden Party Clay Mask Refill, and glass tumblers)
                                  Promo code: EVOL15

                                  simplygood
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                                  SimplyGood

                                  • 10% off on all products at SimplyGood
                                    Promo code: VISA10

                                    source_collections
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                                    Source Collections

                                    • 10% off with min. spend of S$100 in a single order
                                      Promo code: EVOL10

                                      susgain_-_singapore's_rewards_app_for_you,_the_planet_and_the_community
                                      Others

                                      SusGain - Singapore's rewards app for YOU, the PLANET and the COMMUNITY

                                      Turn your eco-conscious actions and spend into points, cashback, donations and trees at 1,000+ locations islandwide

                                        the_sustainability_project
                                        Shop

                                        The Sustainability Project

                                        • Enjoy 13% off storewide
                                          Promo code: EVOL13

                                          the_tea_story
                                          Food

                                          The Tea Story

                                          • 20% Off on all Your Organic & Caffeine Free Teas
                                            Promo code: EVOLTTS20

                                            twooak
                                            Shop

                                            TWOOAK

                                            • $5 off min. spend of $50^
                                              Promo code: EVOL5OFF
                                            • Drop off your contact lens blisters at the Studio and get $1 off your next order#.

                                              your_sustainable_store_
                                              Shop

                                              Your Sustainable Store

                                              • 5% off storewide
                                                Promo code: VISATAKE5

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                                                For more great ideas to own it,
                                                follow us on Instagram at @OwnMyEVOL

                                                Love mother earth?

                                                Love mother earth?

                                                Be an eco-friend with benefits

                                                Paper statements

                                                Paper statements

                                                See ya never!

                                                Annual fees?

                                                Annual fees?

                                                You can officially waive that goodbye.

                                                Things you should know

                                                Eligibility and fees
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                                                Eligibility
                                                Age: 21 years and above

                                                Singaporean/PR:
                                                • Instant Card approval via Myinfo
                                                • Minimum annual income of S$30,000 OR
                                                • Fixed Deposit collateral of at least S$10,000^^


                                                For Foreigners:
                                                • Minimum annual income of S$40,000 OR
                                                • Fixed Deposit collateral of at least S$10,000^^


                                                ^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.

                                                Documents required: Click here.
                                                Annual Fees:
                                                • Enjoy no annual fee2 on your Principal Card when you make min. 3 transactions per month for 12 consecutive months prior to your card anniversary date
                                                • Applicable for annual fee on your following card anniversary date from 1 Jan 2023 onwards
                                                • With effect from 1 January 2023:
                                                  • Principal card: S$194.40
                                                  • 1st Supplementary Card: Free
                                                  • 2nd Supplementary Card onwards: S$97.20

                                                Already an existing UOB Credit Cardholder?

                                                Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:

                                                <YesEVOL>space<Last 4 digits of existing UOB Card>space<NRIC#>

                                                SMS terms and conditions apply.

                                                Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

                                                 

                                                What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!

                                                 

                                                Click here to find out more common FAQs about your credit card

                                                 

                                                Click here to find out more about digital banking solutions

                                                Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77862:
                                                ‹YesEVOL›space‹Last 4 digits of existing UOB Card›space‹NRIC#›

                                                SMS T&Cs apply.

                                                W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of cashback.

                                                W.e.f. 1 March 2022, please be informed that transactions with transaction description "AMAZE* TRANSIT*" will be excluded from the awarding of cashback.

                                                *Up to S$510 cash credit consist of 1) And Either 2) And 3):

                                                1) S$350 Cash Credit:
                                                The first 200 new-to-UOB credit card customers in each month of Nov 2023 and Dec 2023 who successfully apply for an eligible UOB Credit Card between 1 November 2023 and 31 December 2023 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit. Click here for full terms and conditions.

                                                And

                                                2) S$30 cash credit is only for the first 200 customers per calendar month:

                                                i. who submit an online account opening application between 1 October 2023 to 30 December 2023 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account,
                                                ii. whose application is successfully approved by 30 December 2023, and (iii) deposit min. S$5,000 of Fresh Funds into their new UOB account during the calendar month which their new account opening month falls within, and
                                                iii. hold the deposited Fresh Funds in their new UOB account till the end of the following calendar month. For existing UOB Deposit customers, the Fresh Funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all their other UOB current accounts and/or savings accounts month-end balance before their new UOB account opening month."Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time between 1 October 2023 to 30 December 2023 (both dates inclusive). Click here for full terms and Conditions.

                                                And

                                                3) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Salary Credit and GIRO Payment Reward Campaign (1 Oct 2023 to 31 Dec 2023):

                                                i. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an eligible UOB Account via GIRO (with the transaction description “GIRO-Inward Debit”) within the next two calendar months from the date of submission of the online participation form.
                                                ii. S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an eligible UOB Account via GIRO or PayNow (with the transaction description “GIRO-SALA” or “PAYNOW SALA” respectively) within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of at least S$500.
                                                iii. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (at least S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form (with the transaction description “CDP Dividend”).

                                                Click here for full terms and conditions governing the UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023).

                                                Insured up to S$75k by SDIC

                                                Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

                                                Please refer here for full FAQs for the UOB EVOL Card.

                                                1To enjoy 8% cashback on Online and Mobile Contactless Spend, a min. spend of S$600 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your Online and Mobile Contactless Spend will be awarded. Cashback is capped at S$20 per statement month for each of Online, Mobile Contactless and all Other Spend. Exclusions and other terms and conditions apply.

                                                2Enjoy no annual fees when you make min 3 transactions on your UOB EVOL Card every month for 12 consecutive months prior to your card annual fee charge date.

                                                3The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/ "PAYNOW SALA") in each calendar month.

                                                Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

                                                Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

                                                Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/"PAYNOW SALA") in each calendar month.

                                                Deposit Insurance Scheme:
                                                Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.

                                                ^UOB EVOL card will convert 2% on the SP Utilities bill amount to purchase SP My Green CreditsTM at $0.12 for 25 kwh. An estimated S$90 SP Utilities bill will give us enough My Green CreditsTM to offset 375 kwh of electricity (Singapore's national average electricity consumption of a 4-room flat - source: ema.gov.sg as at Jun 2021). My Green CreditTM prices are dependent on the REC selling prices offered by each developer to UOB EVOL Card. These prices may change from time to time depending on market factors. Prices are accurate as of 1 July 2022. A minimum SP Utilities bill amount of S$50 is required for conversion to My Green CreditsTM. If you had added your UOB EVOL Card before 10 Nov 2022 in the SP app, kindly re-add your card under Profile > Payment Methods to be eligible for complimentary My Green CreditsTM awarded for your SP utilities bill payments made with UOB EVOL Card.

                                                Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

                                                Get up to S$510* cash credit when you sign up now!

                                                Get up to S$510* cash credit when you sign up now!

                                                  Bundle up for even more benefits

                                                  Earn the highest interest rate ever on your savings with One Account – up to 7.8% p.a. in just two steps

                                                  Skip to the good part with UOB One Account. Get up to 7.8% p.a. interest when you spend min. S$500 monthly on your UOB EVOL Card AND credit your salary OR make 3 GIRO transactions monthly.

                                                  Skip to the good part with UOB One Account. Simply spend min. S$500 monthly on your UOB EVOL Card AND credit your salary, OR make 3 GIRO transactions monthly.

                                                  Enjoy more privileges when you pair the UOB One Account with UOB EVOL Card. Visit uob.com.sg/uobsavers for the latest sign-up offer!

                                                  Enjoy more privileges when you pair the UOB One Account with UOB EVOL Card. Visit go.uob.com/online-exclusive for the latest sign-up offer!


                                                  Related products

                                                  Supplementary Card

                                                  Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.

                                                  UOB SMARTPAY

                                                  Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.

                                                  UOB One Account

                                                  Two steps is all you need to earn higher interest. Enjoy up to 7.8% p.a. interest (approx. S$5,000 a year) when you add the UOB One Account to your UOB EVOL Card!

                                                  Explore more with UOB card privileges

                                                  Explore more with UOB card privileges


                                                  Card services


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                                                  Other useful links

                                                  UOB Cardmembers Agreement
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                                                  Click here for a copy of the UOB Cardmembers Agreement.

                                                  Click here for general information on UOB Credit Cards.

                                                  Make TMRW yours, download now!