UOB Balance Transfer

  • funds-transferfunds-transfer


    Get up to S$160 Cashback with UOB Funds Transfer!


    Online exclusive! Enjoy low processing fee and get up to S$160 Cashback. T&Cs apply. Offer ends 31 December 2019.


    Apply now



Extra cash at 0%^ interest

Get extra cash today for your investments, go for that well-deserved holiday or give your home a makeover.

^Processing fees apply.


Flexible repayments

Pay from as little as S$30 or 2.5% of the statement balance, whichever is higher.

Note: For CashPlus Balance Transfer only. For Credit Cards Balance Transfer, pay from as little as 3% of outstanding statement balance of S$50, whichever is higher.


Manage your finances

Consolidate other bank's outstanding balances with UOB Balance Transfer.


Get up to S$160 Cashback* when you apply for UOB Balance Transfer for 12-month tenor.

Exclusively for UOB Balance Transfer online applications. Enjoy extra cash to go for well-deserved holiday or plan for your dream wedding!

Offer ends 31 December 2019.


Approved Loan Amount


$15,000 to $29,999 $80
$30,000 and above $160

*Terms and conditions apply. Click here for full terms and promotions.

Rates & tenors

Balance Transfer at 0%^ interest rate


Loan tenor


Processing fee


Effective interest rate (% p.a)

with UOB Credit Cards*

Effective interest rate (% p.a)

with UOB CashPlus*


2.50% 5.34% 5.27%


Online exclusive
4.50% 4.28%
Online exclusive
5.20% 4.95%
Online exclusive
5.06% 4.82%

^Processing fees apply.

*The Effective Interest Rate (EIR) is calculated based on an approved balance transfer amount of S$10,000 with 3%/2.5% of monthly minimum repayment (for Cards Balance Transfer and CashPlus Balance Transfer respectively) and full repayment of the balance transfer amount outstanding at the end of the promotional period. Effective interest rate is subjected to compounding if the monthly interest charges are not paid in full. The promotional interest rate is applicable only to approved balance transfer amount and is valid from the date the bank approves the balance transfer request and ends when the approved balance transfer amount is fully paid or on the last day of the promotional tenor, whichever earlier. Thereafter, the prevailing cash advance interest rate (Credit Cards BalanceTransfer) or prevailing CashPlus interest rate (CashPlus Balance Transfer) shall apply or such other rates as the bank may stipulate from time to time at its absolute discretion.

Apply Now


  • Qualify for the selected CashPlus or Credit Card Types of your choice
  • Singapore citizen or Permanent Resident
  • 21 - 65 years old
  • Minimum annual income of S$30,000

Apply Now

No documents required for existing Credit Card/CashPlus customers.

For new UOB customers, get instant approval* now!

Your approved loan amount will be drawn-down from your UOB CashPlus / UOB Credit Card limit and disbursed to a designated savings account of your choice.


For application of UOB Credit Card and/or UOB Balance Transfer

Apply now


For application of UOB CashPlus and/or UOB Balance Transfer

Apply now

*T&Cs apply. Instant approval for applications submitted between 8am to 8pm (for new UOB customers)

More Information