• funds-transferfunds-transfer

    Enjoy 0% interest with UOB Funds Transfer!


    One-time fee from 2.5% (EIR 5.34%p.a.) applies. Choose from 6, 12 & 18-month repayment periods. T&Cs apply.


    Apply now



Extra cash at 0%^ interest

Get extra cash today for your investments, go for that well-deserved holiday or give your home a makeover.

^Processing fees apply.


Flexible repayments

Pay from as little as S$30 or 2.5% of the statement balance, whichever is higher.

Note: For CashPlus Funds Transfer only. For Credit Cards Funds Transfer, pay from as little as 3% of outstanding statement balance of S$50, whichever is higher.


Manage your finances

Consolidate other bank's outstanding balances with UOB Funds Transfer.

Rates & tenors

Funds Transfer at 0%^ interest rate


Loan tenor


Processing fee


Effective interest rate (% p.a)

with UOB Credit Cards*

Effective interest rate (% p.a)

with UOB CashPlus*

 6 (min)

2.50% 5.34% 5.27%


Online exclusive
4.50% 3.88%
Online exclusive
5.20% 4.49%
Online exclusive
5.06% 4.37%

 18 (max)


^Processing fees apply.

*The Effective Interest Rate (EIR) is calculated based on an approved fund transfer amount of S$10,000 with 3%/2.5% of monthly minimum repayment (for Cards Funds Transfer and CashPlus Funds Transfer respectively) and full repayment of the funds transfer amount outstanding at the end of the promotional period. Effective interest rate is subjected to compounding if the monthly interest charges are not paid in full. The promotional interest rate is applicable only to approved funds transfer amount and is valid from the date the bank approves the fund transfer request and ends when the approved funds transfer amount is fully paid or on the last day of the promotional tenor, whichever earlier. Thereafter, the prevailing cash advance interest rate (Credit Cards Funds Transfer) or prevailing CashPlus interest rate (CashPlus Funds Transfer) shall apply or such other rates as the bank may stipulate from time to time at its absolute discretion.

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Existing UOB Credit Card/CashPlus customer

UOB Personal Internet Banking


Login to your Personal Internet Banking account to apply.

Log in

Online form


Submit your application online for a paperless and hassle-free experience.

Apply now

New UOB customer


For application of UOB CashPlus and UOB Funds Transfer

Apply for UOB CashPlus via our online form and opt-in for UOB Funds Transfer.


Your approved loan amount will be drawn-down from your UOB CashPlus limit and disbursed to a designated savings account of your choice.


Apply now


For application of UOB CashPlus only


for instant processing of UOB CashPlus


Apply for a new UOB CashPlus account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 7am to 8pm (for new UOB customers) will be processed instantly. Applications received outside these times will be processed the next working day.

Visit uob.com.sg/cashplus for more information