Now you can make your assets work harder for you. With UOB Secured Overdraft, you will have extra cash of up to 100% of your asset value* when you pledge them as collateral with UOB.
- Fixed Deposits
With interest rates* from as low as our prime lending rate*, you will have extra cash to fulfill your plans – seize an investment opportunity, start a business venture, pay off an existing loan or use it for any purpose without liquidating your assets!
What's more, interest is charged only on the amount used. With no minimum monthly repayment, you can manage your cash flow with greater financial flexibility and peace of mind.
UOB Secured Overdraft comes with a chequebook and an ATM card which gives you instant access to cash at over 877,000 ATMs worldwide. You will also enjoy total convenience with no minimum deposit required in your current account and a waiver of the account fall-below fees.
For greater access to funds, apply for our Phone Banking or Internet Banking services which will enable you to pay bills, transfer funds, check account balances, make enquiries on cheque status and more!