Inspire the globetrotter in you with the first one-stop travel portal in Southeast Asia designed by a bank that inspires, helps you plan, and lets you book in one place.
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Get up to 7.8% p.a. interest in just two steps. Apply for One Account and get up to S$210 cash! T&Cs apply. Insured up to S$100k by SDIC.
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Get instant cash at 0% interest and low processing fees. Enjoy 0.5% unlimited cash rebate on your approved loan amount.
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View and manage your portfolio in one place. Invest, insure, and convert FX easily with just a few taps.
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Get PRUCancer 360 from just S$3.70 per week. Sign up now and enjoy 35% off your first-year premium. T&Cs apply.
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Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Reward. Make TMRW yours.
you are in Personal Banking
Get up to S$540 cash credit* when you apply now!
Earn up to 7.8% p.a interest on savings with UOB One Account+ when you spend on UOB One Card.
on your daily essentials, food deliveries, online shopping and more
Receive an additional S$6 off GrabFood
Plus, S$5 return voucher with min. spend of S$35 at Giant and more on your groceries!
What’s more, get S$5 off your Grab rides
Plus, get up to S$60 off at Shopee
on your daily essentials, food deliveries, online shopping and moreReceive an additional S$6 off GrabFood
Plus, S$5 return voucher with min. spend of S$35 at Giant and more on your groceries!
What’s more, get S$5 off your Grab rides
Plus, get up to S$60 off at Shopee
S$500, S$1,000 or S$2,000 per month (min. 5 purchases)
consecutively (based on qualifying quarters)
S$50, S$100 or S$200 respectively per quarter
If your UOB One Credit Card statement is on the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cashback.
|
Statement date and minimum monthly spend |
Total McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel |
Total Singapore Power Transactions |
|---|---|---|
| 15 AUG (S$500) | S$100 | S$100 |
| 15 SEP (S$500) | S$200 | NIL |
| 15 OCT (S$500) | S$100 | S$100 |
Minimum number of purchases per statement period: 5
Cashback earned
15 Nov
(3.33% cashback on all spend)
(5% cashback on McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel spend)
(1% cashback on Singapore Power utilities bills)
No matter who you are or what you do, we want to make it easy for you to maximise your money and reach your goals. With the UOB One Account, you can earn up to 7.8% p.a. interest in just two steps. That’s how simple it is!
With effect from 1 May 2024, please be informed that the interest rates for One Account will be revised. Find out more
| Account Balance in your UOB One Account | Spend S$500 on your UOB One Card Total interest for A^ |
Spend S$500 on your UOB One Card + Perform 3 GIRO transactions Total interest for B^ |
Spend S$500 on your UOB One Card + Credit your salary via GIRO Total interest for C^ |
| First S$30,000 | 0.65% p.a. | 2.50% p.a. | 3.85% p.a. |
| Next S$30,000 | 0.65% p.a. | 3.00% p.a. | 3.90% p.a. |
| Next S$15,000 | 0.65% p.a. | 4.00% p.a. | 4.85% p.a. |
| Next S$25,000 | 0.05% p.a. | 0.05% p.a. | 7.80% p.a. |
| Above S$100,000 | 0.05% p.a. | 0.05% p.a. | 0.05% p.a. |
| Account Balance in your UOB One Account |
| First S$30,000 |
| Next S$30,000 |
| Next S$15,000 |
| Next S$25,000 |
| Above S$100,000 |
^Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Start banking your way with an app built around your personal habits, needs, and goals
Enjoy year-long savings of up to 21.15% on your fuel purchases with the UOB One Card.
Enjoy up to 22.66% off your petrol purchases at SPC with your UOB One Card and SPC&U Card!
Pay anything with the UOB Payment Facility and earn points (UOB UNI$) to redeem amazing rewards!
Enjoy the following benefits when you travel with your UOB One Credit Card:
Add your UOB One Card on the above mobile payment applications to tap and pay securely with your mobile phone at more than 10,000 retail outlets in Singapore. What’s more, you can earn the same cashback on mobile payment as you do with your physical UOB One Card.
Already an existing UOB Credit Cardholder?
Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:
<Yesone>space<Last 4 digits of existing UOB Card>space<NRIC#>
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
^Free Delivery Coupons will be released on Fridays via UOB TMRW app from 5 April 2024 till 27 December 2024. Coupons are valid for redemption within 30 days from the release dates via McDonald’s app. Coupons can be used to enjoy free deliveries on Mondays (with min. S$20 spend on UOB One Credit and Debit Cards) via McDonald’s app. McDonald’s free delivery coupon expiry dates and terms and conditions apply. Click here for FAQs.
“Highest Cashback Card” refers to the highest cashback of up to 10% cashback based on a retail spend amount of S$2,000 per month for 3 consecutive months, in comparison to other banks’ cashback cards across Singapore as of 1 March 2024. Please note that exclusions apply.
*Up to S$540 cash credit consist of 1), 2) and 3):
1) S$350 cash credit:
The first 200 new-to-UOB credit card customers in April 2024 who successfully apply for an eligible UOB Credit Card between 1 April 2024 and 30 April 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit. Click here for full terms and conditions.
2) UOB Online Account Opening Promotion (1 to 30 April 2024)
a)S$60 cash credit will be awarded to the first 200 New-to-UOB deposit customers (i) who submit an online account opening application between 1 to 30 April 2024 (both dates inclusive) for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB One Account, (ii) whose application is successfully approved by 30 April 2024, and (iii) deposit min. S$5,000 of fresh funds into their new UOB account by 30 April 2024, and (iv) hold the deposited fresh funds in their new UOB account until 31 May 2024 (inclusive of the date indicated).
OR
2b) S$30 cash credit will be awarded to the first 200 existing UOB deposit customers (i) who submit an online account opening application between 1 to 30 April 2024 (both dates inclusive) for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB One Account, (ii) whose application is successfully approved by 30 April 2024, and (iii) deposit min. S$5,000 of fresh funds into their new UOB account by 30 April 2024, and (iv) hold the deposited fresh funds in their new UOB account until 31 May 2024 (inclusive of the date indicated). The fresh funds deposited by existing UOB deposit customers into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 30 March 2024.
Full Terms and Conditions governing UOB Online Account Opening Promotion (1 to 30 April 2024) apply.
3) Up to S$130 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 April 2024 to 30 June 2024) by successfully submitting an online participation form at UOB Singapore website and completing any or all of the following actions:
(i)S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan or UOB home loan from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.
(ii)S$50 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form.
(iii)S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service within the next two calendar
months from the date of submission of the online participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account. Full terms and conditions apply and can be accessed here.
Insured up to S$100k by SDIC
Up to 10% cashback Cardmembers who have been awarded the S$100 or S$50 quarterly cashback will get an additional 5% cashback and cardmembers who have been awarded S$200 quarterly cashback will get an additional 6.67% cashback on the total McDonald’s, DFI Retail Group (such as Cold Storage, CS Fresh Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo (bus and train rides) and UOB Travel (excludes online and flight only bookings) and additional 1.67% cashback on Shell transactions successfully charged and posted to the Card Account in each statement month. All Cardmembers who have been awarded the quarterly cashback will get an additional 1% cashback on Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Additional cashback will be capped at S$100 per month.
1Enjoy up to 3.33% cashback based on a retail spend of S$2,000, S$1,000 or $$500 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cashback of S$200, S$100 or S$50 respectively. Please note that exclusions apply. Please refer to the full set of Terms and Conditions.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Skip to the good part with UOB One Account. Get up to 7.8% p.a. interest when you spend min. S$500 monthly on an eligible UOB Card AND credit your salary OR make 3 GIRO transactions monthly.
Visit go.uob.com/online-exclusive for the latest sign-up offer!
With effect from 1 May 2024, please be informed that the interest rates for One Account will be revised. Find out more
Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.
Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.
Enjoy up to 3% cashback on dining, online shopping, groceries, transport, and more.
Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
Learn more on how to better manage your and protect your transactions.
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
Learn more on how to better manage your and protect your transactions.
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