W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, Razer Pay and CardUp will be excluded from the awarding of cashback and will not be eligible for bonus interest on UOB One Account.
Full Terms and Conditions of the UOB One Account apply.
1Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.
SGD deposits are insured up to S$75k by SDIC.
*Up to S$460 gift consist of 1) And Either 2a) Or 2b) and 3)
1) S$350 Grab Vouchers:
For the first 200 new-to-UOB credit card customers who successfully apply for an eligible UOB Credit Card between 1 April 2023 and 30 April 2023 (both dates inclusive) and spend a min. of S$1,000 for 2 consecutive months from their card approval date, they will receive Grab vouchers worth S$350. Click here for full terms and conditions.
And
2a) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:
- successfully open a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023, and
- deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
OR
2b) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:
- successfully open a new a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023;
- deposit at least S$5,000 of fresh funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
- fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.
Click here for full terms and conditions.
And
3) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have:
- successfully submitted an online participation form here; and
- successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.
Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).
Insured up to S$75k by SDIC
^Up to S$110 cash credit comprising EITHER 1a) S$60 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit
1a) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:
- successfully open a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023, and
- deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
OR
1b) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:
- successfully open a new a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023;
- deposit at least S$5,000 of fresh funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
- fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.
Click here for full terms and conditions.
And
2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have:
- successfully submitted an online participation form here; and
- successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.
Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).
SGD deposits are insured up to S$75k by SDIC.
~Applicable to New-to-UOB customers who are Singaporeans/PRs with MyInfo login and Existing-to-UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
