W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, Razer Pay and CardUp will be excluded from the awarding of cashback and will not be eligible for bonus interest on UOB One Account.
Full Terms and Conditions of the UOB One Account apply.
1Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.
SGD deposits are insured up to S$75k by SDIC.
*Get up to S$420 cash credit
1) Get up to S$300 cash credit (UOB Credit Card Acquisition Nov-Dec 2022 Promotion)
For the first 100 new-to-UOB credit card customers who successfully apply for a selected UOB credit card by 30 November 2022 or the first 200 new-to-UOB credit card customers who successfully apply for a selected UOB credit card by 31 December 2022 and they have spent a minimum of S$1,000 per month for 2 consecutive months from card approval date, they will receive either a one-time bonus credit of UNI$10,000 (equivalent to 20,000 miles) or a one-time cash credit of S$300. Click here for full terms and conditions.
2) Get up to S$120 cash credit^
^Up to S$120 cash credit^ comprising EITHER 1a) S$70 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit
1a) S$70 cash credit is only for the first 200 New to UOB Deposits customers per calendar month who:
- successfully open a new Eligible UOB Account* online between 1 November 2022 to 31 December 2022; and
- deposit at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
Or
1b) S$30 Cash Credit is only for the first 200 existing UOB Deposits customers per calendar month who:
- successfully open an Eligible UOB Account* between 1 November 2022 to 31 December 2022;
- deposit at least S$5,000 of fresh funds into their new UOB account within the account opening month and hold it till the end of the following calendar month; and
- fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 31 October 2022.
*Eligible UOB Account: UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account. Click here for full terms and conditions.
And
2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:
- successfully submitted an online participation form here; and
- successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.
Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).
SGD deposits are insured up to S$75k by SDIC.
~Applicable to New-to-UOB customers who are Singaporeans/PRs with MyInfo login and Existing-to-UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
