Inspire the globetrotter in you with the first one-stop travel portal in Southeast Asia designed by a bank that inspires, helps you plan, and lets you book in one place.
Find out more
Get up to 7.8% p.a. interest in just two steps. Apply for One Account and get up to S$210 cash! T&Cs apply. Insured up to S$100k by SDIC.
Find out more
Get instant cash at 0% interest and low processing fees. Enjoy 0.5% unlimited cash rebate on your approved loan amount.
Find out more
View and manage your portfolio in one place. Invest, insure, and convert FX easily with just a few taps.
Learn more
Get PRUCancer 360 from just S$3.70 per week. Sign up now and enjoy 35% off your first-year premium. T&Cs apply.
Find out more
Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Reward. Make TMRW yours.
you are in Personal Banking
Get up to S$540 cash credit* when you apply now!
Earn up to 7.8% p.a interest on savings with UOB One Account+ when you spend on UOB One Card.
on your daily essentials, food deliveries, online shopping and more
Receive an additional S$6 off GrabFood
Plus, S$5 return voucher with min. spend of S$35 at Giant and more on your groceries!
What’s more, get S$5 off your Grab rides
Plus, get up to S$60 off at Shopee
on your daily essentials, food deliveries, online shopping and moreReceive an additional S$6 off GrabFood
Plus, S$5 return voucher with min. spend of S$35 at Giant and more on your groceries!
What’s more, get S$5 off your Grab rides
Plus, get up to S$60 off at Shopee
S$500, S$1,000 or S$2,000 per month (min. 5 purchases)
consecutively (based on qualifying quarters)
S$50, S$100 or S$200 respectively per quarter
If your UOB One Credit Card statement is on the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cashback.
|
Statement date and minimum monthly spend |
Total McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel |
Total Singapore Power Transactions |
|---|---|---|
| 15 AUG (S$500) | S$100 | S$100 |
| 15 SEP (S$500) | S$200 | NIL |
| 15 OCT (S$500) | S$100 | S$100 |
Minimum number of purchases per statement period: 5
Cashback earned
15 Nov
(3.33% cashback on all spend)
(5% cashback on McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel spend)
(1% cashback on Singapore Power utilities bills)
No matter who you are or what you do, we want to make it easy for you to maximise your money and reach your goals. With the UOB One Account, you can earn up to 7.8% p.a. interest in just two steps. That’s how simple it is!
With effect from 1 May 2024, please be informed that the interest rates for One Account will be revised. Find out more
| Account Balance in your UOB One Account | Spend S$500 on your UOB One Card Total interest for A^ |
Spend S$500 on your UOB One Card + Perform 3 GIRO transactions Total interest for B^ |
Spend S$500 on your UOB One Card + Credit your salary via GIRO Total interest for C^ |
| First S$30,000 | 0.65% p.a. | 2.50% p.a. | 3.85% p.a. |
| Next S$30,000 | 0.65% p.a. | 3.00% p.a. | 3.90% p.a. |
| Next S$15,000 | 0.65% p.a. | 4.00% p.a. | 4.85% p.a. |
| Next S$25,000 | 0.05% p.a. | 0.05% p.a. | 7.80% p.a. |
| Above S$100,000 | 0.05% p.a. | 0.05% p.a. | 0.05% p.a. |
| Account Balance in your UOB One Account |
| First S$30,000 |
| Next S$30,000 |
| Next S$15,000 |
| Next S$25,000 |
| Above S$100,000 |
^Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Start banking your way with an app built around your personal habits, needs, and goals
Enjoy year-long savings of up to 21.15% on your fuel purchases with the UOB One Card.
Enjoy up to 22.66% off your petrol purchases at SPC with your UOB One Card and SPC&U Card!
Pay anything with the UOB Payment Facility and earn points (UOB UNI$) to redeem amazing rewards!
Enjoy the following benefits when you travel with your UOB One Credit Card:
Add your UOB One Card on the above mobile payment applications to tap and pay securely with your mobile phone at more than 10,000 retail outlets in Singapore. What’s more, you can earn the same cashback on mobile payment as you do with your physical UOB One Card.
Already an existing UOB Credit Cardholder?
Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:
<Yeslazada>space<Last 4 digits of existing UOB Card>space<NRIC#>
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
1Lazada spend refers to card transactions made on Lazada Singapore with description LAZADA*,AMAZE*LAZADA*,2C2P*LAZADA” and MCC 5311, 5310, 5331, 5399, 5732, 5999, but shall exclude Redmart and any Lazada Wallet top-up transactions. Redmart spend refers to card transactions made on Lazada Singapore with description beginning with “LAZADA*, REDMART*AMAZE* LAZADA*,AMAZE* REDMART*” and MCC 5411, but shall exclude Lazada Spend. Lazada spend and Redmart spend will be aggregated under a singe category and is subjected to a monthly rebates cap of S$20.
2Dining, Entertainment & Transport spend refers to card transactions made at the respective merchant category codes or transaction description as stated in the terms and conditions.
Dining, Entertainment & Transport spend will be aggregated under a singe category and is subjected to a monthly rebates cap of S$25.
3All other spend refers to card transactions made that excludes Lazada, Redmart, Dining, Entertainment & Transport spend. Standard exclusion applies. All other spend will be aggregated under a singe category and is subjected to a monthly rebates cap of S$25.
*Minimum S$700 spend per calendar month is required to qualify. Rebates is subjected to capping per category. Rebates will be issued to eligible principal cardmembers in the form of Lazada Gift Card credit. Principal cardmembers may use such credits to offset their purchases at Lazada. Principal cardmembers must add their Lazada-UOB Card as payment card in their Lazada account in order to receive the rebates. terms and conditions.
+Get up to S$530 in gifts:
1) 15% off Lazada Spend (Lazada-UOB Card Acquisition Promotion):
For the first 5,000 new-to-UOB credit card customers who successfully apply for an Lazada-UOB Card between 18 April 2024 and 31 July 2024 (both dates inclusive). Rewards is awarded in the form of Cash Credit the card account. Customer needs to spend a min. of S$700 per month from card approval date. Cash Credit is capped at S$50/month. Promotion is valid for 3 consecutive months from card approval date. Click here for full terms and conditions.
2) S$350 Cash Credit (UOB Credit Card Acquisition Promotion)
The first 200 new-to-UOB credit card customers in April 2024 who successfully apply for an eligible UOB Credit Card between 1 April 2024 and 30 April 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit. Click here for full terms and conditions.
3) S$30 Lazada Vouchers
Applicable for Lazada-UOB cardmember that successfully adds Lazada-UOB card as a payment card within the Lazada App before 31 July 2024. S$30 vouchers will be issued in the form of 2 x S$15 vouchers, redeemable with a min. spend of $100. Vouchers will be issued to eligible customer’s Lazada account. Click here for full terms and conditions.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Skip to the good part with UOB One Account. Get up to 7.8% p.a. interest when you spend min. S$500 monthly on an eligible UOB Card AND credit your salary OR make 3 GIRO transactions monthly.
Visit go.uob.com/online-exclusive for the latest sign-up offer!
With effect from 1 May 2024, please be informed that the interest rates for One Account will be revised. Find out more
Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.
Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.
Enjoy up to 3% cashback on dining, online shopping, groceries, transport, and more.
Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
Learn more on how to better manage your and protect your transactions.
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
Learn more on how to better manage your and protect your transactions.
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.
