"Singapore's most generous cashback cards" in comparison to other banks' cashback cards across Singapore, as of 1
- For UOB One Credit Card, this refers to the highest cashback of 5% based on a retail spend amount of S$2,000
per month for 3 consecutive months. Please note that exclusions apply.
- For UOB One Debit Card, this is based on (i) the 3% cashback awarded on the UOB One Debit Card for purchases of
daily spend and (ii) up to 2.5% p.a. interest on the UOB One Account with a retail spend of S$500 per month.
1Cardmembers who have been awarded the quarterly cashback will get an additional 5% cashback on the total
Dairy Farm Singapore such as Cold Storage, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli, Grab
(excludes mobile wallet top-ups), Shopee Singapore transactions (excludes Shopee Pay) and UOB Travel (excludes
online and flight only bookings) transactions successfully charged and posted to the Card Account in each statement
month. Cardmembers who have been awarded the quarterly cashback will get an additional 1% cashback on the Singapore
Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each
statement month. Additional cashback will be capped at S$100 per month.
2Enjoy up to 5% cashback based on a retail spend of S$2,000 and min. 5 transactions per statement month
for each qualifying quarter to earn the quarterly cashback of S$300. Enjoy up to 3.33% cashback based on a
retail spend of S$1,000 or S$500 and min. 5 transactions per statement month for each qualifying quarter to earn the
quarterly cashback of S$100 or S$50 respectively. Please note that exclusions apply. Please refer to the full set
of Terms and Conditions.
3Enjoy 3% cashback on Dairy Farm Singapore ("DFSG") transactions (Cold Storage, Giant, Guardian, 7-Eleven,
Marketplace, Jasons and Jasons Deli), 3% cashback on Shopee Singapore transactions (excludes ShopeePay) & 1% cashback on
Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Cashback is capped at S$20
per calendar month across DFSG, Shopee Singapore & Grab transactions. Click here for UOB One Debit Card Terms and Conditions.
4Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. for deposits of S$75,000, provided
customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on
the One Account is 1.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend
AND (a) a min. S$1,600 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. View the full
Terms and Conditions here.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
*Promotion is valid from 22 Nov 2021 to 21 Jan 2022. Only applicable for new-to-UOB credit card customers. Limited to the first 200 customers per promotion month who successfully apply for a new UOB One Credit Card, spend at least S$3,000 in eligible transactions within 30 days from card approval date and successfully register their interest via SMS. Total 400 gifts to give away. Full terms and conditions apply.
^Up to $150 cash credit when you sign up for any eligible UOB savings account online, deposit fresh funds and register your participation in the UOB Year End Savings Festival!
Eligible Accounts: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Saving Account, KrisFlyer UOB Account and/or UOB One Account. $50 or $150 cash credit applicable for a customer who successfully opens a New Account within each Qualifying Period, completes participation form, deposits required Incremental Fresh Funds by required date and where applicable, agrees to earmark such Incremental Fresh Funds. $100 cash credit applicable for an existing customer who completes participation form, deposits required Incremental Fresh Funds into the customer’s existing Account by required date, and agrees to earmark such Incremental Fresh Funds. Full Terms & Conditions apply and may be accessed at here.
Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.