W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, Razer Pay and CardUp will be excluded from the awarding of cashback.
W.e.f. 1 May 2022, get up to 10% cashback on your bus and train mrt rides with SimplyGo, Dairy Farm International, Grab, Shopee Singapore and SP transactions. Your UOB One Credit Card cashback for minimum S$2,000 spend will also be revised to up to 3.33% (S$200 cashback) with effect from the statement month of July 2022 (i.e. your spending in June). To find out more about your new benefits and changes, click here.
“Highest Cashback Cards” in comparison to other banks’ cashback cards across Singapore, as of 1 October 2022:
- For UOB One Credit Card, this refers to the highest cashback of up to 15% based on a retail spend amount of S$2,000 per month for 3 consecutive months. Please note that exclusions apply.
- For UOB One Debit Cards, this is based on 10% cashback on selected merchants with a retail spend of S$500 per month.
1Up to 15% cashback - Valid for new-to-UOB Credit Card customers only For New-to-UOB Credit Card customers who successfully apply between 1 October 2022 to 30 June 2023 and qualify for the quarterly cashback will get an enhanced partner cashback of up to 6.67% on the total Dairy Farm International merchants such as Cold Storage, CS Fresh Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli, Grab, Shopee Singapore transactions, SimplyGo (bus and train rides) and UOB Travel transactions successfully posted to the Card Account in each statement month. Enhanced cashback will be capped at S$100 per month for first 2 quarters. Click here for full terms and conditions.
Up to 10% cashback - Valid for existing UOB Credit Cardmembers Cardmembers who have been awarded the S$100 or S$50 quarterly cashback will get an additional 5% cashback and cardmembers who have been awarded $200 quarterly cashback will get an additional 6.67% cashback on the total Dairy Farm International such as Cold Storage, CS Fresh Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli, Grab (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo (bus and train rides) and UOB Travel (excludes online and flight only bookings) and additional 1.67% cashback on Shell transactions successfully charged and posted to the Card Account in each statement month. All Cardmembers who have been awarded the quarterly cashback will get an additional 1% cashback on Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Additional cashback will be capped at S$100 per month.
2Enjoy up to 3.33% cashback based on a retail spend of S$2,000, S$1,000 or $$500 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cashback of S$200, S$100 or S$50 respectively. Please note that exclusions apply. Please refer to the full set of Terms and Conditions.
3Enjoy 3% cashback on Dairy Farm International (“DFI") transactions (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons and Jasons Deli), 3% cashback on Shopee Singapore transactions (excludes ShopeePay), 3% on SimplyGo (bus and train rides) & 1% cashback on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Cashback is capped at S$20 per calendar month across DFI, Shopee Singapore & Grab transactions. Click here for UOB One Debit Card Terms and Conditions.
Valid for new-to-UOB Debit Cardmembers From 1 October 2022 – 30 June 2023, new applicants who are not existing holders of any UOB debit cards issued by UOB in Singapore, will enjoy:
- Additional 7% cashback (on top of the 3% cashback under the UOB One Debit Cards Cashback Programme)* on:
- Shopee Singapore Transactions
- DFI Transactions
- SimplyGo (bus and train rides only) Transactions
- Additional 9% cashback (on top of the 1% cashback under the UOB One Debit Cards Cashback Programme)* on Grab Transactions.
- A min. monthly spend of S$500 on your UOB One or Lady’s Debit Card is required. Capped at S$20 cashback per month (across Shopee Singapore, Dairy Farm International, SimplyGo & Grab).
*For full terms and conditions Governing the UOB Debit Card 10% Cashback promotion, please click
here
4Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
*Up to S$460 gift consist of 1) And Either 2a) Or 2b) and 3)
1) S$350 Grab Vouchers:
For the first 200 new-to-UOB credit card customers who successfully apply for an eligible UOB Credit Card between 1 April 2023 and 30 April 2023 (both dates inclusive) and spend a min. of S$1,000 for 2 consecutive months from their card approval date, they will receive Grab vouchers worth S$350. Click here for full terms and conditions.
And
2a) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:
- successfully open a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023, and
- deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
OR
2b) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:
- successfully open a new a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023;
- deposit at least S$5,000 of fresh funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
- fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.
Click here for full terms and conditions.
And
3) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have:
- successfully submitted an online participation form here; and
- successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.
Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).
Insured up to S$75k by SDIC
^Up to S$110 cash credit comprising EITHER 1a) S$60 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit
1a) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:
- successfully open a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023, and
- deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
OR
1b) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:
- successfully open a new a UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online from 1 March 2023 to 30 April 2023;
- deposit at least S$5,000 of fresh funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
- fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.
Click here for full terms and conditions.
And
2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have:
- successfully submitted an online participation form here; and
- successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.
Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).
