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UOB Card
One card

Singapore’s most generous rebate card

The one and only card that gives you more when you spend.

  • Up to 5% cash rebate1 on all spend
    (up to 3.33% cash rebate for spend below S$2,000)
  • Up to 3.33% interest p.a.2 on your savings in UOB One Account
  • Up to 10% SMART$ rebate3 at over 900 participating merchants
  • Best fuel savings4 at Shell and SPC.
  • Apple Pay The new simple and secure way to make payments. Find out how.

Up to 5% cash rebate on all spend1

Including recurring bill payments.

If your UOB One Card statement date is the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cash rebate.

Minimum Monthly Spend for 3 Consecutive Months

S$2,000 & above
Cash Rebate

Higher interest rate of up to 3.33% p.a.2 on your savings

Earn higher interest on your UOB One Account savings with a min. S$500 spend every calendar month on your UOB One Card.

Account Balance in your UOB One Account First
Spend S$500
on your UOB One Card
1% p.a. 1.5% p.a. 2% p.a.
Spend S$500
on your UOB One Card + Credit your salary or Perform 3 GIRO transactions
1.5% p.a. 2% p.a. 3.33% p.a.

Additional Rebate with UOB SMART$ Rebate Programme

Get up to 10% instant SMART$ rebate3 which you can use to offset your next purchase at over 900 participating merchants like:

SMART Merchants Rebate
The Coffee Bean & Tea Leaf 10%
United Overseas Insurance 3%
BreadTalk 3%
EpiCentre 3%
Sephora 3%
SMART Merchants Rebate
Cathay Cineplexes 2%
Metro 2%
World of Sports 2%
AirAsia 1%
Cold Storage, Market Place, Jasons, Giant, Guardian 0.5%

Visit for the full list of merchants.

Best fuel savings4 at Shell and SPC

Visit for more information.

Eligibility and Fees

Singaporean Citizens / PR

21 years old

Minimum Age


Minimum Income


Minimum Income


Fixed deposits     


Fixed deposits     


PRINCIPAL CARD ANNUAL FEE (First year card fee waiver)


Fees are inclusive of Singapore’s prevailing Goods and Services Tax (GST)

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