Annual Report 2017

I Thought, We Can Stay Strong Like Stones

Mr Chok Yue Zan’s I Thought, We Can Stay Strong Like Stones is the design inspiration for this Annual Report. Mr Chok reinterprets his family’s portrait to show the depth, strength and unity of familial ties. It received the 2017 UOB Painting of the Year (Malaysia) award. He is also the recipient of the 2018 UOB-Fukuoka Asian Art Museum residency programme. Read more

Featured on UOB Annual Report 2017 Cover
I Thought, We Can Stay Strong Like Stones by Chok Yue Zan
2017 UOB Painting of the Year (Malaysia)

We build and deepen relationships by focusing on, and supporting the long-term interests of, our customers, colleagues and the community. Our disciplined approach in balancing growth with stability continues to bear fruit as we weather challenges, cycles and change.

Read more

Deputy Chairman
and CEO's Report

Wee Ee Cheong
Deputy Chairman and

Chief Executive Officer

Deputy Chairman and CEO's Report

Ensuring Sustainability For The Long Term

Value Creation
Strategic Priorities
Sustainability Approach

Creating Value For Our Stakeholders

Customers
Colleagues
Community

Financial Highlights

  • Net interest
    income
    ($ million)
    Non-interest
    income
    ($ million)
    Non-interest
    income/Total
    income (%)

    Total Income

  • Net profit after tax ($ million)

    Net Profit After Tax

  • Loans
    ($ billion)
    Deposits
    ($ billion)
    Loan/Deposit
    ratio (%)

    Customer Loans/Deposits

  • Shareholders'
    equity ($ billion)
    Return on equity
    (%)

    Shareholders' Equity/Return on Equity

  • Total assets
    ($ billion)
    Return on assets
    (%)

    Total Assets/Return on Assets

  • CET1 CAR
    (%)
    Total CAR
    (%)

    Capital Adequacy Ratio (CAR)

  • $ billion
    • Singapore 128
    • Malaysia 27
    • Thailand 15
    • Indonesia 11
    • Greater China 32
    • Others 23

    Loans By Geography

    • Singapore 59.2%
    • Malaysia 13.8%
    • Thailand 5.2%
    • Indonesia 0.7%
    • Greater China 10.0%
    • Others 11.1%

    Overseas Profit Before Tax Contribution

Financial Highlights
Full Financial Report

Our International Presence

A global network of more than 500 branches and offices in
Asia Pacific, Europe and North America

Asia Pacific
Indonesia
Thailand
Singapore
Malaysia
China
Australia
Hong Kong
Taiwan
Brunei
India
Japan
Myanmar
South Korea
Philippines
Vietnam
180
154
69
48
22
4
3
3
2
2
2
2
2
1
1
Europe
France
United Kingdom
1
1
North America
Canada
USA
3
3
Other Key Sections
Corporate Governance
Five-Year Group Performance Summary
Our Awards and Accolades in 2017
Investor Reference
Quick Links
www.uobgroup.com
Investor Relations
Full Annual Report 2017 pdf
Past Years’ Annual Report
Copyright © 2018 United Overseas Bank Limited
Company Reg. No. 193500026Z. All Rights Reserved.

As part of our efforts to reduce our environmental footprint, we will no longer distribute our Annual report by way of a CD-rom. We would like to invite you to join us in our sustainability efforts and refer to the electronic Annual Report.