You can build your wealth through investment products of various tenures. Short-term investments enable you to potentially capitalise on market opportunities while long-term investments help stabilise your portfolio through diversification.

FX Margin Trading*
Take advantage of leveraged foreign exchange trading through FX Margin Trading. We will be providing you with round-the-clock monitoring.

MaxiYield*
This dual currency-linked investment lets you participate in foreign exchange movements. Enjoy a choice of currency pairs from nine major currencies.

Equity-Linked Structures*
Investors can potentially capitalise on share price movements through equity-linked structures. Investment can be made in equities across global markets.

Structured Deposit*
With structured deposits, your principal is guaranteed if you hold your investment to maturity. There's also potential for earning higher interest. Interest may be fixed or variable, with periodic payouts, usually at the end of each year.

Unit Trust*
Unit trusts are an easy way to diversify your investments. These are collective investments managed by various third party fund houses, including UOB Asset Management. From our wide range of available funds, you can choose the funds with the volatility that best suits your investment objectives, financial situation, particular needs and risk appetite.

Bond*
A way to diversify your portfolio, these debt instruments come with triple A credit rating from the Monetary Authority of Singapore. Besides getting the guaranteed principal payment at full face value on maturity, you'll be receiving interest payouts every six months throughout the entire tenure of the bond.

*This is strictly for information only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing in this document constitutes accounting, legal, regulatory, tax financial or other advice. You should consult your own professional advisors about issues discussed herein.

Liquid assets are lower in risk and can be converted quickly and easily into cash. They help to maintain liquidity in your portfolio, laying the foundation for you to build and manage your wealth.

High Yield Account
Reserved only for UOB Privilege Reserve clients like you, the High Yield Account is our way of acknowledging your total banking relationship¹ with us. This exclusive savings and chequing account rewards you with much higher interest rates than the average account. Premium interest rates, accorded to your High Yield account, is based on the total value of your deposits and investments with us. The more deposits and investments with UOB, the higher you'll enjoy on your High Yield Account.

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Global Currency Premium Account
The Global Currency Premium Account provides you the option of having a savings account in major foreign currencies: US Dollar, Australian Dollar, New Zealand Dollar, Euro, British Pound and Chinese Renminbi (Offshore). You'll earn higher interest rates on your balance of S$50,000 and above.

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Singapore Dollar² or Foreign Currency Fixed Deposits
The Singapore Dollar or foreign currency fixed deposits offer you higher interest rates. There's a wide range of tenures and up to ten foreign currencies to choose from. With your Singapore Dollar fixed deposit, you'll get an automatic overdraft facility that is linked to your UOB i-Account. You'll also have the option to use your foreign currency fixed deposit as collateral for an overdraft in foreign currencies, loan or other credit facilities.

¹ Total banking relationship refers to deposits and investments including savings, current and fixed deposits accounts, structured deposits, unit trusts, securities, bonds and notes (or such other deposits and investments as UOB may decided from time to time), but excludes shares trading accounts, linked to UOB High Yield Account.

² Singapore dollar deposits listed in the UOB Register of Insured Deposits will be insured in accordance with and up to the limits specified in the Deposit Insurance Act 2005.

Protection and legacy planning involves protecting the wealth you have built up. This includes planning for your retirement as well as ensuring adequate insurance coverage for your loved ones.

PRUUniversal Vantage^#
PRU Universal Vantage is a single premium, whole life insurance policy that offers death and accelerated terminal illness benefit. It may be an ideal estate planning tool that can double up as a conservative investment tool. On top of the protection this product offers, you'll also enjoy a minimum guaranteed interest rate of 3% per annum.

^# Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value (if any) may be less than the total premiums paid. This is not a contract of assurance. Acceptance of proposal is subject to underwriting. The precise terms and conditions of this assurance plan are specified in the policy. The above is for your information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a qualified financial advisor before making this purchase. In the event that you choose not to seek advice from a qualified financial advisor, you should consider whether this product is suitable for you.

Purchasing certain assets can involve a huge sum of money. Our financing solutions make it easy for you to own the assets that you've been eyeing.

Home Financial Services
Whether you're buying a new or resale property or refinancing your current property, you'll enjoy competitive interest rates with our private home loans. Loans of up to 80% of the purchase price or value of the home can be provided. We also offer flexible repayment instalment plan options. Should you require a bridging loan for the down payment of your new home, our private home loans comes with preferential interest rates.

Home Construction Loan
We provide short-term loans to finance the construction of a new property or the reconstruction, addition or alteration of an existing property at competitive rates. You can borrow up to 80% depending on your home construction needs. We also offer repayment instalment plan options.

International Home Loan
If you're looking to buy a property in Singapore, Malaysia, Thailand, Shanghai or London, take advantage of our international home loans. The loan quantum varies with country from 60% to 80% of the purchase price or value of the property and the repayment period ranges from three to 45 years. Loans are available in the Singapore Dollar, US Dollar, Japanese Yen, Swiss Franc, British Pound, Malaysian Ringgit, Hong Kong Dollar and Renminbi.

Home Equity Financing
Unlock the value of your property. Pledge it as collateral to enjoy extra credit facilities. We provide a term loan on a monthly basis, comprising the loan principal and interest, at an attractive interest rate.

Leveraging involves multiplying the value of your assets. This opens up a whole world of opportunities for you to take advantage of.

Share Financing
Pledge your stocks, shares or cash as collateral and enjoy credit facilities of up to 2.85 times their value. Trading can be done through any stockbroker of your choice. You'll also receive monthly statements on your UOB Share Financing Account.

Currency Deposit Leverage Facility
Enjoy a leverage power of up to five times the value of your foreign currency deposits when you pledge them as collateral. You'll have the flexibility to invest in nine currency denominated products. The loan tenure can stretch from one week to six months.

Secured Overdraft
Gain access to extra credit facilities by pledging your assets as collateral. These can include fixed deposits, structured deposits, approved stocks and shares, approved unit trusts, and gold certificates. You can borrow up to 100% of your asset's value at a low interest rate.