At UOB Privilege Reserve, we place the utmost priority in helping you achieve your financial goals. That's why we have designed the UOB Client Engagement Journey to constantly engage you in meaningful discussions about your evolving requirements. We've even created a customised tool to help us optimise your portfolio allocation according to your profile.

When it comes to taking care of your money, we will only put the most senior bankers in charge. These are top professionals who have been specially handpicked based on their in-depth wealth management knowledge garnered through years of experience.

They have also been trained under the exclusive UOB-NUS Executive Certificate in Wealth Management programme, the first of such programme to be offered by a bank as well as the first to receive the Financial Industry Competence Standards in Singapore.

Our Senior Client Advisors are well placed to provide you with personalised advice and solutions to potentially help you meet your financial objectives.

Beyond helping you achieve your financial goals, they are also committed to building a meaningful and long-lasting relationship with you.

Product Specialists

Supporting our Senior Client Advisors is a team of dedicated Product Specialists and Portfolio Counsellors, who are experienced in their respective fields. All you need to do is tap on their expertise and you'll get the latest market strategies for your personalised portfolio.

•	Investment and Treasury Specialists for investment solutions such as bonds, currencies and unit trusts
•	Insurance Specialists for insurance advice to help ensure that your retirement years and loved ones are protected, giving you peace of mind to lead the privileged life
•	Lending Specialists for optimal loan solutions that suit your business and personal needs

To maximise your portfolio returns and financial investments, you can also use our proprietary Portfolio Planner Tracker* programme - a unique system that specialises in setting out your diverse portfolio for easy management.

While it is important to potentially achieve portfolio gains, we believe it is equally important to adopt a robust approach in managing risk, and at the same time provide you with the flexibility and agility to adjust your portfolio, according to market conditions. This Portfolio Planner Tracker adopts a three-tier approach, allowing you to set aside cash reserves while capitalising on both long-term and short-term investment opportunities to achieve your financial goals.

* This Portfolio Planner Tracker ("PPT") programme is not an offer, recommendation, solicitation or advice to buy or sell any investment product. The information in the PPT is given on a general basis without obligation and is strictly for information only. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in the PPT, we shall not be held liable for any error, inaccuracy, and/or omission, howsoever caused, or for any decision or action taken or based on views expressed or information in the PPT. Nothing in the PPT constitutes accounting, legal, regulatory, tax, financial or other advice. The information in the PPT has no regard to the specific objectives, financial situation and particular needs of any specific person. You should consult your own professional advisors before acting on the information in the PPT or investing in any investment product.

To protect the wealth you've built up over the years, we can provide estate planning services. A trust can be set up to ensure that your assets are well protected and transferred seamlessly to the next generation according to your wishes.

A trust is a legal arrangement where the owner (settlor) of the Asset transfers the legal ownership to another (the trustee) for the benefit of other person(s) (the beneficiary (ies)).

It offers you the following benefits:

Succession Planning, Continuing your Legacy
A trust can be set up to accumulate your family's assets and distribute them as you wish. You need not worry that the assets you've accumulated over a lifetime will dissipate.

Asset protection
During an economic downturn, lawsuits are common in certain professions, potentially leading to claims from creditors . Assets transferred to a trust may provide protection against such claims and risks.

Confidentiality
A trust is a private arrangement between the settler and the trustee where details of the trust, its beneficiaries and assets are kept confidential.

Tax planning
Your beneficiary will get the income and capital gains generated by your trust assets. Best of all, trust income usually enjoy tax exemption.

At UOB Privilege Reserve, we can provide you with the resources to help you build a profitable property portfolio. For a start, we can tailor a mortgage solution that will best meet your requirements.

You can also enjoy exclusive invitations to private previews at selected property launches and take advantage of perks like access to choice units and preferential rates whenever applicable.

We believe in keeping you abreast of the latest market trends. This is why we have created Privilege Insights and Privilege Conversations.

Privilege Insights is a weekly insider view of the financial world packed with the latest tips and strategies from our analysts, so you may quickly and easily capitalise on growing market opportunities.

At Privilege Reserve, we believe that constant interaction and engagement pave the way for long and rewarding relationships. Privilege Conversations is a series of special dialogue sessions as well as events and seminars where market experts share their view points and keep you inform of the latest market trends

Wealth doesn't reside within borders. Investment opportunities can arise anywhere and when such an opportunity presents itself, you'll need a partner with the knowledge and experience to help you make the most of it. A partner who will assist you in growing your wealth regionally.

Grow with us, and your wealth grows with you.
If you're looking to diversify your wealth and financial assets beyond your shores, Privilege Banking International can be your preferred partner for all your banking needs. Not only do we have a significant and reputable presence in the region, our Client Advisors are equipped with regional knowledge and experience to help fulfil your financial goals in your country of residence.

What's more, you can also take advantage of easy access to your Singapore-based accounts via remote instructions and our ATM network in Asia. You may also stand to benefit from the various features of Singapore's dynamic financial landscape when you invest through us. The benefits include:

•	Pro-investment tax framework
•	Robust and well-regulated market
•	Access to the latest financial innovations