In these Terms and Conditions, "you" refers to the UOB Privilege Reserve customer and "Bank" refers to United Overseas Bank. The additional services which we provide to you as a UOB Privilege Reserve customer ("Services") are governed by these terms and conditions.
3. PRIVILEGE RESERVE PHONEBANKING SERVICE
5. PRIVILEGE RESERVE SERVICE CHARGE AND FEE
6. SUSPENSION OF UOB PRIVILEGE RESERVE SERVICE
8. VARIATION OF THIS AGREEMENT
9. SERVICES PROVIDED BY THIRD PARTIES.