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Selecting the right loan to best suit your needs

  • oneaccountoneaccount

    Spend on your dreams with UOB Funds Transfer

    Enjoy 0% interest with a one-time processing fee as low as 1.49% (EIR: 6.08% p.a)

    Apply now

  •  main banner main banner

    Get extra cash at daily repayments as low as $0.80^.

    Apply now

    ^Daily repayment of S$0.80 is calculated based on an approved loan amount of S$1,000 for loan tenor of 60 months and interest rate of 8%p.a.
  • oneaccountoneaccount

    CashPlus. The most ways to get extra cash.

    Apply now

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What is flexible repayment?

Flexible repayment plan is for Funds Transfer application only. The min monthly payment for Cards Funds Transfer is 3% or $50, whichever is higher. For CashPlus Funds Transfer, the min monthly payment is 2.5% or $30, whichever is higher.

What is fixed monthly instalments?

Fixed monthly instalment plan is for Personal loan application only. You have more time to pay off your loans with loan tenors of 12 – 60 months.

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This field is requiredPlease enter amount more than $0 and not exceeding $200,000.Please enter a minimum amount of $500.Please enter a minimum amount of $1,000.
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Based on your loan requirements, you might be interested in the following product:

UOB Personal Loan

About Personal Loan

About Personal Loan

Get extra cash with a fixed monthly repayment plan and long term tenor options of 12 – 60 months.

What is Personal Loan best used for

What is Personal Loan best used for

Get extra cash for that long overdue holiday, home revamp or the dream wedding you deserve.

How does Personal Loan work

How does Personal Loan work

You now have more time to pay off your loans with loan tenor options of 12, 24, 36, 48 and 60 months.

Fixed monthly repayment & interest rates

Fixed monthly repayment & interest rates

Fixed monthly repayment amount based on your selected loan tenor.

Interest rates is charged at 8% p.a. (per annum) of the approved loan amount, with a one-time processing fee of 1.8%.

Why choose Personal Loan

Why choose Personal Loan

UOB Personal Loan offers a fixed monthly repayment plan to allow greater control over your finances with disciplined fixed payments.

How are interest charges calculated?

How are interest charges calculated?

Interest rates is charged at 8% p.a. (per annum) of the approved loan amount, with a one-time processing fee of 1.8%.

Need a loan with a longer repayment option of more than 12 months?

Need a loan with a longer repayment option of more than 12 months?

For longer repayment option of >12 months, you may consider:

UOB CashPlus
Need a loan with a flexible repayment timeframe?

Need a loan with a flexible repayment timeframe?

For a loan with a flexible repayment timeframe, you may consider:

UOB Funds Transfer

Based on your loan requirements, you might be interested in the following product:

UOB Funds Transfer

About Funds Transfer

About Funds Transfer

Get extra cash with a flexible monthly repayment plan and short term tenor options of 3, 6 and 12 months.

What is Funds Transfer best used for

What is Funds Transfer best used for

Repayment of outstanding credit card bills to save on interest charges. Get extra cash for that long overdue holiday, home revamp or the dream wedding you deserve.

How does Funds Transfer work

How does Funds Transfer work

You now have the freedom to decide how much you want to pay by repaying the minimum amount each month, with loan tenor options of 3, 6 and 12 months.

Minimum monthly repayment & interest rates

Minimum monthly repayment & interest rates

Minimum monthly payment for Cards Funds Transfer is 3% or $50, whichever is higher. Minimum monthly payment for CashPlus Funds Transfer is 2.5% or $30, whichever is higher.

Enjoy a one-time processing fee from 1.49%.

Why choose Funds Transfer

Why choose Funds Transfer

UOB Funds Transfer offers a flexible repayment plan to give you more freedom to decide how much you want to pay.

How are interest charges calculated?

How are interest charges calculated?

Pay only the upfront processing fee and no interest will be charged as long as full repayment is made within the promotional period.

Need a loan with a longer repayment option of more than 12 months?

Need a loan with a longer repayment option of more than 12 months?

For longer repayment option of >12 months, you may consider:

UOB Personal Loan
Need a loan with a flexible repayment timeframe?

Need a loan with a flexible repayment timeframe?

For a loan with a flexible repayment timeframe, you may consider:

UOB CashPlus

Based on your loan requirements, you might be interested in the following product:

UOB CashPlus

About CashPlus

About CashPlus

Get instant access to cash of up to 6X your monthly salary or S$200,000 (whichever is lower), with flexible repayment to suit your needs.

What is CashPlus best used for

What is CashPlus best used for

Repayment of outstanding credit card bills to save on interest charges, a standby line of credit, or day-to-day purchases.

How does CashPlus work

How does CashPlus work

Access cash instantly through Cheque, ATM cash withdrawal, UOB Branches/Personal Internet Banking or pay for online and retail purchases with CashPlus Visa Card.

Minimum monthly repayment & interest rates

Minimum monthly repayment & interest rates

2.5% of outstanding balance or a minimum of S$30.

Prevailing interest rate of 19.8%.

Why choose UOB CashPlus

Why choose UOB CashPlus

Low interest rate, low monthly repayment and earn 1.5% cash rebate on purchases with UOB CashPlus Visa Card.

How are interest charges calculated?

How are interest charges calculated?

Interest is calculated on a daily basis based on the outstanding balance at 19.8% p.a. (subject to the minimum interest charge of $5 per month).

Need a loan with a longer repayment option of more than 12 months?

Need a loan with a longer repayment option of more than 12 months?

For longer repayment option of >12 months, you may consider:

UOB Personal Loan
Need a loan with a flexible repayment timeframe?

Need a loan with a flexible repayment timeframe?

For a loan with a flexible repayment timeframe, you may consider:

UOB Funds Transfer