HDB Home Loan

Enjoy a total home solution with us. Our HDB Home Loan is designed to give you competitive interest savings, flexibility, convenience and a host of other benefits to answer your every need.


UOB Property Loans Online Exclusive

Interest rate hikes may be an increasing cause of concern. With UOB Property Loans, you can now enjoy greater peace of mind with a low first year fixed interest rate of 1.58% p.a.*.

A fixed interest rate loan provides stability, a welcome relief when interest rates rise. This allows you to plan ahead financially while maintaining control of your property loan repayments.

Receive up to S$1,000* TANGS Gift Card when you take up a property loan with us.

Interest Rates

Year 1 1.58% Fixed
Year 2 1.68% Fixed
Year 3 & Onwards FDP + 1.43%
Penalty Period 2 Years
Legal Subsidy (For Refinancing only) 0.4% of loan amount, capped at S$1,800

  • All rates are quoted on a per annum basis. The current FDP is 0.2500% p.a. Rates quoted are non contractual till acceptance of the Bank's letter of offer.

Property loan amount accepted per property Your Reward
S$300,000 to S$1million Tangs Gift Card worth S$500
Above S$1million Tangs Gift Card worth S$1,000

More Information
  • FDP refers to UOB’s FD Property Loan Rate_15M which is calculated based on UOB's fifteen (15) month Singapore Dollar Fixed Deposit rate for amounts less than S$50,000 or such other sum as UOB may specify.
  • The “United Overseas Bank Limited (“UOB”) Property Loans – Online Exclusive” (“Promotion”) is valid for property loans for (i) new purchase of Residential Property; (ii) refinancing of existing property loan in respect of Residential Property, from another bank; or (iii) additional facility(ies) to be secured against Residential Property that have yet to be mortgaged to UOB. “Residential Property” means a residential property located or situated in Singapore, and which has been issued with a Temporary Occupation Permit.
  • To participate in the Promotion, customers will have to complete and submit the “UOB Property Loans Online Exclusive Promotion Sign Up” form that is available online by 30 June 2017. This Promotion is not valid with third party referral.
  • Letter of offer issued by UOB in connection with the property loan has to be accepted by 7 July 2017.
  • For property loans granted for new purchase of Residential Property, the loan amount will be computed based on the purchase price less the vouchers’ value.
  • UOB may vary these terms or suspend or terminate the Promotion without giving any notice.


Apply for New Loan

So what are you waiting for? Apply now and make your dream home a reality.

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Got a question? Feel free to contact us:

Call Centre hotline:
1800 388 2121
(8am - 8pm)
Visit any UOB Group branch and speak to any Home Loans Specialist

Ask About Existing Loan

Require assistance on your existing UOB Property Loan?

Fill in the Customer Assistance form if you require assistance on your
existing UOB Property Loan.

More Information

Important Information for Home Loans:

  1. The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
  2. The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
  3. The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
  4. The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
  5. The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.