Home Construction Loan

Where you are:

Whether you are building a new home, revamping a recently acquired property or giving your current home a new look, UOB Home Construction Loan provides the financing you need to make your dream home a reality.

Start laying the foundation for your dream home with UOB.

Benefits

Get The Financing Amount You Need
- Enjoy up to 80% financing with UOB Home Construction Loan. The quantum of financing granted will depend on your home construction needs, whether you are:
  - Buying a piece of land and building a home of the design of your choice;
  - Purchasing an existing landed property and transforming it into your dream home; or
  - Giving your current home a makeover to enhance its property value.
Flexible Loan Options
- Pay off your home construction loan at a comfortable pace within a flexible repayment period: Up to when the borrower reaches 70 years of age or a maximum loan tenor of 35 years, whichever is earlier.
Attractive Interest Rates and Benefits
- Choose from a wide range of flexible loan financing options with a UOB Home Construction Loan.
  
  To help you manage your cash flow needs, you may wish to service interest only during the construction of your home. When the Temporary Occupation Permit is issued, this loan will be converted into a home loan with both principal and interest payment, allowing you to make regular payments according to a fixed schedule.
  
  If you prefer to make upfront instalment payment of the principal amount and interest, we offer customised home loan packages at competitive rates.
24-hour Assistance
- With UOB Home Construction Loan, you can have complete peace of mind. For any query about your loan, contact our 24-hour Call Centre at 1800 388 2121 and our customer service officers will assist you.

Apply Now

So what are you waiting for? Apply now and make your dream home a reality.

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Got a question? Feel free to contact us:

24-hour Call Centre hotline:
1800 388 2121

Visit any UOB Group branch and speak to any Home Loans Specialist

Require assistance on your UOB home loan?

Fill in the Customer Assistance form if you require assistance on your UOB home loan.

More Information

Important Information for Home Loans:

The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.

Loans

Home Construction Loan

Benefits

Apply Now

More Information

Important Information for Home Loans:

Useful Information