Private Home Loan

Where you are:

For a smarter and more comfortable fit, take up a UOB home loan. Whether you are planning to buy a private residential property, upgrade to a bigger property or refinance your existing home mortgage, UOB Private Home Loan allows you to enjoy attractive interest rates and flexible financing options tailored to your needs.

Simply speak to our Home Loans Specialist who will help you to determine the right loan package. Rest assured that we only bring you flexible financing options that you would feel at home with.

Benefits

Get The Financing Amount You Need
- Enjoy a loan of up to 80% of the purchase price or valuation of your home, whichever is lower.
Flexible Repayment Options
- To make repayment as easy as it should be, we will tailor an instalment plan that is perfect for your needs and goes easier on your wallet.
  
  You can also maximise the use of your CPF savings, and allow yourself more flexibility in managing your finances.
A Bridging Loan For A Smoother Transition
- If you are expecting proceeds from the sale of your existing property, we can provide a bridging loan to help you make the necessary downpayment for your new home first. That way, you will not miss the chance to own your dream home.
Attractive Interest Rates And Benefits
- UOB offers a full suite of competitive interest rates. You can choose from our wide range of fixed-rate, floating-rate or UOB HomePlus packages, or even a combination of them.
  
  In addition, you will enjoy these attractive benefits:
- Preferential interest rates for a bridging loan Get an idea of the loan amount that will best serve your needs with the UOB Home Loan Calculator. Terms and conditions apply.
24-hour Assistance
- With UOB Private Home Loan, you can have complete peace of mind. For any query about your loan, you can contact our 24-hour, Call Centre at 1800 388 2121 and our customer service officers will assist you.

Apply Now

So what are you waiting for? Apply now and make your dream home a reality.

Leave your contact details and
we will be in touch shortly

Got a question? Feel free to contact us:

24-hour Call Centre hotline:
1800 388 2121

Visit any UOB Group branch and speak to any Home Loans Specialist

Require assistance on your UOB home loan?

Fill in the Customer Assistance form if you require assistance on your
UOB home loan.

More Information

Important Information for Home Loans:

The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.

Loans

Private Home Loan

Benefits

Apply Now

More Information

Important Information for Home Loans:

Useful Information