UOB : Step-by-Step Guide in Getting a Mortgage

Buying a property, whether for residence or as an investment, can be an exciting yet daunting experience. At UOB, we can help you understand the process to prepare you for your property purchase.

You will find helpful resources and information here to help you make informed decisions on your property purchase and select the home loan that suits your needs.

If you are already a proud home-owner, we can help you manage your loan to save more on your interest payments and make the equity in your home work for you.

Three steps to getting a mortgage:

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Important Information for Home Loans:

The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.

Loans

Step-by-Step Guide in Getting a Mortgage

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Important Information for Home Loans:

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