UOB Personal Loan

You'll Love

  • Affordable low daily repayments of S$0.80*
  • Long term tenor from 12 to 60 months
  • Greater control of cash flow
^Daily repayment of S$0.80 is calculated based on an approved loan amount of S$1,000 for loan tenor of 60 months and interest rate of 8% p.a. (EIR 14.94% p.a.)

 

Overview

The loan with perfect timing

Get Instant loan approval and cash in one stop with UOB Personal Loan. Apply at participating branches now. For existing UOB Cards or CashPlus customers only.

UOB Instant Personal Loan Terms and Condition apply.
No documents required

Apply online today to enjoy hassle-free and paperless application.

Rates and Tenors


Loan Tenor
(months)
Processing Fee
(%)
Flat Rates
(% p.a.)
Effective Interest Rates
(% p.a)
12 1.8 8.00 17.94
24 16.54
36 15.84
48 15.34
60 14.94

 

Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply. The disbursed amount will be nett of the processing fee of the approved loan amount.
 

Calculator


Find out how much is your monthly repayment amount

You can choose a term loan from 12 to 60 months tenor with fixed monthly repayments.
View rates and tenors here
 

Loan Amount:  S$  
Loan Tenor:   



 



Monthly
repayment #

 
Processing
fee




Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply.

#Repayment amounts are based on applied interest rate and include processing fee. Therefore, they are estimated figures which have been rounded to nearest decimal place.

 

Apply Now


Via Branches


Get Instant loan approval and cash in one stop with UOB Personal Loan.
Apply at participating branches now.
For existing UOB Cards or CashPlus customers only.

Via Online Form


Submit your application online for a paperless and hassle-free experience.

 

Not a UOB Card or UOB CashPlus customer?
  • Apply for a UOB Card via our online form and opt-in for UOB Personal Loan.
  • Your approved loan amount will be drawn down from your UOB Credit Card account and disbursed to a designated savings account of your choice.

More Information

Each application is subject to a minimum loan of S$1,000. The disbursed amount will be nett of the processing fee of the approved loan amount.

Terms and Conditions Governing UOB CashPlus Personal Loan
Terms and Conditions Governing UOB Credit Card Personal Loan

Effective from 1 August 2015, the cancellation charge for the prepayment of UOB Credit Cards Personal Loan and UOB CashPlus Personal Loan at any time before the expiry of the loan tenor will be revised to $150 or 3% of the outstanding loan amount, whichever is higher. Click here to find out more.