CashPlus

Benefits

• Generous credit limit up to 6x your monthly salary¹
  • Get a generous credit limit of up to 6x your monthly salary¹ or S$200,000 whichever is lower. If you earn between S$2,500 to S$10,000 a month, you can get a credit limit of up to 4x your monthly salary.
    
    ¹Customers with annual income greater than S$120,000 can get a credit limit of up to 6 times their monthly salary. For customers with annual income between S$30,000 to S$120,000, can get a credit limit of up to 4 times.
• Flexible Repayment or Fixed repayment
  • Flexible Repayment as low as 3% per month
    If you prefer more flexibility in managing your finances, you can choose to service only the minimum payment of 3% of your outstanding amount or S$30 whichever is higher.
  • Fixed repayment with UOB CashPlus Personal Loan
    Prefer to have more control over your finances? UOB CashPlus Personal Loan might be just the right thing for you.
    
    What’s more, get a free Samsung GALAXY Tab 2 (7.0)⁵ worth S$399 is yours when you sign up for a minimum approved loan amount of S$8,000 over a minimum loan tenor of 24 months.
• Express Approval
  • With express approval at all 53 UOB Group Branches, you can have your CashPlus account approved and enjoy cash in your hands in just 1 hour³. You can also fax in your application form before 2pm daily to enjoy same day approval⁴. Getting extra cash has never been easier.
• Easy Access to Cash
  • UOB CashPlus makes it easy for you to access extra cash 24/7 via:
    
    • Complimentary cheque book
    • Internet and mobile banking
    • More than 1,200 ATMS locally and over 1.4
    million Visa Plus ATMs worldwide
    • 24-Hour, toll-free Call Centre at 1800 222 2121
• Interest Rate as low as 0.75%* per month

  • Apply online and enjoy an introductory interest rate at only 0.75% per month or 9% per annum*. Promotion is open to UOB CashPlus online applications approved between 1 May 2013 to 31 Dec 2013 and valid for 12 months from the account opening date.

    * Introductory prevailing interest rate of 0.75% per month or 9% per annum is only valid for 12 months from the opening of a UOB CashPlus account for new UOB CashPlus customer. Customers who enjoy the introductory prevailing interest rate are not eligible for UOB CashPlus Personal Loan and Funds Transfer with promotional interest rate. Your approved credit limit amount will enjoy the promotional interest rate of 9% p.a. for the first year. Any future increase in limits will be subject to the prevailing interest rate of 17.8% p.a..
• Earn Interest on Credit Balance
  • Account balances in excess of the outstanding amount earn you interest, just like a savings account.
• CreditSure Plus⁶
  • With an affordable premium rate of S$0.42 per S$100 of the outstanding balance on your UOB CashPlus account, CreditSure Plus covers up to S$100,000 in the event of Death, Total and Permanent Disability or Terminal Illness.
    
    ⁶You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you. CreditSure Plus is a group insurance policy, of which United Overseas Bank Limited is the Master Policyholder and Prudential Assurance Company Singapore (Pte) Ltd is the insurer.

Promotions

• UOB CashPlus Funds Transfer
  • Enjoy extra cash at better rates and great rewards with CashPlus Fund Transfer.
    Find out more.
• UOB CashPlus Personal Loan
  • Get a free Samsung GALAXY Tab 2 (7.0)⁵ worth S$399 when you sign up for a minimum approved loan amount of S$8,000 over a minimum loan tenor of 24 months.
    Find out more.
• UOB CashPlus Instant Personal Loan
  • Click here to find out more.
• UOB CashPlus Credit Limit Review
  • Click here to find out more.

Eligibility

Apply Now

Easy Way To Apply For UOB CashPlus

	Visit any UOB Group Branches now to have your account approved in just 1 hour3 for immediate access to cash.
	To apply online, please click here. (Enjoy same day approval4 simply by completing the online form and fax it to 6356 8841 by 2pm)
	Leave your contacts here to find out more.

³1 hour approval is available on Mondays to Fridays from 9.00am to 3.00pm at all UOB Group Branches, except public holidays. Applications submitted after the abovementioned stipulated time will be processed on the next working day. Within 1 hour of submission of your application form, you will receive an SMS notification to inform you of the status of your application. Upon approval, you may return to the same branch at which you submitted your application to withdraw cash (subject to branch’s operating hours). Cash withdrawal service is not applicable for applications submitted for 1 hour approval at UOB Lite Branches. Please note that application pending further documentation will not be eligible for 1 hour Approval. For branch opening hours, please click here.

⁴Same day approval for fax applications is available on Mondays to Fridays from 9.00am to 2.00pm, except public holiday. Applications submitted after the abovementioned stipulated time will be processed on the next working day. Within the same day of submission of your application form, you will receive an SMS notification to inform you of the status of your application. You can start using the CashPlus facility upon receipt of the Welcome Pack and Cheque Book. Please note that application pending further documentation will not be eligible for Same day approval.