Overview
The power of UOB CashPlus. It’s amazing what it can do. Around the home. Travel. The wedding.
A skill-upgrading programme. You can just CashPlus it now.
From an urgent medical expense to paying off other bills that have higher interest rates, to just about anything you need cash for, just CashPlus it.
And at a mere 1%* a month, there’s so much more you can do now.
What’s more, you have access to cash anywhere and anytime through cheques, ATMs (close to 1,000 ATMs island-wide and more than 1.4 million VISA Plus ATMs worldwide) and internet funds transfers.
CashPlus is a personal line of credit that gives you cash∞, rebates of up to 35%, as well as the convenience of ‘Cash & Carry’ at over 20 participating merchants like Best Denki, EpiCentre, Barang Barang, SK Jewellery and more.
Benefits
Apply now and we will waive the first-year annual fee of S$60
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Generous Credit Limit
- Enjoy up to S$200,000 cash or twice your monthly income, whichever is lower to use as you wish.
With more cash available, you can embrace new investment opportunities or pay off your outstanding balances on your other credit cards or lines of credit . Whatever your plans are, you have the freedom to achieve them.
If you are an existing CashPlus customer, your CashPlus credit limit can go up to four times+ your monthly earned income.
To enjoy greater financial freedom, simply complete the Credit Limit Review Form.
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Low Interest Rate
- If your annual income is in the range of S$20,000 to S$29,999
Enjoy a low interest rate of 1.75% per month or 20.95% per annum. What’s more, you only pay interest on what you use.
If your annual income is S$30,000 and above
Enjoy an introductory prevailing interest rate of 12% per annum for one year. Your applicable prevailing interest rate is at 17.8% per annum (after the first year). What’s more, you only pay interest on what you use. Check out our current promotions.
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Flexible Monthly Repayments
- Enjoy flexible repayments from as little as 3% of your outstanding balance or S$30, whichever is higher. And with no fixed monthly payment, you have more control over your finances. For greater convenience, sign up for InterBank GIRO and enjoy hassle-free servicing of your monthly minimum repayment amounts.
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Hassle-free Application
- With no collateral or guarantor required, applying for CashPlus couldn't be easier.
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Easy Access to Cash
- What’s more, you have access to cash anywhere and anytime through cheques, ATMs (close to 1,000 ATMs island-wide and more than 1.4 million VISA Plus ATMs worldwide) and internet funds transfers.
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Earn Interest on Credit Balance
- Account balances in excess of the outstanding amount earn you interest, just like a savings account.
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Wide Array of Discounts and Privileges
- Be it getting the latest gadget or a relaxing travel package, enjoy more with CashPlus.
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Online Banking Convenience
- Pay bills, make account balance enquiries, view statements, arrange funds transfers and even take control of cheques issued through the convenience of online banking.
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24-hour Assistance
- Call our 24-Hour, toll-free Call Centre at 1800 222 2121. Our friendly customer service officers will be happy to assist you. You can also use our automated Phone Banking service at your convenience.
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CreditSure^
- At only 35 cents for every S$100 of your monthly CashPlus statement outstanding balance, CreditSure settles your outstanding UOB CashPlus, for up to S$40,000 in the event of Death or Total and Permanent Disability of the Principal Cardmember. CreditSure is a group term protection scheme you can be sure of. Underwritten by UOB Life.
^ You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.
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0% p.a. Funds Transfer - For a limited period only (For annual income of S$30,000 and above)
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