Overview
The power of UOB CashPlus. It’s amazing what it can do. Travel. Wedding. Renovation. Skills-upgrading course. You can just CashPlus it.
From an urgent medical expense to paying off other bills with higher interest payments, to just about anything you need cash for, just CashPlus it.
Visit any UOB Group Branches now to have your account approved in just 60 minutes1 for immediate access to cash. Realising your dreams has never been easier.
Now receive a Targus Laptop BagΩ worth S$99/- when you activate your account within the first 30 days!
ΩTo qualify for the Gift, UOB CashPlus account must be opened via online approval. A minimum amount of S$300 ("Qualifying Amount") must be withdrawn from UOB CashPlus account, which results in debit balance, within 30 days of account opening.
160 minutes approval is available at all UOB Group Branches (except UOB Lite Branches) from Mondays to Fridays (except public holidays) from 9.00am to 2.00pm.
Benefits
Apply now and we will waive the first-year annual fee of S$60
-
Express Approval+
- You can now enjoy extra cash instantly for almost anything. Visit our Branches to get cash in 60 minutes.
-
Generous Credit Limit
- Enjoy up to S$200,000 cash or 4 times your monthly income, whichever is lower to use as you wish.
With more cash available, you can embrace new investment opportunities or pay off your outstanding balances on your other credit cards or lines of credit . Whatever your plans are, you have the freedom to achieve them.
If you are an existing CashPlus customer, your CashPlus credit limit can go up to four times+ your monthly earned income.
To enjoy greater financial freedom, simply complete the Credit Limit Review Form.
-
Low Interest Rate
- Enjoy a low interest rate of only 1.48% per month or 17.8% per annum. What’s more, you only pay interest on what you use.
-
Structured or Flexible Repayments
- Choose to make structured repayments with UOB CashPlus
Instalment Loan or flexible repayments from as little as 3%
of your outstanding balance or S$30, whichever is higher.
Whether it is structured or flexible repayments, you have more
control over your finances.
-
Hassle-free Application
- With no collateral or guarantor required, applying for CashPlus couldn't be easier.
-
Easy Access to Cash
- What’s more, you have access to cash anywhere and anytime through cheques, ATMs (close to 1,000 ATMs island-wide and more than 1.4 million VISA Plus ATMs worldwide) and internet funds transfers.
-
Earn Interest on Credit Balance
- Account balances in excess of the outstanding amount earn you interest, just like a savings account.
-
Wide Array of Discounts and Privileges
- Be it getting the latest gadget or a relaxing spa, enjoy more with CashPlus.
-
Online Banking Convenience
- Pay bills, make account balance enquiries, view statements, arrange funds transfers and even take control of cheques issued through the convenience of online banking.
-
24-hour Assistance
- Call our 24-Hour, toll-free Call Centre at 1800 222 2121. Our friendly customer service officers will be happy to assist you. You can also use our automated Phone Banking service at your convenience.
-
CreditSure^
- At only 35 cents for every S$100 of your monthly CashPlus statement outstanding balance, CreditSure settles your outstanding UOB CashPlus, for up to S$40,000 in the event of Death or Total and Permanent Disability of the Principal Cardmember. CreditSure is a group term protection scheme you can be sure of. Underwritten by Prudential Assurance Company Singapore (Pte) Ltd.
^ You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.
