UOB CashPlus

You'll love

  • No interest or no fee for 60days - Apply Now
  • 1.5% cash rebate on all purchases with the
    UOB CashPlus Visa Card
  • Extra cash of up to 6X your monthly salary
  • Lower interest rate at 1.65% per month as compare to
    credit cards
  • Freedom to choose between flexible/fixed repayment

You'll need

  • To be a Singaporean or PR
  • To be 21 years and above
  • An annual income of at least S$30,000

For UOB CashPlus General Terms and Conditions please click here.
For UOB CashPlus 60 days Free Cash click here.


Same day approval

Complete the online application form and upload the required documents to us before 1pm.

Learn more >
Generous credit limit

Up to 6X your monthly salary or S$200,000, whichever is lower, if you earn above S$10,000 a month. Or up to 4X your monthly salary if you earn between S$2,500 to S$10,000 a month.
  • Hassle-free application

    No collateral or guarantor required.
  • Easy access

    Access to cash through cheques, ATM, pay for your purchases via UOB CashPlus Visa Card, shop online and internet fund transfer via UOB Personal Internet Banking.

Freedom to choose between flexible or fixed repayment

UOB CashPlus gives you the freedom to choose to pay it your way.


Flexible Repayment : CashPlus Funds Transfer

  • Consolidate your outstanding balances from other banks’ credit facilities.
  • Short term loan of 6 to 12 months.

Fixed Repayment : CashPlus Personal Loan

  • Receive the entire amount of the loan upfront.
  • Fixed repayment of up to 60 affordable monthly instalment.




Only applicable to
Singaporean or
Min. annual income
= S$30,000
= 21years old


Apply now

Complete the online application form and upload the required documents to us before 1pm.

  • Complete your online application and upload the required documents between 9.00am to 1.00pm. (Monday to Friday)
  • Within the same day, you will receive SMS notification to inform you of the status of your application.
  • You can start using the UOB CashPlus facility upon receipt of the UOB CashPlus Visa Card and chequebook.

Are you an existing UOB CashPlus holder?

More Information

Payment to UOB CashPlus account

Please be reminded to make your payment promptly before the specified due date in your statement. If minimum payment is not received by the due date specified in your statement, a $90 Late Payment Charge will be applied to your UOB CashPlus account.

Customers making payments by cheque are advised to allow 3 to 5 working days to accommodate for mailing and cheque clearance time.

Customers making payments by GIRO are advised to ensure your debit bank account is funded 2 days prior to the specified payment due date.