UOB Funds transfer

fund transfer banner

Spend on your dreams with UOB Funds Transfer

Enjoy 0% interest with a one-time processing fee as low as 1.8% (EIR: 7.34% p.a)


Extra cash at 0%^ interest

Extra cash at 0%^ interest

Get extra cash today for your investments, go for that well-deserved holiday or give your home a makeover.

^Processing fees apply.
Flexible repayments

Flexible repayments

Pay from as little as S$30 or 2.5% of the statement balance, whichever is higher.

Note: For CashPlus Funds Transfer only. For Credit Cards Funds Transfer, pay from as little as 3% of outstanding statement balance of S$50, whichever is higher.
Manage your finances

Manage your finances

Consolidate other bank's outstanding balances with UOB Funds Transfer.

Rates and tenors

Funds Transfer at 0%^ interest rate
3 1.80% 7.38% 7.34%
6 2.50% 5.34% 5.27%
12 4.50% 5.20% 5.06%

^Processing fees apply.

*The Effective Interest Rate (EIR) is calculated based on an approved fund transfer amount of S$10,000 with 3%/2.5% of monthly minimum repayment (for Cards Funds Transfer and CashPlus Funds Transfer respectively) and full repayment of the funds transfer amount outstanding at the end of the promotional period. Effective interest rate is subjected to compounding if the monthly interest charges are not paid in full. The promotional interest rate is applicable only to approved funds transfer amount and is valid from the date the bank approves the fund transfer request and ends when the approved funds transfer amount is fully paid or on the last day of the promotional tenor, whichever earlier. Thereafter, the prevailing cash advance interest rate (Credit Cards Funds Transfer) or prevailing CashPlus interest rate (CashPlus Funds Transfer) shall apply or such other rates as the bank may stipulate from time to time at its absolute discretion.

Apply Now

Existing UOB Credit Card/CashPlus customer

UOB One Account

UOB Personal Internet Banking

Login to your Personal Internet Banking account to apply.Login
UOB One Account

Online form

Submit your application online for a paperless and hassle-free experience.Apply

New UOB customer

Via branch
Apply for a UOB Credit Card via our online form and opt-in for a Funds Transfer. Your approved loan amount will be drawn-down from your UOB Credit Card limit and disbursed to a designated savings account of your choice. Apply for UOB Credit Card

Terms and conditions