Secured Overdrafts

Where you are:

Up To 100% Financing*
- Now you can make your assets work harder for you. With UOB Secured Overdraft, you will have extra cash of up to 100% of your asset value* when you pledge them as collateral with UOB.
  
  Types of Assets Accepted:
  - Fixed Deposits
  - Structured Deposits
  - Approved Stocks and Shares
  - Approved Unit Trusts
  - UOB Life Policies (single premium insurance)
  - Gold Certificates
  - Maxiyield
Low Interest Rate*
- With interest rates^* from as low as our prime lending rate^*, you will have extra cash to fulfill your plans – seize an investment opportunity, start a business venture, pay off an existing loan or use it for any purpose without liquidating your assets!
No Minimum Monthly Repayment
- What's more, interest is charged only on the amount used. With no minimum monthly repayment, you can manage your cash flow with greater financial flexibility and peace of mind.
No Minimum Deposit & Fall-Below Fees
- UOB Secured Overdraft comes with a chequebook and an ATM card which gives you instant access to cash at over 877,000 ATMs worldwide. You will also enjoy total convenience with no minimum deposit required in your current account and a waiver of the account fall-below fees.
Phone Banking Or Internet Banking Services
- For greater access to funds, apply for our Phone Banking or Internet Banking services which will enable you to pay bills, transfer funds, check account balances, make enquiries on cheque status and more!

Application is easy. There is no annual fee, processing fee or salary requirement.

^* Financing quantum and interest rate will vary according to the type of collateral provided. Terms and conditions apply.