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UOB Wealth Deposit Series

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Below is a list of past Structured Deposits offered. Although applications are now closed, you can read more about the individual structured deposit.

Select a structured deposit to find out more:

 

Overview

Please note that the application for the UOB Wealth Deposit - Series (1) has closed on 6 February 2008. A snapshot of the account is appended below.

Features of UOB Wealth Deposit - Series (1):

  • Protection first. 100% of principal guaranteed by UOB if the structured deposit is held until maturity or Early Redemption by the Bank.

  • Guaranteed interest of 3.09% of the principal at the end of the first six months of the Tenor (equivalent to 6.18% p.a.)^, if the deposit is held with the Bank until the first Interest Payment Date.

  • Advantage of diversification in 3 different Asset Classes (Equity, Bond and Currency, and Commodity).

  • Participation in 3 Investment Style Portfolios with different asset allocations; Equity-Biased Portfolio (55% in Equity Basket), Balance portfolio (1/3 in each of the Equity, Bond and Currency, and Commodity Baskets) and Commodity-Biased Portfolio (55% in Commodity Basket).

  • Possibility of Trigger Event occurring and Trigger Bonus Interest starting from the end of 1st year.

  • Potential Maturity Bonus Interest if Trigger Event has not occurred.

  • Maturity Bonus Interest is linked to the best performing Investment Style Portfolios.

  • Tenor: Minimum 1 year, maximum 4 years and 11 months, depending on whether a Trigger Event occurs.

Notes:
* Product terms and conditions apply. Please refer to the termsheet for more details. All undefined capitalized terms are defined in the termsheets.
^ If no Variable Interest is paid for the whole Tenor, the minimum effective interest rate is 0.638% p.a.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Structured Deposit: Wealth Deposit - Series (1) (“UOB Wealth Deposit - Series (1)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guarantee will only apply if the whole Deposit Amount is held until the Final Maturity Date or Early Redemption by UOB (whichever is earlier). The UOB Wealth Deposit - Series (1) may not be withdrawn before the Final Maturity Date or before Early Redemption by UOB (whichever is earlier) without consent from UOB. If Early Redemption by UOB does not occur, the maximum Tenor is 4 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Final Maturity Date or Early Redemption by UOB (whichever is earlier), you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Deposit Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Wealth Deposit - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Wealth Deposit - Series (1) is suitable for you. Structured deposits are not an insured deposits for the purpose of the Deposit Insurance Act 2005 (No. 31 of 2005).

View Past
Performance

Monitor the performance of your structured deposit at

Wealth Deposit - Series (1) Tracker (PDF: 37KB)

Adobe Reader is required to view these files.

More Information

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government’s guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.




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