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UOB Structured Deposit 2011 Series

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Below is a list of past Structured Deposits offered. Although applications are now closed, you can read more about the individual structured deposit.

Select a structured deposit to find out more:

 

Overview

UOB Principal Guaranteed Structured Deposit 2011 – Series (1)

Key Benefits:

UOB Principal Guaranteed Structured Deposit 2011 – Series (1) ("UOB Structured Deposit 2011 – Series (1)") is a 5-year and 11-month structured deposit which pays you guaranteed interest1 and guarantees your principal2 if held to maturity. The total guaranteed minimum interest of 8.25%1 of the Principal Amount payable over the Tenor of 5 years and 11 months is equivalent to an effective interest rate of 1.3977% per annum assuming that the whole Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a Maturity Variable Interest3 of up to 4% of the Principal Amount that is linked to (i) 10Y SGD swap rate4 minus (ii) 1Y SGD swap rate4. A similar structure is also available in USD*.

Summary Of Features:

Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 17 January 2011 to 19 February 2011
(Subject to changes, please refer to Indicative Term Sheet for more details)
Guaranteed Fixed Interest Payable at the end of Year One, Two, Three, Four and Five

1.50%1 of the Principal Amount
Total Guaranteed Minimum Interest 8.25%1 of the Principal Amount
(Being Guaranteed Fixed Interest totaling 7.5% plus minimum Maturity Variable Interest of 0.75%)
Underlying Instrument 10Y SGD swap rate4 and 1Y SGD swap rate4
Observation Date 20 January 2017
(In the event such date falls on a non-Business Day, it shall be postponed to the immediate following Business Day.)
Maturity Variable Interest The Maturity Variable Interest Rate shall be calculated as (i) 10Y SGD swap rate minus (ii) 1Y SGD swap rate observed on the Observation Date.

The minimum Maturity Variable Interest Rate is 0.75% and maximum Maturity Variable Interest Rate is 4%. The Maturity Variable Interest is payable only on the Maturity Date provided the whole Principal Amount is held with the Bank until Maturity.
Minimum Effective Interest Rate 1.3977% per annum
(Based on total guaranteed minimum interest of 8.25%1 of the Principal Amount payable over the Tenor assuming that the whole of the Principal Amount is held till the Maturity Date.)

View Past
Performance

Monitor the performance of your structured deposit at

SD2011 – Series (1) Tracker SGD (PDF: 57KB)
SD2011 – Series (1) Tracker USD (PDF: 57KB)

Adobe Reader is required to view these files.

More Information

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act 2005 (No. 31 of 2005).

In addition, structured deposits are not covered under the Singapore Government’s guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Useful Information