Overview
UOB Structured Deposit 2012 - Series (5)
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See your savings grow starting with as little as S$5,000*
UOB Structured Deposit 2012 - Series (5)* is a 5-year and 11-month investment which pays you guaranteed fixed interest and guarantees your principal if the whole principal amount is held to maturity.
Without the worry of losing a single cent of your hard earned money, you receive:
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Total Guaranteed Fixed Interest of 5.08%
of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 0.8638% a year) |
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100% Principal Amount guaranteed
when held to maturity |
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Potential Maturity Variable Interest
of up to 4% linked to 5 Singapore Company Shares* |
A similar structure is also available in USD*.
How does it work?
Assuming an investment amount of S$10,000, held till maturity:
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Best Case Scenario
(Maximum Interest Potential) |
Worst Case Scenario
(Minimum Interest Payable) |
End of Year |
Interest Rate on Principal Amount |
Interest Payable |
Interest Rate on Principal Amount |
Interest Payable |
1 |
1.88% |
S$188 |
1.88% |
S$188 |
2 |
0.80% |
S$80 |
0.80% |
S$80 |
3 |
0.80% |
S$80 |
0.80% |
S$80 |
4 |
0.80% |
S$80 |
0.80% |
S$80 |
5 |
0.80% |
S$80 |
0.80% |
S$80 |
At maturity |
4.00% |
S$400 |
0% |
S$0 |
Total interest payout |
9.08% |
S$908 |
5.08% |
S$508 |
Principal + Interest payout |
109.08% |
S$10,908 |
105.08% |
S$10,508 |
At a Glance:
Investment Currency |
Singapore Dollars (SGD) |
| Tenor |
5 Years and 11 Months |
| Offer Period |
16 April 2012 to 19 May 2012^ |
| Guaranteed Fixed Interest |
Payable at the end of:
End of Year |
% of the Principal Amount |
1 |
1.88% |
2 |
0.80% |
3 |
0.80% |
4 |
0.80% |
5 |
0.80% |
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| Total Guaranteed Fixed Interest |
5.08%* of the Principal Amount |
| Maturity Variable Interest |
Minimum at 0% of the Principal Amount and maximum at 4% of the Principal Amount* |
| Minimum Effective Interest Rate |
0.8638% per annum
(Based on total guaranteed minimum interest of 5.08%* of the Principal Amount.) |
| Underlying Basket |
CapitaLand Limited ("CAPL")
DBS Group Holdings Limited ("DBS")
Keppel Land Limited ("KPLD")
SembCorp Marine Limited ("SMM")
Singapore Telecommunications Limited ("ST")
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