Structured Deposit - Previous Series

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Investments
Structured Deposits

Below is a list of past Structured Deposits offered. Although applications are now closed, you can read more about the individual structured deposit.

Select a structured deposit to find out more:

Overview

UOB Structured Deposit - Winning Trends

Please note that UOB Structured Deposit – Winning Trends closed on 7 April 2005. Below is a snapshot of the Account.

UOB Winning Trends* offers:

Guaranteed interest + Potential Bonus Interest^{1, 2}

Deposit	Total Guaranteed Interest	Minimum Effective Interest Rate	Participation Rate (PR)
4-Year NZD	16.35% 5.45% p.a. for the first 3 years	4.17% p.a.	70%
5-Year USD	10.40% 2.6% p.a. for the first 4 years	2.10% p.a.	55%
6-Year SGD	9.00% 1.8% p.a. for the first 5 years	1.51% p.a.	25%

100% principal guarantee at maturity³
No sales and management fee

Notes:
*Not a conventional fixed deposit as the yield is only for part of the tenor. The structured deposit may not be withdrawn before maturity without consent from the Bank. In the event the Bank allows you to prematurely terminate the structured deposit, you shall be liable to indemnify the Bank for all loss, costs, charges and/or expenses referrable to such early termination and such other administrative and other charges which the Bank may impose.
¹ Guaranteed interest will be paid yearly for each year of the tenor, except for the last year, only if the structured deposit has not been withdrawn.
² The bonus interest will depend on the performance of the underlying basket and the participation rate and could accordingly be zero.
³ The 100% principal guarantee is applicable only upon maturity of the structured deposit in its denominated currency. If the structured deposit is withdrawn before maturity date, the redemption amount may be less than the principal amount.

View Past Performance

View and monitor the performance ofstructured deposit at:

NZD Return Tracker (PDF: 36KB)
USD Return Tracker (PDF: 36KB)
SGD Return Tracker (PDF: 38KB)

You need Adobe Acrobat Reader to view these files. To download a copy, click here.

More Information

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government’s guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Useful Information

Uniplus Account Rates

Savings Amount	Rates
First S$3,000	0.2500
Next S$47,000	0.2750
Next S$50,000	0.3750
Remaining Balance Above S$100,000	0.4750

Investments