Current Structured Deposit

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (3)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

	Receive yearly payout plus minimum Maturity Variable Interest totaling 8.8% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.485% a year)
	Get 100% of your Principal Amount guaranteed
	Earn Maturity Variable Interest of up to 6% linked to 10Y and 1Y SGD swap rates*

How does it work?
Assuming an investment amount of S$10,000, held till maturity:

	Best Case Scenario (Maximum Interest Potential)		Worst Case Scenario (Minimum Interest Payable)
End of Year	Interest Rate on Principal Amount	Interest Payable	Interest Rate on Principal Amount	Interest Payable
1	1.30%	S$130	1.30%	S$130
2	1.40%	S$140	1.40%	S$140
3	1.50%	S$150	1.50%	S$150
4	1.60%	S$160	1.60%	S$160
5	1.70%	S$170	1.70%	S$170
Maturity Variable Interest	6.00%	S$600	1.30%	S$130
Total interest payout	13.50%	S$1,350	8.80%	S$880
Principal + Interest payout	113.50%	S$11,350	108.80%	S$10,880

UOB Structured Deposit 2011 - Series (3) is also available in USD^#.

 
Change your Prospects today! Speak to a UOB Personal Banker for more details.

At a Glance:

Investment Currency	Singapore Dollars (SGD)
Tenor	5 Years and 11 Months^
Offer Period	28 March 2011 to 30 April 2011^
Guaranteed Fixed Interest	Payable at the end of: Year % of the Principal Amount 1 1.30% 2 1.40% 3 1.50% 4 1.60% 5 1.70% Total Guaranteed Fixed Interest Rate = 7.5%
Maturity Variable Interest	Minimum at 1.3% of the Principal Amount and maximum at 6% of the Principal Amount*
Total Guaranteed Minimum Interest	8.8%* of the Principal Amount
Minimum Effective Interest Rate	1.485% per annum (Based on total guaranteed minimum interest of 8.8%* of the Principal Amount.)
Underlying Instrument	10Y and 1Y SGD Swap Rate
^Subject to changes, please refer to Indicative Term Sheet for more details

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (3) ("UOB Structured Deposit 2011 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (3).

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