UOB CPF Investment Account

Benefits

• Professionally-managed account
  • Invest your CPFIS-Ordinary Account savings in the following products that are included in the CPF Investment Scheme-Ordinary Account (CPFIS-OA):
    
    

    Investment Products included in CPFIS-OA		Investment Limit1
    Professionally Managed Products	Unit Trusts Insurance Policies and Investment-Linked Products Fund Management Accounts Singapore Government Securities Singapore Government Treasury Bills Statutory Board Bonds Bonds Guaranteed by the Singapore Government	100%
    Other Products
    	Singapore Dollar Fixed Deposits	100%
    	Loan Stocks, Corporate Bonds and Shares, including IPOs of Singapore-incorporated and SES-listed companies	35%
    	Gold Exchange Traded Funds and other Gold Products	10%
    Source: CPF Board, 30 October 2008 1 Subject to CPF SGD 20,000 requirement

• Consolidated monthly statements
  • Receive a complete record of your monthly transactions, investment portfolio with updated valuations, cash balance in your UOB-CPF Investment Account and sub-limits available for investments in stocks (35%) and gold (10%).
• Earn daily interest
  • Enjoy daily interest on the uninvested cash balance in your UOB-CPF Investment Account.
• 24-hour banking convenience
  • Easy and convenient access to your UOB-CPF Investment Account via our 24-hour phone banking service or UOB Personal Internet Banking.
• Deposit Insurance
  • Monies denominated in Singapore dollars placed by an individual or a charity with full banks and finance companies in Singapore under the CPFIS are covered under the Deposit Insurance Scheme.
    For details, click here.

Eligibility

• Rates & Fees
  • A nominal service charge based on transactions conducted
  • A quarterly bank service charge based on the investment portfolio held in your UOB-CPF Investment Account
  • A low transaction fee of S$1.50 for all UOB Unit Trusts Regular Savings Plan (RSP) purchases effected through UOB sales channels. Please refer to the table below for details:
    
    

    UOB-CPF Investment Account
    Investments	Transaction Charge	Service Charge
    Shares/Loan Stocks/Coporate Bonds/Unit Trusts
    Purchase, Sale, Conversion Of Loan Stocks, IPO Allotment, Cash Offer, Application Of Rights And Application Of Excess Rights	S$2 per 1,000 shares/units or part thereof per transaction, subject to a maximum of S$20	S$2 per counter/unit trust per quarter
    Fixed Deposits/Fund Management Accounts/Insurance Policies
    Payment/Receipt Of Funds	S$2 per transaction	S$2 per counter per quarter
    Singapore Government Securities/Treasury Bills
    Purchase And Sale Transactions	S$2 per transaction	S$2 per counter per quarter
    Statutory Board Bonds/Bonds Guaranteed By The Singapore Government
    Purchase And Sale Transactions	S$2 per tradable lot, subject to a maximum of S$20	S$2 per counter per quarter
    Gold
    Gold Certificates	S$5 per certificate and S$30 per kilo per annum storage charge	S$2 per counter per quarter
    Gold Exchange Traded Fund	S$2 per 10 shares, subject to a maximum of S$20	S$2 per counter per quarter
    Gold Savings Account	0.25% per annum based on the highest balance for the month, subject to a minimum of 0.12 grams per month	S$2 per counter per quarter
    Notes: 1. All charges for account holders with residential addresses in Singapore are subject to Singapore's Goods and Services Tax 2. All charges are subject to change at the Bank's discretion. A detailed schedule of the Bank's charges is also available on request

• Requirements
  • You must be a CPF member and be at least 18 years old
  • You are not an undischarged bankrupt

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