Singapore Savings Bonds

  • You'll Love

    • Investment issued and backed by the Singapore Government
    • Redemption flexibility with no penalty
    • Apply with ease through UOB Personal Internet Banking or UOB ATMs

    You'll Need

    • An individual Central Depository (CDP) securities account
    • UOB Savings / Current account with ATM card
    • Direct Crediting Service (DCS) that links CDP securities account to your bank account
    • Minimum investment of S$500

At a Glance

Singapore Savings Bonds (SSB) is a special type of Singapore Government Securities (SGS) with features that make them accessible and suitable for individual investors.

Benefits

features

Safe

You can always get your investment amount back in full with no capital losses.

Long-term

You can invest for up to ten years, with interest that increases over time. The longer you hold on your bond, the higher your return.

Flexible

You can choose to exit your investment in any given month, with no penalties. There is no need to decide on a specific investment period at the start.

Key Features

Features Details
Eligibility Individuals aged 18 years and above
Term 10 years
Interest
  • Paid every 6 months
  • At issuance, rates for the entire 10-year term are fixed based on the prevailing SGS yields and locked in for each issue
Issuance Monthly
Investment amount
  • Minimum of $500, and subsequent multiples of $500
  • Up to $50,000 per issue, and up to $100,000 in aggregate

Note: S$2 per transaction for each application request

Redemption
  • Monthly, with no penalty
  • Principal and any accrued interest will be paid

Note: S$2 per transaction for each redemption request

Non-transferable Savings Bonds cannot be transferred or sold to another person

Apply Now

Before you apply, you will need to have the following:-

  • CDP Securities Account linked with Direct Crediting Service (DCS).
    Do not have one?
    Visit CDP's webpage for information on opening your CDP Securities account.

  • UOB Savings/Current Account.
    Do not have one? Find out more

Ways to apply

More Information

Call 1800 222 2121

 

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