Insure & Travel





You'll Love

  • Hassle-free online buying experience


You'll Need

  • To buy Insure & Travel before you leave Singapore
  • To be a Singaporean or is a Singapore PR, or Work Permit
    or Employment pass holder or has a Long Term Visit Pass

Key Benefits

Unlimited
Coverage

for Emergency Medical Evacuation and Repatriation^

Up to
S$500,000

for Medical, Dental & Other Expenses Incurred Overseas^

  • Up to S$300,000

    for Personal Accident^
  • 50% premium discount

    for Child travelling with an Insured adult on Single Trip Individual Plan^
  • Up to S$15,000

    for Loss of Deposit/Cancellation^

  • Up to S$2,000

    for Baggage Delay^

^The relevant policy terms and conditions apply.

  • Before Start of Your Trip

  • Personal Accident Cover

  • Medical Expenses

  • Compassionate Support

  • Travel Inconvenience

  • Exclusive cover for UOB Cardholders

  • Other Covers

The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy and will be sent to you upon acceptance of your application by United Overseas Insurance Limited ("UOI"). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether this product is suitable for you



Geographical Areas


Select your plan:

ASEAN Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam
Asia Asia countries excluding Middle East countries, Central Asia countries and Russian Federation. Australia and New Zealand are included under Asia
Worldwide Anywhere in the world

 

Important Information


Eligibility for cover


Singaporean Citizen / PR / valid Emploment Pass / Work Permit
to work in Singapore or have a
Dependent Pass or Long Term Visit Pass.
  • You must be domiciled in Singapore.
  • The Trip must not be for the purpose of seeking medical treatment.
  • Insured Person above Age 70 years old is not eligible for Preferred Plan

Family Plan

consists of you, your spouse with any
number of your Child.

Maximum
Enrolment Age

for Annual Multi-trip:
60
years old
on next birthday.


View other information here.

Refund and Cancellation Policy

In the event the Insured wish to cancel the policy after successful payment, it will be subject to an administrative charge of S$25 for each Insured Person for Individual Plan and S$25 for each Family Plan. For Annual Multi-Trip Plan, it will be subject to the short term rate as stated in the policy wordings.


 

General Exclusions


Summary of Major Exclusions applicable to Insure & Travel:


  • Main Exclusions
    • War and kindred risks and government acts
    • Nuclear/Chemical/Biological Terrorism (LSW 1176)
    • Nuclear hazards
    • Unreasonable care and attention
    • Racing, motor sports, mountaineering, flying as a pilot and crew member or other hazardous pursuits and underwater activities except leisure scuba diving under the supervision of a qualified diving instructor
    • Self-inflicted injury or illness
    • AIDS or AIDS Related Complex
    • Alcoholism or drug abuse
    • Pre-existing medical conditions
    • Pregnancy including childbirth, caesarean operation, abortion, miscarriage (and all complications therefrom) except miscarriage due to accidental bodily injury as provided under Section 3(c) of the Policy contract
  • Medical Expenses
    • Medical treatment (except as specified) in Singapore
    • Non-essential treatment or surgery
    • Medical treatment being the specific purpose of the trip
  • Cancellation and Curtailment
    • Failure to notify travel agent/tour operator or provider of transport or accommodation immediately if it is found necessary to cancel or curtail the travel arrangement
  • Travel Delay
    • Failure of the Insured Person to check-in according to the itinerary supplied to him
    • Strike or industrial action which was in existence at the date of purchase of this insurance
  • Baggage and Money
    • Normal wear and tear
    • Confiscation or detention by customs
    • Damage to fragile articles
    • Losses not reported to the police within 24 hours at the place of loss
    • Baggage losses not reported to the carrier immediately
  • Personal Liability
    • Injury to employees or members of the Insured Person's family
    • Liability arising out of the use of vehicles, aircraft or watercraft
    • Property belonging to or held in trust or in the custody or control of the Insured Person
    • Liability directly arising from the Insured Person's specific pursuit of any trade, business or profession
    • Liability assumed by the Insured Person by agreement

For the full list of Exclusion, you may refer to the policy wording available here.


 

Contact Us

Via Phone
You may call UOI at 6222 7737 during business hours
(excluding Saturday, Sunday and Public Holidays)
•  Monday - Thursday : 8.45am to 5.45pm
•  Friday : 8.45am to 4.45pm
Via Email
Email your enquiries to UOI-Connect@uoi.com.sg

Only Mastercard, Visa credit or debit card or American Express® cards are accepted.


 
*Important Notice and Disclaimers
The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy and will be sent to you upon acceptance of your application by United Overseas Insurance Limited ("UOI"). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether this product is suitable for you. United Overseas Bank Limited ("UOB") does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products and services stated herein are provided by UOI.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/ LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

United Overseas Bank Limited Co. Reg. No.193500026Z
United Overseas Insurance Limited Co. Reg. No. 197100152R