PRUsave Privilege Accelerator
Every person wants peace of mind that financial security brings. Whatever your financial goals, you may need a plan that can help grow your savings.
The PRUsave Privilege Accelerator is an endowment plan to potentially help you realize your savings goals. With a 3-year premium payment term for a 10-year maturity period, PRUsave Privilege Accelerator helps you diversify and secure your savings while you are able, thus easing your financial commitments in later years.
Peace of Mind Should Anything Happen.
PRUsave Privilege Accelerator offers protection against death2, provided through PRUsave Privilege (during the policy term) and Premium Accelerator (before the fourth Policy Anniversary1). You can be assured that as you save, your family’s future is secure if anything should happen to you.
The death benefit2 from PRUsave Privilege will be the lower of:
- 105% of the total premiums paid to PRUsave Privilege at the time of death, or
- Face Value3
plus Bonuses4 that are added.
You are assured that if the total premiums paid to PRUsave Privilege at the time of death is higher than the total amount calculated above, Prudential will pay2 the total premiums paid to PRUsave Privilege, inclusive of any yearly Premium Credit provided by Premium Accelerator.
The death benefit2 from Premium Accelerator is 105% of the total premiums paid to Premium Accelerator, less the total Yearly Premium Credit added to PRUsave Privilege (if any). The Premium Accelerator will cease after it has provided for the fifth year premium for PRUsave Privilege and the Cash Reward has been paid out (i.e. at the fourth Policy Anniversary1).
Lump Sum Maturity Benefit
- With PRUsave Privilege Accelerator, you can look forward to receiving your maturity benefit2 in one lump sum. The maturity benefit is the Face Value3 plus Bonuses4 (including Reversionary, Performance and Maturity Bonuses) that are added.
3-Year Commitment That Rewards
You can now enjoy potential returns with just a 3-year premium payment with PRUsave Privilege Accelerator.
Our Premium Accelerator has a Yearly Premium Credit feature that automatically pays for your premiums for PRUsave Privilege in the fourth and fifth year of your policy. Therefore, you are relieved from continuing to pay premiums throughout your policy term and hence easing your financial commitments to enjoy other pursuits. What's more, you will also receive a one-time cash reward (1.25% of the total premiums paid into Premium Accelerator) on the fourth Policy Anniversary1.
Application for PRUsave Privilege Accelerator is simple and hassle-free. No medical check-ups or answering questions about your health is required. Simply submit your application and you are on your way to financial peace of mind.