PRUsave Series

Bring your financial dreams closer
Life is unpredictable. And with important milestones like getting married, buying a home, providing for your child's education and creating a retirement nest egg, you need a plan that truly helps you manage the future, as it comes along.

That's why we designed the PRUsave Series, a comprehensive suite of endowment plans that will empower you with the ability to potentially set aside more funds while giving you life insurance protection. So go with PRUsave Series today and welcome tomorrow with full confidence.

Highlights of PRUsave Series

Endowment Plan
PRUsave Series
Plan Options / Details
PRUsave
PRUsave limited pay
PRUsave max limited pay (SGD)2
Policy Term
10 - 45 years1
10 / 15 / 20 / 25 years
10 years
Premium Paying Term
As per policy term
5 / 10 / 15 years
5 years
(Guaranteed Issuance plan)
Currency
SGD
SGD2
Maturity Payout
Lump Sum upon maturity or Yearly Instalments
Lump Sum
Coverage
Death, Terminal Illness3 and Total and Permanent Disability3
Death only
Death Benefit
100% of the sum assured plus any accumulated bonuses4
Lower of:
• 105% of total premiums paid-to-date or
• Face Value plus any accumulated Bonuses4, less any outstanding loans (including interest).
Additional protection6
• Crisis Cover III
• Crisis Waiver III
• Payer Security III5
Max Protector Multiplier9

Benefits

Benefits of PRUsave Series

More Information

Notes

PRUsave Series is a plan underwritten by Prudential Assurance Company Singapore (Pte) Ltd (“Prudential Singapore”).
1 For the Life Assured at entry after age 65 next birthday, only a 10-year policy term is allowed.
2 PRUsave Max Limited Pay (SGD) is also available in USD. Please speak to a UOB Personal Banker for more details.
3 Policy provides coverage against Terminal Illness (“TI”) and Total and Permanent Disability (“TPD”) during the term of the policy, and before the anniversary of the policy on which the Life Assured will attain the age of 65. The Life Assured cannot claim for both TI and TPD. If TPD occurs before age 1, 20% of the sum assured will be payable in one lump sum and the policy terminates. In the event of any payout, the amount will be less off policy outstanding loans (if any).
4 Bonuses are not guaranteed and will vary according to the future experience of the participating fund.
5 Payer Security III is available on a policy where the policyowner is a parent/legal guardian paying the policy premiums.
6 For full list of supplementary benefits (with additional premium), please speak to a UOB Personal Banker.
7 Interest earned on maturity instalments are assumed at a non-guaranteed rate of 3% p.a..
8 Terms and conditions apply. Please refer to the policy document for the list of the 30 specified critical illnesses.
9 Max Protector Multiplier can also be attached to PRUsave limited pay with 5 years premium paying term.

IMPORTANT NOTICE AND DISCLAIMERS
Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above insurance products. Acceptance of the proposal is subject to underwriting. The precise terms and conditions of the above insurance products are specified in the respective policy documents. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether the insurance product is suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail.

United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products and services stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.

United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z


February 2013