PRUlink supergrowth account is a single premium investment-linked insurance plan that gives you the flexibility to invest your money in a wide selection of investment funds, all within one single plan. So you can enjoy potentially higher investment gains, while being protected at the same time.
1 Starts with a minimum premium of S$5,000.
2 The net sales charge of 3% of your single premium comprises the initial investment charge (bid-offer spread) of 5% and the allocation rate of 102.11% of your premium.
Please refer to the product summary for an example of how net sales charge is calculated.
3 The minimum premium for top-up is S$2,000. Top-ups are allowed at any time within the permissible age limits.
4 The minimum withdrawal amount is S$1,000. The remaining units in your Account must be worth at
least S$1,000 based on the bid price at the time of the withdrawal If not, you will not be able to make a
partial withdrawal. The sum assured will be reduced proportionately on withdrawals.
5 Subject to availability of other PRUlink funds. The minimum amount to switch out of a PRUlink fund is S$1,000. The remaining units in the PRUlink fund that you are switching out from must be worth at least S$1,000 based on bid price at the time the switch is carried out. If not, you must switch all the units out of the PRUlink fund.
Important Notice and Disclaimers:
Investments are subjected to investment risks including the possible loss of the principal amount invested. The value of the units may fall as well as rise. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid.
Varying Continuing Investment Charge applies to the respective Prulink funds. Details (including fees and charges, and specific risks) of the Fund will be found in the Fund Information Booklet.
This insurance plan is not a bank’s savings or fixed deposit account.
Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product. The precise terms and conditions of the above product are specified in the policy. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether this product is suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail.
United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products and services stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.
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United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z
