One Account

You'll Love

  • Up to 3.33% p.a. interest rates
  • Up to 3.33% cash rebate with min. S$500 or
    up to 5% cash rebate with min. S$2,000, across all
    spend+ on your One Card
  • Up to S$1,416 in interest and cash rebate

You'll Need

  • To be at least 18 years old
  • To have an initial deposit and maintain a minimum balance of S$500

Benefits

Up to
2% p.a. interest^

Spend S$500 monthly on your UOB One Card and/or UOB Direct Visa Debit Card.

Read more >
Up to
3.33% p.a. interest^

Spend S$500 monthly on your UOB One Card and/or UOB Direct Visa Debit Card.

AND

Credit your salary via GIRO (min. S$2,000) or Pay 3 bills monthly via GIRO.

Read more >

How it works?

Account Balance in your UOB One Account First
S$10,000
Next
S$20,000
Next
S$20,000
Above
S$50,000

Spend S$500
on your UOB One Card
and/or UOB Direct Visa Debit Card

1% p.a. 1.5% p.a. 2% p.a. 0.05% p.a.

Spend S$500
on your UOB One Card
and/or
UOB Direct Visa Debit Card

+

Credit your salary
(min. S$2,000) or
Pay 3 bills monthly
via GIRO

1.5% p.a. 2% p.a. 3.33% p.a. 0.05% p.a.

Total interest is equivalent to Base Interest Plus Bonus Interest. Base interest is 0.05% p.a.. Bonus interest is paid on first S$50,000 balance in your One Account.




With UOB One Account and UOB One Card,
you can earn savings of up to S$1,416:
  • Spend S$500 on your UOB One Card every month for 12 months+
    (all Visa transactions successfully posted in the calendar month)
  • Salary credit of min. S$2,000 monthly
  • Maintain a monthly average balance# of S$50,000 in deposits over 12 months

One Account Interest
(yearly):

S$1,216

+
UOB One Card Cash
Rebate (yearly) [?]:

S$200

=
Total Interest & Cash Rebate
earned (yearly)

S$1,416







Calculate my total savings

|

Calculate my One Card cash rebate



Account Balance

S$50,000
< Balance >
10k 15k 20k 25k 30k 35k 40k 45k 50k



Credit card spend
S$ 
     
Debit card spend
S$ 


S$
Salary credit
amount

Made >3 GIRO
Transactions



One Account Interest
(yearly):

S$1,216.00

+
UOB One Card Cash
Rebate (yearly) [?]:

S$200.00

=
Total Interest & Cash Rebate
earned (yearly)

S$1,416.00









Access & Track

Internet Banking
Perform more than 70 types of transactions at your convenience from the comfort of your home or office.

Read more >
ATMs
More than 1200 ATMs island-wide offering cash withdrawal, balance enquiry, Cash Card Top-up and NETS Flashpay Top-up.

Read more >
Mobile Banking
Withdraw cash without an ATM card, discover privileges on your phone, bank on the go, and much more.

Read more >
Convenience of a monthly
e-Statement

Go paperless with 5 years of stored electronic statements from the time you subscribe. What's more, this enhanced version will display both Credit and Debit card eligible spend, and a summary of total bonus interest earned in the previous calender month.
Other ways to access your account >

Initial Amount

S$500


Requirements

Age

> 18

years old

Fees

Fall below fee of S$2 / month

(below S$500 balance)


S$30

for closing of account within
6 months from opening

S$10

per additional cheque book
(50 leaves)

Learn more about account fees and charges.


 
+Enjoy up to 3.33% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 3 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with min. 3 purchases monthly to earn the quarterly cash rebate of S$300. Each qualifying quarter consists of 3 consecutive statement periods. For existing cardmembers, this will be applicable from the new qualifying quarters after 1 October 2015. Please refer to full set of UOB One Visa Credit Card Terms and Conditions and FAQs.

#Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

^Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criteria of S$500 Card Spend. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criterias of S$500 Card Spend and S$2,000 salary credit or 3 GIRO debits per month.

* Limited to the first 600 qualifying new UOB Principal Credit Cardmembers who had never held a UOB Principal in the last six (6) months prior to 1 January 2016. To qualify, the new UOB Principal Credit Cardmembers must spend a minimum amount of S$600 within the first 30 days of card approval. Full details at www.uob.com.sg/credit-cards/50-cash.html

Important Notices


Important information on the use of UOB Accounts and Services



Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB/FEB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.


More Information

  • Call our 24-hour hotline at 1800 222 2121
  • Contact Us