UOB Direct Visa Debit Card

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You'll Love

  • Convenience of a Visa Debit Card with Visa payWave,
    an ATM card, a NETS card and FlashPay all on one card
  • No monthly bills to worry about

You'll Need

  • Be at least 16 years old
  • A UOB Savings or Current account
  • No minimum income requirements
Apple Pay The new simple and secure way to make payments. Find out how.


Earn up to
10% SMART$ rebate

Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase.

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Pay with
One Wave

Just tap in front of a secure reader to pay for purchases under $100!

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Up to 3.33% p.a. interest with UOB One Account

Earn higher interest when you spend on your UOB Direct Visa Debit Card.

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  • World Wide Acceptance

    Accepted at over 30 million Visa merchants globally, including e-shopping, mail and phone orders.
  • Tap and go with NETS FlashPay

    Convenient for your daily commute on public transport, ERP gantries and parking payments.

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  • UOB Card Privileges

    Enjoy exclusive dining, travel, e-shopping, entertainment privileges, and more.

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  • ATM and NETS Access

    Access to over 1,200 ATMs in Singapore and global ATM access on the Visa Plus Network. Pay for purchases NETS outlets islandwide.

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Spend Control

Purchases are debited directly from your account. Track transactions via UOB Personal Internet Banking or Mobile Banking and monthly statements.

Enhanced Card Security

EMV Smart Chip protects against “skimming”, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts.

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See how the UOB Direct Visa Debit Card compares to a UOB ATM Card:

UOB Direct Visa Debit Card UOB ATM Chip Card
EMV Chip Card
Withdraw cash from UOB and OCBC ATMs in Singapore
Withdraw cash worldwide
Pay for purchases locally & overseas
eg. Online, Mail Order & Phone Order
Pay for PIN-based purchases locally
Use on SMRT/Transit Link/ComfortDelGro and CityCab
Conduct fast and secure contactless payment
Get up to 10% rebate with UOB SMART$ Programme
Enjoy UOB Card Shopping, Entertainment and Dining Privileges

Pay With One Wave

Convenient and secure, Visa payWave is fast, easy and contactless. Simply wave your UOB Direct Visa Debit Card in front of a secure reader, grab your purchases and in 5 seconds you are on your way. Visa payWave transactions are restricted to purchases under S$100, which is great for small ticket purchases. For transactions above S$100, simply swipe your card and sign.

Where to use Visa payWave?
Just a few of the many places where Visa payWave is accepted:

and selected stores from:
• Ajisen • Bata Shoes • BHG • Cathay Cineplexes • Challenger • Crystal Jade My Bread • Eng Wah Cinemas • Fox • Fragrance Food • G2000 • Garrett Popcorn • Giordano • Golden Village • Hang Ten • Home-Fix • Mango • Meidi-Ya • Pastamania • Pepper Lunch • Polar Puffs And Cakes • Popular Book Company • Salad Stop • Subway • Shop n Save • Tcc • Video Ezy

The next time you shop, look out for this symbol:

Maximise savings with the UOB One Account

Earn higher interest rates of up to 3.33% p.a. on your savings when you spend on your UOB Direct Visa Debit Card.

Find out more.


Annual fee
$18 yearly
  • First 3 years card fee wavier
  • Annual fee waiver with 12 Visa
    transactions per year


Singapore citizen/PR/
Min. annual income
Holds a
Savings Account/
Current Account
≥ 16
years old

Apply Now

  • Visit any UOB Branch

    Visit any UOB Group Branch to apply immediately

  • Download a copy of the application form here.

    Mail completed form to:
    UOB Card Centre Robinson Road
    P.O. Box 1688
    Singapore 903338

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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