||The new simple and secure way to make payments. Find out how.
Earn up to
Enjoy SMART$ rebates1
at over 900 participating outlets and use it to offset your next purchase.
The Coffee Bean & Tea Leaf
and many moreâ€¦
Up to 3.33% p.a. interest with UOB One Account
Earn higher interest when you spend on your UOB Direct Visa Debit Card.
Enjoy fast, contactless payment with Visa payWave, or turn your mobile device into an electronic wallet3
with Mighty Pay or Apple Pay. Conveniently pay for MRT/LRT/bus and taxi fares with NETS FlashPay.
Enjoy exclusive travel perks and deals of up to 10% off with your UOB Direct Visa Debit Card. Terms and conditions apply.
- UOB Card Privileges
Enjoy exclusive dining, travel, e-shopping, entertainment privileges, and more.
- World Wide Acceptance
Accepted at over 30 million Visa merchants globally, including e-shopping, mail and phone orders.
If you wish to change your daily Visa limit, download the 'UOB Debit Card Daily/Monthly Limit Form' here.
- ATM and NETS Access
Access to over 1,200 ATMs in Singapore and global ATM access on the Visa Plus Network. Pay for purchases NETS outlets islandwide.
Purchases are debited directly from your account. Track transactions via UOB Personal Internet Banking or Mobile Banking and monthly statements.
Enhanced Card Security
EMV Smart Chip protects against â€śskimmingâ€ť, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts. Read more
Convenient and secure, Visa payWave is fast, easy and contactless. Simply wave your UOB Direct Visa Debit Card in front of a secure reader, grab your purchases and in 5 seconds you are on your way. Visa payWave transactions are restricted to purchases under S$100, which is great for small ticket purchases. For transactions above S$100, simply swipe your card and sign.
Where to use Visa payWave?
Just a few of the many places where Visa payWave is accepted:
and selected stores from:
• Ajisen • Bata Shoes • BHG • Cathay Cineplexes • Challenger • Crystal Jade My Bread • Eng Wah Cinemas • Fox • Fragrance Food • G2000 • Garrett Popcorn • Giordano • Golden Village • Hang Ten • Home-Fix • Mango • Meidi-Ya • Pastamania • Pepper Lunch • Polar Puffs And Cakes • Popular Book Company • Salad Stop • Subway • Shop n Save • Tcc • Video Ezy
The next time you shop, look out for this symbol:
Earn higher interest rates of up to 3.33% p.a. on your savings when you spend on your UOB Direct Visa Debit Card.
Find out more.
- First 3 years card fee wavier
- Annual fee waiver with 12 Visa
transactions per year
- Visit any UOB Branch
Visit any UOB Group Branch to apply immediately
- Download a copy of the application form here.
Mail completed form to:
UOB Card Centre Robinson Road
P.O. Box 1688
1 Visit uob.com.sg/smart for the full list of merchants.
2 Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.
3 UOB Mighty Pay is only compatible with selected Android devices with Near Field Communication (NFC) support, running on Android 4.4 or higher. Asus devices using x86 processors are not supported. Visit uob.com.sg/mighty for details. Apple Pay only on eligible UOB Visa and MasterCard cards issued in Singapore on iPhone 7, iPhone 7 Plus, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE, Apple watch and Apple watch series 2 paired with iPhone 5 or later, iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3. For a list of compatible Apple Pay devices, see www.apple.com/sg/apple-pay.
4 There is no transaction fee charged for withdrawing cash on UOB ATMs in Malaysia, Indonesia and Thailand. A S$5 service charge per cash withdrawal will be charged for cash withdrawals on non-UOB ATMs. The amount of cash drawn is subject to foreign exchange rates. For the foreign exchange rate used for your cash withdrawal transaction, please refer to your statement of accounts for the Foreign and home currency withdrawal details. For more information, please click here.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment
products are not insured.
Click here for other debit card related fees and charges