UOB One Card

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The One and only card that earns you up to 5.33% cash rebates.
- Up to 3.33% on everything you buy, everytime, everywhere.
- Additional 2% on all overseas transactions (with effect from 25 March 2013)

Get cash rebate even on 0% Instalment Payment Plan
Experience a fast easy and contactless way to pay with Visa PayWave.

Benefits

Earn up to 5.33% cash rebates with UOB One Card

Up to 3.33% on all your spend

Receive up to S$600 in annual cash rebates on everything you buy, every time, everywhere including your 0% Instalment Payment Plan purchases! There is no need to worry about expiration of rebates earned, the need to accumulate rebates before receiving them, or earning rebates only at selected retailers!

Simply spend over S$300 a month to get up to 3.33% in cash rebates per quarter to automatically offset your credit card bills! The more you spend, the more cash rebates you will get.

Here's how it works:

Min Requirement	Purchases made with UOB One Card			Rebates Earned
Statement date	15 April	15 May	15 June	15 July
Total minimum monthly spend	S$1,500 S$ 800 S$ 300	S$1,500 S$ 800 S$ 300	S$1,500 S$ 800 S$ 300	S$150 S$ 80 S$ 30
Minimum number of purchases per statement period.	3	3	3

Your quarterly rebates start from the day your account is opened. Your first qualifying quarter commences from your account opening month. For example, if your Card is issued in April, your first qualifying quarter is April - June, followed by July - September. Your qualifying quarter will be reflected on your One Card statement. Rebates for the first qualifying quarter may be prorated.^{^}

Up to 5.33% on overseas spend (with effect from 25 March 2013)

What’s more, now you can earn an additional 2% on all overseas spend with your UOB One Card – that makes a total of up to 5.33% in cash rebates to enjoy during your next holiday!

This bonus applies to all transactions made overseas (excluding online transactions), capped at S$5,000 overseas spend per calendar year, awarded to you every month to offset your monthly credit card bills.

Here’s an illustration of how much rebates you can earn:

Qualifying Quarter	15 Apr to15 Jun
3.33% quarterly rebate on all spend*
Minimum spend per month (minimum of 3 transactions per month)	S$1,500
*3.33% rebates earned per quarter**	S$150
2% rebate on overseas spend^#
Assuming total overseas spend (out of the above minimum spend for the quarter)	S$1,000
2% rebates^# earned	S$20
Total rebates earned	S$170

*Assuming your UOB One Card’s statement date is the 15th of every month, a minimum of 3 purchases with a total minimum spend must be posted before the statement date in order for you to earn the quarterly cash rebates.
^#Please refer to full set of Additional 2% cash rebate on overseas spend Terms and Conditions
^ Please refer to full set of UOB One Visa Credit Card Terms and Conditions. (PDF: 43KB)

0% Instalment Plan
- Shop to your heart's content with the UOB 0% Instalment Payment Plan (IPP)! You will enjoy flexibility and greater financial control with our wide range of interest-free instalment payment plans, from 3, 6, 9, 12, 24 to 36-months. Whether you are shopping for Electronics, Home Essentials, Travel packages or more, all you need is your UOB One Card and you are all set to enjoy huge interest savings!
- What’s more, your 0% Instalment Payment Plan purchases on your One Card are eligible to earn you the quarterly cash rebates.
  
  Click here for more information.
  
  Terms and conditions apply.

Pay With One Wave

Convenient and secure, Visa payWave is fast, easy and contactless. Simply wave your UOB One Card in front of a secure reader, grab your purchases and in 5 seconds you are on your way. Visa payWave transactions are restricted to purchases under S$100 which is great for small ticket purchases. For transactions above S$100, simply swipe your Card and sign.

Where to use Visa payWave?
Just a few of the many places where Visa payWave is accepted:

and selected stores from:
• Ajisen • Bata Shoes • BHG • Cathay Cineplexes • Challenger • Crystal Jade My Bread • Eng Wah Cinemas • Fox • Fragrance Food • G2000 • Garrett Popcorn • Giordano • Golden Village • Hang Ten • Home-Fix • Mango • Meidi-Ya • Pastamania • Pepper Lunch • Polar Puffs And Cakes • Popular Book Company • Salad Stop • Subway • Shop n Save • Tcc • Video Ezy
The next time you shop, look out for this symbol:
See full listing.
See FAQs

UOB Smart$ Programme
- Your UOB One Card rewards you with SMART$ rebate at over 600 participating outlets. SMART$ works just like regular S$. Simply charge to your card at any SMART$ outlet to earn SMART$ which can be used to offset your next purchase at any SMART$ outlet.
  
  Click here for more information.
Privileges all year round
- Our monthly newsletter brings exciting promotions and exclusive fashion and sales previews
Dining Privileges
- Especially for those who enjoy dining out, UOB lets you indulge in great food at fabulous discounts. Take your pick from over 1,000 dining establishments in Singapore and across Asia.
  
  Click here for more information.
UOB Cashplus
- Enjoy a credit limit of up to six times⁺ your monthly income or S$200,000, whichever is lower, subject to Bank’s approval. Plus, access to instant cash at any ATM islandwide.
  
  ⁺ Customers with a minimum annual income of S$120,000 can get a credit limit of up to six times their monthly income or S$200,000, whichever is lower. Otherwise the credit limit granted will be up to four times their monthly income.

Eligibility

Rates & Fees
- Annual card membership fee:
- The Principle Card is S$128.40 per annum
- Free for the first Supplementary Card as long as Principal Card is valid
- S$64.20 for the second Supplementary Card
- Just charge S$7,200 to each card yearly to enjoy a fee waiver for that card the following year, upon card anniversary date.
- Enjoy first year fee waiver.
Requirements
- You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old.
- A minimum annual income of S$30,000.
- Foreigners require a minimum annual income of S$60,000, or if you do not meet the income requirements, a Fixed Deposit collateral of minimum S$10,000 is required
- Supplementary card applicants must be aged 18 years and above.

Apply Online

Do not have a UOB Credit Card?
- - Complete an online application form
  Please print, sign and send (mail, fax or email) the signed application to us with the required documents. Your card will be sent to you within 2 weeks upon receipt of your signed application form and documents.
Existing UOB Credit Card customer?
- - Leave your contact details and we will contact you within 3 working days.
  - Download and complete an acceptance form
Get Your Card Tomorrow!
- - Fax your signed application form and supporting documents to (65) 6397 6402 before 2pm, Monday to Friday (excluding public holiday) to receive your approved card on the next business day
  - Photocopy of NRIC (front and back) for both Principal and Supplementary Applicants
  - Have supporting documents on hand
  - Submit your application in just 10 minutes

Instant Approval at UOB Lite Branch

For collection of your approved UOB Credit Cards on the same day, visit UOB Toa Payoh Lite Branch with the required supporting documents.

Collection details are as follows:

Batch	Submission	Application Submitted	Collection Time @ Branch
1	Mondays to Fridays	11.00am - 12.00pm	4.00pm
2		12.00pm - 2.00pm	6.00pm
3		2.00pm - 4.00pm	8.00pm
4		After 4.00pm	2.00pm (next day)

Other Ways to Apply
- - Visit any of our UOB Group Branch or call us anytime at 1800 355 1212
  - Mail the signed application form to:
    UOB Card Centre
    Robinson Road P.O Box 1688
    Singapore 903338
What are the supporting documents required?
- ^ For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$5,000 per month. Submit your Latest 12 months’ CPF Contribution History online via http://www.uob.com.sg/submitcpfstmt.html (SingPass required)
  
  * You can now print your Notices of Assessment at myTax Portal with your SingPass or IRAS PIN. The service is free. Log on to https://mytax.iras.gov.sg for more details.
- Mandatory Documents for Foreigners:
  In addition to the above documents, please provide
  - Employment Pass with at least 6 months’ validity; and
  - A photocopy of Passport with at least 6 month validity (Principal and Supplementary Applicant); and
  - Latest billing proof as per your local home address (e.g. telephone bill, utilities bill etc)
- For Existing UOB Credit Cardmembers:
  Latest income documents as above are required if you wish to
  (i) update the Credit Limit on your UOB Cards or there has been a change in your previous employment; or
  (ii) apply for UOB CashPlus Application
Apply for UOB Supplementary Card
- Apply for a UOB Supplementary Credit Card for someone special, and we'll get it wrapped up and delivered in 24 hours. There are no annual fee charges, and you get to decide on the credit limit.
- Download an application form here.
UOB Credit Cards Referral Programme
- Refer your friends to UOB Credit Cards and get a FREE Fujiflim Instax Camera worth S$129*
- Click here to find out more

More Information

Call us 24-hour, toll-free at 1800 355 1212
Fax us at +65 6356 6266
Visit any UOB Group Branch
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