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UOB One Card

You'll Love

  • Up to 13.33% rebate1 locally.
  • 2% cash rebate overseas.

You'll Need

  • Be at least 21 years old
  • Annual income of at least $30,000

Benefits

Up to 13.33% rebate1 locally

Earn up to 3.33% on everything you buy plus up to 10% SMART$ rebate.

Read more
2% cash rebate overseas

Earn an additional 2% on all overseas spend.

Read more
  • Dining delights

    Enjoy fabulous discounts at over 1,000 dining establishments in Singapore and across Asia!

    Read more
  • Pay with One Wave

    Just tap in front of a secure reader to pay for purchases under $100!

    Learn more
  • Up to 10% SMART$ rebate

    Only UOB One Card lets you be rewarded with up to 10% SMART$ rebate, on top of your existing rebates.

    Read more
  • UOB 0% Instalment Payment Plan

    Enjoy greater financial control and earn cash rebate with UOB 0% Instalment Payment Plan, the only cash rebate card that lets you do so!

    Read more

Cash Rebates

Get up to 13.33% cash rebate1 locally and 2% cash rebate overseas.


At a glance

Up to 3.33 % cash rebate on all spend
Up to 10% SMART$ rebate at participating merchants
Additional 2% cash rebate on overseas spend

How does it work?


  • Earn up to 3.33% cash rebates

Simply spend over S$300 a month to get up to 3.33% in cash rebate per quarter to automatically offset your credit card bills! The more you spend, the more cash rebate you will get.

Assuming your UOB One Card Statement date is 15th of every month, a minimum of 3 purchases with a total minimum spend must be posted before the statement date in order for you to earn the quarterly cash rebate.

Min Requirement Purchases made with UOB One Card Rebate Earned
Statement date 15 Aug 15 Sept 15 Oct 15 Nov
Total minimum monthly spend tiers i S$300 S$300 S$300 S$30
ii. S$800 S$800 S$800 S$80
iii. S$1,500 S$1,500 S$1,500 S$150
Minimum number of purchases per statement period. 3 3 3  

Please refer to full set of UOB One Visa Credit Card Terms and Conditions. (PDF: 43KB)

  • Up to 10% SMART$ rebates

On top of your One Card cash rebates, you can get up to an additional 10% instant SMART$ rebate at over 600 participating merchants islandwide which let you earn up to 13.33% cash rebates.

  • 2% cash rebates overseas

Earn an additional 2% on all overseas spend with your UOB One Card. This additional 2% rebate applies to all transactions made overseas (excluding "not card-present" transactions example online transactions, mail/phone order), capped at S$5,000 overseas spend per calendar year, awarded to you every month to offset your monthly credit card bills.

With effect from 15 January 2015, the additional 2% overseas cash rebate will not be awarded to overseas transactions effected in Singapore dollars.

Please refer to full set of Additional 2% cash rebate on overseas spend Terms and Conditions.


Pay With One Wave

Convenient and secure, Visa payWave is fast, easy and contactless. Simply wave your UOB One Card in front of a secure reader, grab your purchases and in 5 seconds you are on your way. Visa payWave transactions are restricted to purchases under S$100, which is great for small ticket purchases. For transactions above S$100, simply swipe your card and sign.

Where to use Visa payWave?
Just a few of the many places where Visa payWave is accepted:

and selected stores from:
• Ajisen • Bata Shoes • BHG • Cathay Cineplexes • Challenger • Crystal Jade My Bread • Eng Wah Cinemas • Fox • Fragrance Food • G2000 • Garrett Popcorn • Giordano • Golden Village • Hang Ten • Home-Fix • Mango • Meidi-Ya • Pastamania • Pepper Lunch • Polar Puffs And Cakes • Popular Book Company • Salad Stop • Subway • Shop n Save • Tcc • Video Ezy

The next time you shop, look out for this symbol:


Rates

Principal card
S$128.40 yearly
  • 3 years card fee waiver (Valid until 31 Dec 2014)
Supplementary card
Free
1st card
S$64.20
subsequent card

Fees are inclusive of Singapore’s prevailing Goods and Services Tax (GST)

Requirements

Singapore citizen/PR
Foreigners
 
Min. annual income
S$30,000 OR

Fixed Deposit collateral of minimum S$10,000

Min. annual income
S$40,000 OR

Fixed Deposit collateral of minimum S$10,000

Age
≥ 21
years old

Apply Now

1 Complete application form online
2 Submit your documents to uobcc.credit@uobgroup.com before 1pm~

~Same day card delivery is applicable to credit card applications submitted online with complete required documents before 1 pm, Mon-Fri (excluding Public Holidays).
For applications submitted on Sat and Sun, card will be delivered by Tuesday. Please note that application pending further documentation will not be eligible for same-day card delivery.
More Information