Personal Loan

  • personal loanpersonal loan

    Enjoy extra cash with low interest rate of 4.38% p.a. (EIR 8.20% p.a.). Offer ends 31 August 2017.


Affordable repayments as low as S$0.69* a day

Choice of loan tenors from 12 to 60 months

Greater control of finances with structured repayments

Rates & Tenors

For existing UOB Credit Card/ CashPlus customers

Ratelicious Month!
Enjoy 0% processing fee when you apply for a UOB Personal Loan online now! Promotion ends 31 August 2017.

Loan Tenor(Months) Processing fee(%) Flat rates(% p.a.) Effective interest rates (% p.a.)



8.00 17.94 14.45
24 16.54 14.68
36 15.84 14.55
48 15.34 14.35
60 14.94 14.13


Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply. The disbursed amount will be nett of the processing fee of the approved loan amount.

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Promotion for new UOB Credit Card/ CashPlus customers

Enjoy interest rate as low as 4.38% p.a. with no processing fee (EIR 8.20% p.a.) if you are a new UOB Credit Cards/ CashPlus customer. Limited period only, offer ends on 31 August 2017 .

Eligible customers of minimum approved loan amount of $10,000 and tenor of at least 36 months will receive S$100 Dairy Farm Gift Vouchers!


Loan Tenor(Months) Processing fee(%) Flat rates(% p.a.) Effective interest rates (% p.a.)
12 1.8%
24 8.96
36 8%
48 8%
60 8.81


Receive a free gift upon approval.



Note: UOB Credit Cards/ CashPlus Personal Loan Interest Rate Promotion is applicable for new UOB Credit Cards and/or CashPlus accounts submitted and approved from 16 May - 31 August 2017. S$100 Dairy Farm Gift Vouchers are applicable for minimum approved loan amount of S$10,000 with a minimum loan tenor of 36 months. The Dairy Farm Gift Vouchers will be sent to successful loan applicants within 2 months of disbursement of the loan. The Dairy Farm Gift vouchers are valid at Cold Storage, Market Place, Jasons, Giant, Guardian and 7-Eleven. Please refer here for full set of promotional terms and conditions.

*Daily repayment of S$0.69 is calculated based on an approved loan amount of S$1,000 for loan tenor of 60 months and interest rate of 4.8% p.a.


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