Lending Rates

Personal Banking Rates

IMPORTANT: The rates shown here are indicative only and are subject to change without prior notice. They are not to be taken as an offer to contract. United Overseas Bank Group shall not be responsible for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.

Lending Rates
United Overseas Bank Limited • Far Eastern Bank Limited

Private Residential Home Loan Packages UOB Clear Home Loan (NEW!)
	(Loan to Value =< 80%)
Interest	ClearRt_3M^# + 1.00%
	(Loan to Value =< 80%)
Interest	ClearRt_6M^# + 1.00%
	(Loan to Value =< 80%)
Interest	ClearRt_12M^# + 1.00%

# Based on the prevailing Swap Offer Rate at point of disbursement / roll-over.
The Swap Offer Rate is a published rate that is available in The Business Times.

Private Residential Home Loan Packages UOB HomePlus Home Loan
Loan Tenor	Floating Rate Package
Loan Tenor	Loan to Value =< 80%
1st year	3.50% p.a. (1.00% off HomePlus Rate_020807*)
2nd year	3.75% p.a. (0.75% off HomePlus Rate_020807*)
Thereafter	4.00% p.a. (0.50% off HomePlus Rate_020807*)

* Current HomePlus Rate_020807 is 4.50% p.a.

Private Residential Home Loan Packages
	Standard Floating Rate Package
	Loan to Value =< 80%
1st year	3.25% p.a. (1.25% off Mortgage Rate_020807**)
2nd year	3.50% p.a. (1.00% off Mortgage Rate_020807**)
Thereafter	3.75% p.a. (0.75% off Mortgage Rate_020807**)

** Current Mortgage Rate_020807 is 4.50% p.a.

HDB Home Loan Packages
	Standard Floating Rate Package
	Loan to Value =< 80%
1st year	3.25% p.a. (1.25% off HDB Mortgage Rate_010807**)
2nd year	3.50% p.a. (1.00% off HDB Mortgage Rate_010807**)
Thereafter	3.75% p.a. (0.75% off HDB Mortgage Rate_010807**)

** Current HDB Mortgage Rate_010807 is 4.50% p.a.

Important Information For Home Loans

1.	The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
2.	The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
3.	The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
4.	The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
5.	The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.