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The maximum loan exposure under this programme is S$50,000 per company. Overall, this is subject to the company's total LEFS exposure (including Micro Loan Scheme) of not more than S$50,000. If the company currently has existing LEFS exposure of more than S$50,000 with any of the participating financial institutions, it will not be eligible for the Micro Loan Scheme.
Types of Loans
The available financing facilities include:
- LEFS Micro Loan - Hire Purchase (Equipment Financing)
- LEFS Micro Loan - Term Loan (eg: Renovation, Working Capital)
Work out your monthly instalments with our LEFS Calculator.
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To apply for the Micro Loan Scheme, local SMEs must meet the following requirements:
- Local companies with at least 30% local shareholdings.
- Employ not more than 10 workers.
On a group basis, fixed asset investment should not be more than S$15 million and employment size not more than 200 workers.
If you would like to apply for the LEFS Micro Loan Scheme, please visit any UOB Business Development Group or UOB Group Branch.
Please note that supporting documents may be required to process the applications on a case-by-case basis.
Alternative, you may want to download, print and submit this application form.
You can send it to us at the following address:
United Overseas Bank Limited
Business Banking
80 Raffles Place
#11-00 UOB Plaza 1
Singapore 048624
Contact Us
For queries or comments about any of the three schemes above, please:
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