UOB FlexiYield Accounts

UOB FlexiYield Accounts are notice accounts available in SGD and USD that give a higher yield on funds when a 31-day notice is given prior to withdrawals.


A minimum first placement of 50,000 units in the chosen currency or such amount as determined by the Bank from time to time.

UOB FlexiYield Account Features:

Feature Description


Available in SGD and USD


Interest is accrued daily and paid out monthly.

Mode of deposit

• MAS Electronic Payment System/Telegraphic Transfer
• Inward cheque
• Over the counter
• Funds transfer within UOB accounts
• Inward GIRO

Initial deposit

SGD: S$50,000; USD: US$50,000

Mode of withdrawal

• MAS Electronic Payment System/Telegraphic Transfer
• Funds transfer within UOB accounts

Withdrawal condition

• A 31-day notice must be given prior to disbursement of funds.
• A penalty will be imposed for early withdrawal where the withdrawal notice period is less than 31 days.
• Notice period commences from the day UOB receives instruction letter.

Early withdrawal penalty*

Penalty is based on the higher of $50 or:
- SGD: 0.60% x 31/365 x [withdrawal amount];
- USD: 0.20% x 31/360 x [withdrawal amount].

Minimum average balance

SGD: S$8,000; USD: US$1,000

Fall below fee

SGD: S$25: USD: US$15

Early closure fee (if within 6 months from account opening)

SGD: S$30: USD: Waived

Monthly statement


*Rates quoted are for illustration purposes only and are subject to change.


The UOB FlexiYield Account is designed to complement the existing range of current account and fixed deposit products. It is ideal for maximising returns on surplus corporate funds in the interim period leading to scheduled payment dates. Key benefits of the product include:
• Earn an attractive interest* on funds in the account;
• Flexibility of depositing funds in any amount and at any time.


All rates quoted are subject to change. Please contact your Relationship Manager for our latest rates.

FlexiYield Account Standard Interest Rates (p.a.)*:

Deposit Amount
First $10 million
Next $90million
Next $400 million
Above $500 million





*Terms and Conditions apply

Apply Now

  • For enquiries, please:
    • Call your Relationship Manager
    • Call us at 1800 226 6121 (Mondays to Fridays, 9.00am to 6.00pm)

More Information

Important information on the use of UOB Accounts and Services

Terms and Conditions Governing Accounts and Services (PDF: 96KB)
Additional Terms and Conditions Governing Accounts and Services (PDF: 317KB)
Terms and Conditions for UOB FlexiYield Accounts (SGD) and UOB Global FlexiYield Accounts (USD) (PDF:288KB)

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB/FEB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.