Liquidity Management

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Commercial Banking
Cash Management

Managing liquidity efficiently is a key concern of every company. At UOB, we offer a comprehensive range of liquidity management solutions that will help enhance your interest earnings, utilise inter-company funding more effectively and improve treasury management.

Benefits
- Eliminates time and effort to monitor and transfer funds manually
- Consolidates idle balances for higher returns on investments
- Improves overall company liquidity and facilitates better planning and structuring of short-term investments and borrowings
- Optimises the use of internal funds within the group by reducing overdraft utilisation and increasing interest income
- In pooling, funds are not co-mingled as there is no physical fund movement
- In pooling, participating subsidiaries will continue to maintain full autonomy of their bank accounts
Cash Pool
- UOB offers cash pooling solutions to organisations with decentralised operational structures that want to preserve the autonomy of their subsidiaries’ cash management.
  
  In cash pooling, the participant accounts in a single currency are aggregated for interest compensation purposes. Funds are not physically moved but are notionally combined.
  
  Cash Pooling allows you to:
  - Minimise interest expense by offsetting debit and credit positions
  - Preserve autonomy, control and record-keeping
  - Benefit from offsetting without co-mingling funds from inter-company accounts
Cash Sweeping
- UOB Cash Sweeping Solution is an automated solution that concentrates end-of-day balances from a source account to a target account. Funds are physically moved and concentrated in the target account.
  
  Cash Sweeping allows you to:
  - Concentrate balances
  - Maximise return on surplus funds
  - Minimise interest expense

More Information

Contact your Relationship Manager
Call Transaction Banking at +65 6539 8704
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Useful Information

Uniplus Account Rates

Savings Amount	Rates
First S$3,000	0.2500
Next S$47,000	0.2750
Next S$50,000	0.3750
Remaining Balance Above S$100,000	0.4750

Commercial Banking

Liquidity Management

More Information

Useful Information

Uniplus Account Rates